LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
Get the latest NAV of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹41.13
1D
NAV as on 23 Sep 2026
10.34%/per year
Since Inception
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LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct Performance vs. Balanced Allocation Index
Fund returns vs Benchmark returns vs Category Average returns as on (23-Sep-26)
The fund has underperformed the benchmark (Balanced Allocation Index) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct Asset Allocation
See fund asset allocation details as on (14-Sep-26)
Fund Distribution
as on (14-Sep-26)
LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct Sector Allocation
See fund sector allocation details as on (14-Sep-26)
Sector Allocation
Top 3 Sectors in August were Government, Consumer Cyclical & Financial Services
Government
54%
Consumer Cyclical
24%
Health
16%
Government
63%
Consumer Cyclical
21%
Financial Services
21%
LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct Holdings Details
as on (31-Aug-26)
LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.76% |
Benchmark | CRISIL Hybrid 35+65 - Agg TR INR |
| AUM | ₹446 Cr |
| Inception Date | 29 December, 2015 |
| Min Lumpsum/SIP | --/-- |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 39.26% |
| Risk |   Very High Risk |
About LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct is a hybrid fund. This fund was started on 29 December, 2015. The fund is managed by Siddharth Panjwani, Pratik Shroff. This fund gives you the benefit of diversification.
Key Parameters
- LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct has ₹446 Cr worth of assets under management (AUM) as on Sep 2026 and is more than category average.
- The fund has an expense ratio 1.8.
Returns
LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct has given a CAGR return of 10.34% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -0.29%, 7.89% and 7.10% respectively.
Holdings
LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct has allocated its funds majorly in Government, Cash Equivalent, Consumer Cyclical, Health, Financial Services, Corporate, Industrial, Basic Materials, Tech, Consumer Defensive, Communication.
Taxation
As it is a balanced allocation mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s 80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct has no lock in period.
Fund Manager
Siddharth Panjwani
Fund Manager of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct, since 1 July 2026
Pratik Shroff
Fund Manager of LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct, since 26 September 2023
- AUM of the fund stands at 445.8 Cr as of Aug'26
- AUM increased by 2.9 Cr between Aug'26 and Jul'26
Frequently Asked Questions for LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct
How do I invest in LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct?
- Download the INDmoney app.
- Search for ‘LIC MF Unit Linked Insurance 10 Yrs Regular Premium Reducing Cover Quarterly - Direct’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.