Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal

Hybrid
Direct
Equity Savings
Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal

About the Fund

Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal is a hybrid fund. This fund was started on 20 May, 2013. The fund is managed by Aurobinda Prasad Gayan, Murthy Nagarajan, Sailesh Jain. This fund gives you the benefit of diversification.

Key Parameters

  1. Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal has ₹156 Cr worth of assets under management (AUM) as on Jun 2024 and is less than category average.
  2. The fund has an expense ratio 0.5.

Returns

Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal has given a CAGR return of 10.91% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 16.82%, 10.72% and 10.63% respectively.

Holdings

Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Basic Materials, Consumer Defensive, Government, Health, Tech, Communication, Energy, Corporate, Utilities, Consumer Cyclical.

Taxation

As it is a equity savings mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal

The investment objective of the scheme is to provide long term capital appreciation and income distribution to the investors by predominantly investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 0.00. Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal has no lock in period.

Fund Performance

Fund Overview

Expense ratio0.48%
Benchmark
NIFTY Equity Savings TR INR
AUM₹156 Cr
Inception Date20 May, 2013
Min Lumpsum/SIP₹5000/--
Exit Load
0.25%
Lock InNo Lock-in
TurnOver
78.54%
Risk
Risk meter
pointer
Low to Moderate Risk

Fund Distribution
as on (30-Jun-24)

  • Equity 20.5%

  • Debt & Cash 79.6%

Sector Allocation

Jun'24

May'24

Apr'24

Financial Services
19.9%
Industrial
17.7%
Basic Materials
14.7%
Consumer Defensive
11.2%
Health
8.6%
Tech
8.6%
Communication
7.9%
Energy
7.3%
Utilities
3.8%
Consumer Cyclical
0.5%
All changes are between Oct'69 and Dec'69

Aurobinda Prasad Gayan
Aurobinda Prasad Gayan
Fund Manager of Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal, since 5 January 2022
Murthy Nagarajan
Murthy Nagarajan
Fund Manager of Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal, since 1 April 2017
Sailesh Jain
Sailesh Jain
Fund Manager of Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal, since 9 November 2018

Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal Highlights

Risk meter
pointer

Low to Moderate Risk

Investors understand that their principal will be at Low to Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.91% since inception which is more than its category average return of 8.45%
Fund Allocations

Fund Allocations

This fund has an allocation of 20.48% in Equity, 10.94% in Debt and 68.65% in Cash related instruments
AUM size ₹156 Cr

AUM size ₹156 Cr

This fund has AUM of ₹156 Cr which is less than its category average of ₹ 1388 Cr
Expense Ratio 0.48%

Expense Ratio 0.48%

This fund has an expense ratio of 0.48% which is less than its category average expense ratio of 1.14%

Frequently Asked Questions

The current NAV of Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal is ₹28.5 as on 18-Jul-2024.
Existing (Absolute + CAGR) as on 18-Jul-2024.
Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal
Absolute Returns
CAGR Returns
1 Month Returns
1.82%
1.82%
6 Month Returns
9.24%
9.24%
1 Year Returns
16.82%
16.82%
3 Years Returns
35.74%
10.72%
5 Years Returns
65.71%
10.63%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.48% as on June 2024
₹156 Cr as on June 2024
Ambuja Cements Ltd(6.27%), Larsen & Toubro Ltd(5.26%), Bharti Airtel Ltd(5.18%), Reliance Industries Ltd(4.81%), Tata Money Market Dir Gr(4.73%) as on June 2024
Cash Equivalent(67.09%), Government(8.42%), Financial Services(4.09%) as on June 2024
AAA
100
Aurobinda Prasad Gayan, Murthy Nagarajan, Sailesh Jain are the fund managers of Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal
The Exit load of Tata Equity Savings Direct Plan Periodic Payout of Income Distribution cum Capital Withdrawal is 0.25%