SBI Retirement Benefit Fund - Conservative Plan Direct Payout of Income Dist cum cap wdrl
SBI Retirement Benefit Fund - Conservative Plan Direct Payout of Income Dist cum cap wdrl

SBI Retirement Benefit Fund - Conservative Plan Direct Payout of Income Dist cum cap wdrl

Hybrid
Direct
Retirement

NAV: ₹ 11.2 as on 28-09-2022

Fund Performance
zero opening, trading, fund transfer fee
2 people have invested ₹ 1000 in mutual fund in the last three months

Fund Performance

Return
1M
3M
6M
1Y
This Fund
0.1%
4.4%
3%
4.5%
Benchmark
-
-
-
-
About the Fund

SBI Retirement Benefit Fund - Conservative Plan Direct Payout of Income Dist cum cap wdrl is a hybrid fund. This fund was started on  17 February, 2021. The fund is managed by Dinesh Ahuja, Mohit Jain, Ardhendu Bhattacharya, Rohit Shimpi. This fund gives you the benefit of diversification.

Key parameters

1) SBI Retirement Benefit Fund - Conservative Plan Direct Payout of Income Dist cum cap wdrl has a NAV of 11.2144 as on 28-09-2022.

2) SBI Retirement Benefit Fund - Conservative Plan Direct Payout of Income Dist cum cap wdrl has 150 Cr worth of assets under management (AUM) as on 31-07-2022 and is less than category average.

3) The fund has an expense ratio 0.89 %.

Fund Overview

Expense ratio
Expense ratio
0.89%
Benchmark
Benchmark
Nifty Composite Debt Index TR INR
AUM
AUM
₹150 Cr
Inception Date
Inception Date
17 February, 2021
Min Lumpsum/SIP
Min Lumpsum/SIP
₹5000/₹500
Exit Load
Exit Load
0%
Lock In
Lock In
5 Years
TurnOver
TurnOver
11.27%

Fund Distribution

  • Equity 19.1%
  • Debt & Cash 80.9%

Sector Allocation

Aug'22

Jul'22

Jun'22

Financial Services

33.7%

Industrial

23%

Consumer Cyclical

22.2%

Basic Materials

7.1%

Tech

6.7%

Health

4%

Real Estate

3.2%

Top Holdings

  • All
  • Equity
  • Debt & Cash
Total Holdings44
Equity Holdings34
Debt Holdings10
Holdings
Weight%
Holdings Trend
1M Change
icon
7.54% Govt Stock 2036
44.19%
300%
icon
Mahindra Rural Housing Finance Limited
6.68%
0%
icon
Housing Development Finance Corporation Limited
5.07%
100%
icon
LIC Housing Finance Limited
5.03%
100%
icon
Summit Digitel Infrastructure Limited
4.84%
100%

What changed

in last one month
  • Scheme
  • Portfolio
AUM increased by 2.3 Cr in last 1M
Aug'22 return outperformed benchmark

Change in AUM

Aug'22
₹ 148.5 Cr
Jul'22
₹ 146.2 Cr
Jun'22
₹ 142.1 Cr

Fund Returns vs Benchmark

Aug'22
2.74%
2.58%
Jul'22
2.74%
2.58%
Jun'22
-0.39%
-0.84%
Fund Return
Benchmark Return

Concentration Analysis

Fund
Aug'22
Jul'22
Jun'22
No of Holdings
44
45
44
Top 5 Company Concentration
5.8%
5.9%
5.7%
Company having highest exposure
HDFC Bank Ltd (1.5%)
HDFC Bank Ltd (1.5%)
HDFC Bank Ltd (1.4%)
No of Sectors
10
10
10
Top 5 Sectors Concentration
91.8%
91.8%
91.9%
Sector having highest exposure
Government (46.7%)
Government (51.2%)
Government (48.5%)

Fund Manager

Dinesh Ahuja

Dinesh Ahuja

Managing this fund since 17 February 2021

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Magnum Medium Duration Fund Direct Growth
7.33%
4.79%
SBI Equity Hybrid Fund Direct Growth
13.7%
13.83%
SBI Magnum Gilt Fund Direct Growth
6.83%
5.08%
Mohit Jain

Mohit Jain

Managing this fund since 31 October 2021

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Bluechip Fund Direct Growth
15.09%
14.49%
SBI Equity Hybrid Fund Direct Growth
13.7%
13.83%
SBI Focused Equity Fund Direct Plan Growth
17.19%
15.72%
Ardhendu Bhattacharya

Ardhendu Bhattacharya

Managing this fund since 1 July 2021

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Floating Rate Debt Fund Direct Growth
0%
5.41%
Rohit Shimpi

Rohit Shimpi

Managing this fund since 31 October 2021

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Magnum Equity ESG Fund Direct Growth
14.13%
15.51%

AMC details

Address
9th Floor, Crescenzo,,C-38 & 39, G Block, Bandra Kurla Complex,,Bandra (East), Mumbai
Phone
91-22-66142900
Fund House
SBI Funds Management Ltd

Fund Highlights

meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 7.18% since inception which is less than its category average return of 8.56%
Fund Allocations

Fund Allocations

This fund has an allocation of 19.13% in Equity, 74.14% in Debt and 6.74% in Cash related instruments
AUM size ₹150 Cr

AUM size ₹150 Cr

This fund has AUM of ₹150 Cr which is less than its category average of ₹ 538 Cr
Expense Ratio 0.89%

Expense Ratio 0.89%

This fund has an expense ratio of 0.89% which is less than its category average expense ratio of 1.56%

Frequently Asked Questions

The current NAV of SBI Retirement Benefit Fund - Conservative Plan Direct Payout of Income Dist cum cap wdrl is 11.21.
Existing (Absolute + CAGR)
SBI Retirement Benefit Fund - Conservative Plan Direct Payout of Income Dist cum cap wdrl
Absolute Returns
CAGR Returns
1 Month Returns
0.06%
0.06%
6 Month Returns
3.06%
3.06%
1 Year Returns
4.31%
4.31%
3 Years Returns
0%
0%
5 Years Returns
0%
0%
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0.89 as on August 2022
150 Cr as on August 2022
HDFC Bank Ltd(1.48%),ICICI Bank Ltd(1.38%),Infosys Ltd(1.05%),Maruti Suzuki India Ltd(0.99%),Housing Development Finance Corp Ltd(0.92%) as on August 2022
Government(46.71%),Corporate(24.53%),Cash Equivalent(9.87%) as on August 2022
AAA
81.98
AA
18.02
Rohit Shimpi,Dinesh Ahuja,Mohit Jain,Ardhendu Bhattacharya are the fund managers of SBI Retirement Benefit Fund - Conservative Plan Direct Payout of Income Dist cum cap wdrl
The Exit load of SBI Retirement Benefit Fund - Conservative Plan Direct Payout of Income Dist cum cap wdrl is 0%