Get the latest NAV of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹40.29
▲2.8%1D
NAV as on 12 May 2025
11.76%/per year
Since Inception
▲▼
as on (12-May-25)
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
as on (31-Mar-25)
Fund Distribution
as on (31-Mar-25)
Equity 74.3%
Debt & Cash 25.7%
as on (31-Mar-25)
Sector Allocation
Equity 74.3%
Debt & Cash 25.7%
Top 3 Sectors in March were Government, Financial Services & Corporate
Government
56%
Financial Services
33%
Corporate
19%
Government
74%
Financial Services
36%
Corporate
19%
as on (30-Apr-25)
Equity
Debt & Cash
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
Expense ratio | 1.28% |
Benchmark | CRISIL Hybrid 35+65 - Agg TR INR |
AUM | ₹477 Cr |
Inception Date | 29 December, 2015 |
Min Lumpsum/SIP | --/-- |
Exit Load | 0% |
Lock In | No Lock-in |
TurnOver | 23.42% |
STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
Risk | Very High Risk |
LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct is a hybrid fund. This fund was started on 29 December, 2015. The fund is managed by Karan Doshi. This fund gives you the benefit of diversification.
LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct has given a CAGR return of 11.76% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.46%, 14.93% and 19.48% respectively.
LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct has allocated its funds majorly in Government, Financial Services, Corporate, Industrial, Cash Equivalent, Consumer Cyclical, Consumer Defensive, Tech, Basic Materials, Health, Communication, Energy.
As it is a balanced allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s 80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.
Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct has no lock in period.
Fund Manager of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct, since 1 July 2024
5Y CAGR
▲ 17.13
3Y CAGR
▲ 13.97
5Y CAGR
▲ 16.12
5Y CAGR
▲ 12.14
LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct | Absolute Returns | CAGR Returns |
1 Month Returns | 7.06% | 7.06% |
6 Month Returns | 3.78% | 3.78% |
1 Year Returns | 13.46% | 13.46% |
3 Years Returns | 51.81% | 14.93% |
AAA | 100 |