JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal
Get the latest NAV of JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹58.20
▲0.2%1D
NAV as on 16 Sep 2026
16.54%/per year
Since Inception
▲▼
2 people have invested ₹ 1000 in JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal in the last three months
JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (16-Sep-26)
The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal Asset Allocation
See fund asset allocation details as on (14-Sep-26)
Fund Distribution
as on (14-Sep-26)
JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal Sector Allocation
See fund sector allocation details as on (14-Sep-26)
Sector Allocation
Top 3 Sectors in August were Financial Services, Consumer Cyclical & Tech
Financial Services
27%
Consumer Cyclical
22%
Tech
12%
Financial Services
29%
Consumer Cyclical
19%
Tech
11%
JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal Holdings Details
as on (31-Aug-26)
JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.29% |
Benchmark | BSE 500 India TR INR |
| AUM | ₹248 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹1,000 |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 84.25% |
| Risk |   Very High Risk |
About JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal
JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Satish Ramanathan, Ruchi Fozdar, Deepak Gupta, Asit Bhandarkar. The fund could potentially beat inflation in the long-run.
Key Parameters
- JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal has ₹248 Cr worth of assets under management (AUM) as on Sep 2026 and is more than category average.
- The fund has an expense ratio 1.3.
Returns
JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal has given a CAGR return of 16.54% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.37%, 15.40% and 13.84% respectively.
Holdings
JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Tech, Basic Materials, Health, Industrial, Real Estate, Consumer Defensive, Energy, Communication, Utilities. Its top holdings are HDFC Bank Ltd, Syrma SGS Technology Ltd, Reliance Industries Ltd, ICICI Bank Ltd, Karur Vysya Bank Ltd
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal
The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 1000.00. There is a lock in period for JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal of 3 Years
Fund Manager
Satish Ramanathan
Fund Manager of JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal, since 1 October 2024
Ruchi Fozdar
Fund Manager of JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal, since 4 October 2024
Deepak Gupta
Fund Manager of JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal, since 11 April 2025
Asit Bhandarkar
Fund Manager of JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal, since 31 December 2021
- AUM of the fund stands at 242.3 Cr as of Aug'26
- AUM increased by 9.9 Cr between Aug'26 and Jul'26
Frequently Asked Questions for JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal
How do I invest in JM ELSS - Tax Saver Fund (Direct) Payout of Income Distribution cum capital withdrawal?
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