LIC MF Unit Linked Insurance Scheme Direct Plan
Get the latest NAV of LIC MF Unit Linked Insurance Scheme Direct Plan. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹40.29
▲2.8%1D
NAV as on 12 May 2025
12.06%/per year
Since Inception
▲▼
Fund Performance
as on (12-May-25)
Peer comparison
LIC MF Unit Linked Insurance Scheme Direct Plan Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
LIC MF Unit Linked Insurance Scheme Direct Plan Asset Allocation
as on (31-Mar-25)
Fund Distribution
as on (31-Mar-25)
Equity 74.3%
Debt & Cash 25.7%
LIC MF Unit Linked Insurance Scheme Direct Plan Sector Allocation
as on (31-Mar-25)
Sector Allocation
Equity 74.3%
Debt & Cash 25.7%
Top 3 Sectors in March were Government, Financial Services & Corporate
Government
56%
Financial Services
33%
Corporate
19%
Government
74%
Financial Services
36%
Corporate
19%
LIC MF Unit Linked Insurance Scheme Direct Plan Holdings Details
as on (30-Apr-25)
Equity
Debt & Cash
LIC MF Unit Linked Insurance Scheme Direct Plan Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.28% |
Benchmark | CRISIL Hybrid 35+65 - Agg TR INR |
| AUM | ₹477 Cr |
| Inception Date | 1 March, 2013 |
| Min Lumpsum/SIP | --/-- |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 23.42% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About LIC MF Unit Linked Insurance Scheme Direct Plan
LIC MF Unit Linked Insurance Scheme Direct Plan is a hybrid fund. This fund was started on 1 March, 2013. The fund is managed by Karan Doshi. This fund gives you the benefit of diversification.
Key Parameters
- LIC MF Unit Linked Insurance Scheme Direct Plan has ₹477 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 1.3.
Returns
LIC MF Unit Linked Insurance Scheme Direct Plan has given a CAGR return of 12.06% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.46%, 14.93% and 19.48% respectively.
Holdings
LIC MF Unit Linked Insurance Scheme Direct Plan has allocated its funds majorly in Government, Financial Services, Corporate, Industrial, Cash Equivalent, Consumer Cyclical, Consumer Defensive, Tech, Basic Materials, Health, Communication, Energy.
Taxation
As it is a balanced allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of LIC MF Unit Linked Insurance Scheme Direct Plan
An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s 80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. LIC MF Unit Linked Insurance Scheme Direct Plan has no lock in period.
Fund Manager
Karan Doshi
Fund Manager of LIC MF Unit Linked Insurance Scheme Direct Plan, since 1 July 2024
- AUM of the fund stands at 469.8 Cr as of Mar'25
- AUM increased by 19.4 Cr between Mar'25 and Feb'25
More funds from LIC
5Y CAGR
▲ 17.13
3Y CAGR
▲ 13.97
5Y CAGR
▲ 16.12
5Y CAGR
▲ 12.14
Frequently Asked Questions for LIC MF Unit Linked Insurance Scheme Direct Plan
What is the current NAV of LIC MF Unit Linked Insurance Scheme Direct Plan?
What are the average returns of LIC MF Unit Linked Insurance Scheme Direct Plan?
LIC MF Unit Linked Insurance Scheme Direct Plan | Absolute Returns | CAGR Returns |
1 Month Returns | 7.06% | 7.06% |
6 Month Returns | 3.78% | 3.78% |
1 Year Returns | 13.46% | 13.46% |
3 Years Returns | 51.81% | 14.93% |
How do I invest in LIC MF Unit Linked Insurance Scheme Direct Plan?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of LIC MF Unit Linked Insurance Scheme Direct Plan?
What is net assets under management (AUM) of LIC MF Unit Linked Insurance Scheme Direct Plan?
What are the top 5 holdings of LIC MF Unit Linked Insurance Scheme Direct Plan?
What are the top 3 sectors that this LIC MF Unit Linked Insurance Scheme Direct Plan has invested in?
What is the credit rating breakup of LIC MF Unit Linked Insurance Scheme Direct Plan?
AAA | 100 |