SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl

Hybrid
Direct
Equity Savings
SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl

About the Fund

SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl is a hybrid fund. This fund was started on 27 May, 2015. The fund is managed by Nidhi Chawla, Neeraj Kumar, Mansi Sajeja. This fund gives you the benefit of diversification.

Key Parameters

  1. SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl has ₹4701 Cr worth of assets under management (AUM) as on May 2024 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl has given a CAGR return of 10.14% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 19.11%, 11.09% and 11.63% respectively.

Holdings

SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Corporate, Industrial, Basic Materials, Government, Consumer Cyclical, Energy, Communication, Health, Tech, Consumer Defensive, Real Estate, Securitize, Utilities.

Taxation

As it is a equity savings mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl

The scheme aims to generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 0.00. SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl has no lock in period.

Fund Performance

Fund Overview

Expense ratio
Expense ratio
0.67%
Benchmark
Benchmark
NIFTY Equity Savings TR INR
AUM
AUM
₹4701 Cr
Inception Date
Inception Date
27 May, 2015
Min Lumpsum/SIP
Min Lumpsum/SIP
₹1000/--
Exit Load
Exit Load
0.1%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
125.69%

Fund Distribution
as on (31-May-24)

  • Equity 37.3%

  • Debt & Cash 62.7%

Large cap
60.8%

Mid cap
6.8%

Small cap
4%

Sector Allocation

May'24

Apr'24

Mar'24

Financial Services
40.1%
Industrial
17%
Basic Materials
12.7%
Consumer Cyclical
10.1%
Energy
6.8%
Communication
4.8%
Health
3.6%
Tech
1.8%
Consumer Defensive
1.8%
Real Estate
0.9%
Utilities
0.4%
All changes are between Oct'69 and Dec'69

Nidhi Chawla
Nidhi Chawla
Fund Manager of SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl, since 1 January 2022
Top funds managed
Scheme
Annualised Returns(3Y)
Category Returns(3Y)
SBI Equity Savings Direct Growth
11.09%
9.08%
Neeraj Kumar
Neeraj Kumar
Fund Manager of SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl, since 27 May 2015
Mansi Sajeja
Mansi Sajeja
Fund Manager of SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl, since 1 July 2021

SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.14% since inception which is more than its category average return of 8.2%
Fund Allocations

Fund Allocations

This fund has an allocation of 37.29% in Equity, 22.35% in Debt and 40.36% in Cash related instruments
AUM size ₹4701 Cr

AUM size ₹4701 Cr

This fund has AUM of ₹4701 Cr which is more than its category average of ₹ 1321 Cr
Expense Ratio 0.67%

Expense Ratio 0.67%

This fund has an expense ratio of 0.67% which is less than its category average expense ratio of 1.13%

Frequently Asked Questions

The current NAV of SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl is ₹23.07 as on 14-Jun-2024.
Existing (Absolute + CAGR) as on 14-Jun-2024.
SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
3.43%
3.43%
6 Month Returns
8.09%
8.09%
1 Year Returns
19.11%
19.11%
3 Years Returns
37.09%
11.09%
5 Years Returns
73.38%
11.63%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.67% as on May 2024
₹4701 Cr as on May 2024
HDFC Bank Ltd(8.96%), ICICI Bank Ltd(3.81%), Kotak Mahindra Bank Ltd(3.6%), Reliance Industries Ltd(3.48%), 7.38% Govt Stock 2027(3.43%) as on May 2024
Cash Equivalent(41.22%), Financial Services(14.96%), Corporate(13.27%) as on May 2024
AAA
53.49
AA
46.51
Nidhi Chawla, Neeraj Kumar, Mansi Sajeja are the fund managers of SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl
The Exit load of SBI Equity Savings Direct Quarterly Payout Inc Dist cum Cap Wdrl is 0.1%