Kotak Low Duration Fund

Kotak Low Duration Fund

Debt

Kotak Mutual Fund

Low Duration

Get the latest NAV of Kotak Low Duration Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹3812.77

NAV as on 18 Mar 2026

7.91%/per year

Since Inception

Absolute Gain%

▲▼

338 people have invested ₹ 2.2Cr in Kotak Low Duration Fund in the last three months

Kotak Low Duration Fund Performance vs. Low Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (18-Mar-26)

The fund has consistently outperformed the benchmark (Low Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.41%
1.37%
2.99%
7.52%
7.75%
6.66%
Low Duration Index
0.29%
1.14%
2.52%
6.31%
6.1%
6.55%
Low Duration Avg
0.28%
1.15%
2.57%
6.82%
7.13%
6.08%
Best in Low Duration
0.45%
1.48%
3.23%
8.66%
8.11%
7.38%
Worst in Low Duration
0.25%
1.17%
2.69%
6.93%
7.3%
6.15%
Category Rank
5/16
8/16
7/16
7/15
1/16
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Kotak Low Duration Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

2
/16
82% Performance
36% Risk Management
13% Cost

Ranked 2 out of 16 mutual funds in the low duration category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Kotak Low Duration Fund
2/16
16,393Cr
0.42%
7.52%
7.75%
-0.08
1.32
2.25
6.13
1.10
HDFC Low Duration Fund
1/16
25,582Cr
0.46%
7.41%
7.76%
-0.01
1.28
2.37
6.54
1.26
UTI Low Duration Fund
3/16
2,990Cr
0.31%
7.23%
7.45%
-0.24
1.22
1.86
4.96
-0.30
Tata Treasury Advantage Fund
4/16
3,491Cr
0.24%
7.13%
7.44%
-0.25
1.21
1.88
4.55
-0.42
See all

Kotak Low Duration Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Kotak Low Duration Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
86.8%
AA
13.2%
Cash allocation has gone down from 27% to 14.4%
Cash allocation has gone down from 27% to 14.4%
Debt allocation has gone up from 72.7% to 85.4%
Debt allocation has gone up from 72.7% to 85.4%

Kotak Low Duration Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Corporate
73%
Government
20.8%
Cash Equivalent
6.2%

Top 2 Sectors in February were Corporate, Government

Feb'26

Corporate

70%

Government

20%

Jan'26

Corporate

62%

Government

19%

Kotak Low Duration Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.42%
Benchmark
NIFTY Low Duration Debt TR INR
AUM₹16393 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
179.24%
Risk
Risk meter
pointer
Low to Moderate Risk

About Kotak Low Duration Fund

Kotak Low Duration Fund is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Dharmesh Thakkar, Deepak Agrawal. This fund is suitable to keep your money safe.

Key Parameters

  1. Kotak Low Duration Fund has ₹16393 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.4.

Returns

Kotak Low Duration Fund has given a CAGR return of 7.91% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.52%, 7.75% and 6.66% respectively.

Holdings

Kotak Low Duration Fund has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are HDFC Bank Ltd., Canara Bank, 7.15% Karnataka Sgs 2031, National Bank For Agriculture And Rural Development, Punjab National Bank

Taxation

As it is a low duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Kotak Low Duration Fund

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Low Duration Fund has no lock in period.

Fund Manager

Dharmesh Thakkar

Fund Manager of Kotak Low Duration Fund, since 24 October 2025

Deepak Agrawal

Fund Manager of Kotak Low Duration Fund, since 31 January 2015

Learn more about Kotak Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 16.4K Cr
₹ 14.7K Cr
₹ 15.8K Cr
  • AUM of the fund stands at 16.4K Cr as of Feb'26
  • AUM increased by 1.7K Cr between Feb'26 and Jan'26

Frequently Asked Questions for Kotak Low Duration Fund

How do I invest in Kotak Low Duration Fund?

INDmoney makes it simple to invest in the Kotak Low Duration Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Kotak Low Duration Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Kotak Low Duration Fund?

The NAV of the fund today is ₹3812.77. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Kotak Low Duration Fund fund has generated a return of 7.52% in 1 year, 7.75% in 3 years, 6.66% in 5 years.

Who is the fund manager of Kotak Low Duration Fund?

The fund managers are Dharmesh Thakkar, Deepak Agrawal.

What is the expense ratio of the fund?

The expense ratio is 0.42%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹16393 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Kotak Low Duration Fund?

The top 3 holdings of the fund are HDFC Bank Ltd.(5.35%), Canara Bank(4.01%), 7.15% Karnataka Sgs 2031(3.08%)