Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl

Equity
Direct
Large-Cap
Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl

About the Fund

Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl is an equity fund. This fund was started on 20 February, 2018. The fund is managed by Devender Singhal. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl has ₹133 Cr worth of assets under management (AUM) as on May 2024 and is less than category average.
  2. The fund has an expense ratio 0.3.

Returns

Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl has given a CAGR return of 20.64% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 50.25%, 25.72% and 27.98% respectively.

Holdings

Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Consumer Defensive, Energy, Tech, Utilities, Industrial, Communication, Health, Basic Materials. Its top holdings are HDFC Bank Ltd, ITC Ltd, Reliance Industries Ltd, Hero MotoCorp Ltd, Power Finance Corp Ltd

Taxation

As it is a large-cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl

"The investment objective of the scheme is to generate capital appreciation from a diversified portfolio of equity & equity related instruments across market capitalisation and sectors. There is no assurance or guarantee that the investment objective of the scheme will be achieved."

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 0.00. Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl has no lock in period.

Fund Performance

Fund Overview

Expense ratio
Expense ratio
0.34%
Benchmark
Benchmark
IISL Nifty 200 TR INR
AUM
AUM
₹133 Cr
Inception Date
Inception Date
20 February, 2018
Min Lumpsum/SIP
Min Lumpsum/SIP
--/--
Exit Load
Exit Load
0%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
27.25%

Fund Distribution
as on (31-May-24)

  • Equity 97.7%

  • Debt & Cash 2.3%

Large cap
72.2%

Mid cap
18.2%

Small cap
7.3%

Sector Allocation

May'24

Apr'24

Mar'24

Financial Services
27.5%
Consumer Cyclical
19.5%
Consumer Defensive
12.4%
Energy
9.7%
Tech
8.1%
Utilities
7.5%
Industrial
6.7%
Communication
4.9%
Health
2.8%
Basic Materials
0.8%
All changes are between Jan'24 and Mar'24

Returns for the month of Mar

  • Gainers

  • Losers

Devender Singhal
Devender Singhal
Fund Manager of Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl, since 28 April 2023

Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 20.64% since inception which is more than its category average return of 14.01%
Fund Allocations

Fund Allocations

This fund has an allocation of 97.7% in Equity, 0% in Debt and 2.3% in Cash related instruments
AUM size ₹133 Cr

AUM size ₹133 Cr

This fund has AUM of ₹133 Cr which is less than its category average of ₹ 6321 Cr
Expense Ratio 0.34%

Expense Ratio 0.34%

This fund has an expense ratio of 0.34% which is less than its category average expense ratio of 1.32%

Frequently Asked Questions

The current NAV of Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl is ₹30.85 as on 22-Feb-2024.
Existing (Absolute + CAGR) as on 22-Feb-2024.
Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl
Absolute Returns
CAGR Returns
1 Month Returns
3.57%
3.57%
6 Month Returns
23.58%
23.58%
1 Year Returns
50.25%
50.25%
3 Years Returns
98.7%
25.72%
5 Years Returns
243.34%
27.98%
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0.34% as on May 2024
₹133 Cr as on May 2024
HDFC Bank Ltd(6.79%), ITC Ltd(6.06%), Reliance Industries Ltd(5.98%), Hero MotoCorp Ltd(5.91%), Power Finance Corp Ltd(5.1%) as on May 2024
Financial Services(26.9%), Consumer Cyclical(19.06%), Consumer Defensive(12.1%) as on May 2024
The alpha ratio for the Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl
9.85
8.06
9.51
As on May 2024
The alpha for Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl is calculated against IISL Nifty 200 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl
1.03
0.88
0.87
As on May 2024
The Beta for Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl is calculated with IISL Nifty 200 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl
2.43
1.57
1.17
As on May 2024
The sharpe ratio for Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl is calculated with IISL Nifty 200 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl
13.03
13.34
17.71
As on May 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 3.3 as on May 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 1.38 as on May 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Devender Singhal is the fund manager of Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl
The Exit load of Kotak India Growth Fund Series 4 Direct Dividend option Income Dis cum Cap wdrl is 0%