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LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct

LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct

Get the latest NAV of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹40.29

2.8%1D

NAV as on 12 May 2025

11.76%/per year

Since Inception

Absolute Gain%

Fund Performance

as on (12-May-25)

Period
This Fund
Balanced Allocation Index
1 Month
7.06%
5.17%
3 Months
6.17%
5.38%
6 Months
3.78%
3.9%
1 Year
13.46%
13.4%
3 Years
14.93%
12.6%
5 Years
19.48%
15.98%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct
-
477Cr
1.28%
13.46%
14.93%
11.76%

LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

0

Profit


Total Corpus

0

Absolute Return

LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct Asset Allocation

as on (31-Mar-25)

Fund Distribution

as on (31-Mar-25)

Equity 74.3%

Debt & Cash 25.7%

Large cap
50.1%

Small cap
17%

Mid cap
7.2%

LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct Sector Allocation

as on (31-Mar-25)

Sector Allocation

Equity 74.3%

Debt & Cash 25.7%

Financial Services
32.9%
Industrial
15.6%
Consumer Cyclical
12.8%
Tech
10.3%
Consumer Defensive
10.1%
Basic Materials
7.6%
Health
6.3%
Communication
2.6%
Energy
1.9%

Top 3 Sectors in March were Government, Financial Services & Corporate

Mar'25

Government

56%

Financial Services

33%

Corporate

19%

Feb'25

Government

74%

Financial Services

36%

Corporate

19%

LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct Holdings Details

as on (30-Apr-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
ICICI Bank Ltd
8.51%
0%
HDFC Bank Ltd
5.16%
0%
Trent Ltd
3.89%
-10.6%
Infosys Ltd
3.68%
-11.3%
Tata Consultancy Services Ltd
2.46%
0%
Top Stocks sold last month
Bajaj Finserv Ltd's allocation decreased from 5.26 % to 1.12 %
Bajaj Finserv Ltd's allocation decreased from 5.26 % to 1.12 %

LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.28%
Benchmark
CRISIL Hybrid 35+65 - Agg TR INR
AUM₹477 Cr
Inception Date29 December, 2015
Min Lumpsum/SIP--/--
Exit Load0%
Lock InNo Lock-in
TurnOver
23.42%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct

LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct is a hybrid fund. This fund was started on 29 December, 2015. The fund is managed by Karan Doshi. This fund gives you the benefit of diversification.

Key Parameters

  1. LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct has ₹477 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 1.3.

Returns

LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct has given a CAGR return of 11.76% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.46%, 14.93% and 19.48% respectively.

Holdings

LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct has allocated its funds majorly in Government, Financial Services, Corporate, Industrial, Cash Equivalent, Consumer Cyclical, Consumer Defensive, Tech, Basic Materials, Health, Communication, Energy.

Taxation

As it is a balanced allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct

An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s 80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct has no lock in period.

Fund Manager

Karan Doshi

Fund Manager of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct, since 1 July 2024

Learn more about LIC Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 469.8 Cr
₹ 450.4 Cr
₹ 479.5 Cr
  • AUM of the fund stands at 469.8 Cr as of Mar'25
  • AUM increased by 19.4 Cr between Mar'25 and Feb'25

Frequently Asked Questions for LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct

What is the current NAV of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct?

The current NAV of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct is ₹40.29 as on 12-May-2025.

What are the average returns of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct?

Existing (Absolute + CAGR) as on 12-May-2025.
LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct
Absolute Returns
CAGR Returns
1 Month Returns
7.06%
7.06%
6 Month Returns
3.78%
3.78%
1 Year Returns
13.46%
13.46%
3 Years Returns
51.81%
14.93%

How do I invest in LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct?

1.28% as on April 2025

What is net assets under management (AUM) of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct?

₹477 Cr as on April 2025

What are the top 5 holdings of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct?

ICICI Bank Ltd(8.51%), 7.18% Govt Stock 2037(5.66%), HDFC Bank Ltd(5.16%), Trent Ltd(3.89%), Infosys Ltd(3.68%) as on April 2025

What are the top 3 sectors that this LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct has invested in?

Financial Services(24.66%), Government(16.61%), Industrial(11.39%) as on April 2025

What is the credit rating breakup of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct?

AAA
100

Who is the manager of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct?

Karan Doshi is the fund manager of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct

What is the exit load of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct?

The Exit load of LIC MF Unit Linked Insurance 15 Yrs Regular Premium Reducing Cover Quarterly-Direct is 0%