Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus
Get the latest NAV of Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹31.43
▲3.7%1D
NAV as on 12 May 2025
11.82%/per year
Since Inception
▲▼
Fund Performance
as on (12-May-25)
Peer comparison
Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus Asset Allocation
as on (31-Mar-25)
Fund Distribution
as on (31-Mar-25)
Equity 99.5%
Debt & Cash 0.5%
Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus Sector Allocation
as on (31-Mar-25)
Sector Allocation
Equity 99.5%
Debt & Cash 0.5%
Top 3 Sectors in March were Financial Services, Consumer Cyclical & Tech
Financial Services
34%
Consumer Cyclical
13%
Industrial
11%
Financial Services
34%
Consumer Cyclical
13%
Tech
13%
Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus Holdings Details
as on (30-Apr-25)
Equity
Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.03% |
Benchmark | BSE 500 India TR INR |
| AUM | ₹3119 Cr |
| Inception Date | 11 February, 2015 |
| Min Lumpsum/SIP | --/-- |
| Exit Load | 0% |
| Lock In | 5 Years |
TurnOver | 32.92% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus
Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus is a hybrid fund. This fund was started on 11 February, 2015. The fund is managed by Ashutosh Bhargava, Kinjal Desai, Pranay Sinha. This fund gives you the benefit of diversification.
Key Parameters
- Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus has ₹3119 Cr worth of assets under management (AUM) as on Mar 2025 and is more than category average.
- The fund has an expense ratio 1.
Returns
Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus has given a CAGR return of 11.82% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.52%, 22.46% and 26.42% respectively.
Holdings
Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Tech, Energy, Basic Materials, Consumer Defensive, Health, Utilities, Communication, Real Estate.
Taxation
As it is a retirement mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. There is a lock in period for Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus of 5 Years
Fund Manager
Ashutosh Bhargava
Fund Manager of Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus, since 8 April 2024
Kinjal Desai
Fund Manager of Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus, since 25 May 2018
Pranay Sinha
Fund Manager of Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus, since 31 March 2021
- AUM of the fund stands at 3K Cr as of Mar'25
- AUM increased by 194.8 Cr between Mar'25 and Feb'25
More funds from Nippon
3Y CAGR
▲ 21.84
3Y CAGR
▲ 19.01
Frequently Asked Questions for Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus
What is the current NAV of Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus?
What are the average returns of Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus?
Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus | Absolute Returns | CAGR Returns |
1 Month Returns | 7.91% | 7.91% |
6 Month Returns | -0.84% | -0.84% |
1 Year Returns | 11.52% | 11.52% |
3 Years Returns | 83.63% | 22.46% |
How do I invest in Nippon India Retirement Fund - Wealth Creation Scheme - Direct Bonus?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.