Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option
Get the latest NAV of Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹23.82
1D
NAV as on 07 Jul 2025
14.37%/per year
Since Inception
▲▼
8 people have invested ₹ 7K in Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option in the last three months
Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (07-Jul-25)
The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Equity 97.8%
Debt & Cash 2.2%
Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Equity 97.8%
Debt & Cash 2.2%
Top 3 Sectors in May were Financial Services, Industrial & Health
Financial Services
33%
Industrial
12%
Consumer Cyclical
12%
Financial Services
36%
Industrial
13%
Health
12%
Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option Holdings Details
as on (30-Jun-25)
Equity
Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.84% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹49 Cr |
| Inception Date | 19 January, 2019 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 70% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option
Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option is an equity fund. This fund was started on 19 January, 2019. The fund is managed by Gargi Banerjee. The fund could potentially beat inflation in the long-run.
Key Parameters
- Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option has ₹49 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option has given a CAGR return of 14.37% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -9.49%, 16.21% and 16.92% respectively.
Holdings
Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Basic Materials, Health, Consumer Defensive, Tech, Communication, Energy, Utilities. Its top holdings are ICICI Bank Ltd, Bharti Airtel Ltd, HDFC Bank Ltd, InterGlobe Aviation Ltd, Bajaj Holdings and Investment Ltd
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option
The primary investment objective of the Scheme is to generate income and long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option of 3 Years
Fund Manager
Gargi Banerjee
Fund Manager of Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option, since 19 January 2019
- AUM of the fund stands at 48.8 Cr as of May'25
- AUM increased by 0.6 Cr between May'25 and Apr'25
More funds from Shriram
5Y CAGR
▲ 18.12
5Y CAGR
▲ 17.45
Frequently Asked Questions for Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option
How do I invest in Shriram ELSS Tax Saver Fund Direct Payout of Income Distribution cum capital withdrawal option?
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