HSBC Liquid Fund - Daily IDCW Direct Plan

HSBC Liquid Fund - Daily IDCW Direct Plan

Debt

HSBC Mutual Fund

Liquid

Get the latest NAV of HSBC Liquid Fund - Daily IDCW Direct Plan. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1001.58

NAV as on 12 Jun 2025

5.46%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (12-Jun-25)

Period
This Fund
Liquid Index
1 Month
0.61%
0.51%
3 Months
1.88%
1.72%
6 Months
3.64%
3.48%
1 Year
7.29%
7.27%
3 Years
6.93%
6.84%
5 Years
5.41%
5.48%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
HSBC Liquid Fund - Daily IDCW Direct Plan
-
24,819Cr
0.11%
7.29%
6.93%
5.46%
HDFC Liquid Fund Weekly Payout of Income Distribution cum Capital Wdrl Opt Direct Growth
-
72,212Cr
0.2%
6.98%
5.59%
5.32%
Quant Liquid Monthly Reinvestment Inc Dist cum Cap Wdrl Fund Direct Growth
-
1,547Cr
0.26%
39.48%
16.21%
4.68%
HDFC Liquid Fund Daily Reinvestment of Income Distribution cum Capital Wdrl Opt Direct Growth
-
72,212Cr
0.2%
7.02%
6.35%
5.42%
See all

HSBC Liquid Fund - Daily IDCW Direct Plan Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

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Profit

Total Corpus

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Absolute Return
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HSBC Liquid Fund - Daily IDCW Direct Plan Asset Allocation

See fund asset allocation details as on (13-May-25)

Fund Distribution

as on (13-May-25)

Debt & Cash 99.8%

AAA
100%
Cash allocation has gone down from 99.8% to 99.7%
Cash allocation has gone down from 99.8% to 99.7%

HSBC Liquid Fund - Daily IDCW Direct Plan Sector Allocation

See fund sector allocation details as on (13-May-25)

Sector Allocation

Debt & Cash 99.8%

Cash Equivalent
70.9%
Corporate
29.1%

Top 3 Sectors in April were Financial Services, Corporate & Tech

Apr'25

Financial Services

78%

Corporate

18%

Tech

15%

Mar'25

Financial Services

78%

Corporate

22%

Tech

15%

HSBC Liquid Fund - Daily IDCW Direct Plan Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.11%
Benchmark
IISL Nifty Liquid TR INR
AUM₹24819 Cr
Inception Date31 December, 2012
Min Lumpsum/SIP₹5000/₹1000
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
565.53%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

About HSBC Liquid Fund - Daily IDCW Direct Plan

HSBC Liquid Fund - Daily IDCW Direct Plan is a debt fund. This fund was started on 31 December, 2012. The fund is managed by Shriram Ramanathan. This fund is suitable to keep your money safe.

Key Parameters

  1. HSBC Liquid Fund - Daily IDCW Direct Plan has ₹24819 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

HSBC Liquid Fund - Daily IDCW Direct Plan has given a CAGR return of 5.46% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.29%, 6.93% and 5.41% respectively.

Holdings

HSBC Liquid Fund - Daily IDCW Direct Plan has allocated its funds majorly in Cash Equivalent, Financial Services, Tech, Corporate, Industrial, Government. Its top holdings are 91 Days Tbill Red 08-05-2025, 91 Days Tbill, PNb Housing Finance Limited, Tata Power Renewable Energy Limited, 91 Days Tbill Red 05-06-2025

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HSBC Liquid Fund - Daily IDCW Direct Plan

Aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. HSBC Liquid Fund - Daily IDCW Direct Plan has no lock in period.

Fund Manager

Shriram Ramanathan

Fund Manager of HSBC Liquid Fund - Daily IDCW Direct Plan, since 26 November 2022

Learn more about HSBC Mutual Fund
Parameters
Apr'25
Mar'25
Feb'25
AUM
₹ 18.8K Cr
₹ 20.7K Cr
₹ 20K Cr
  • AUM of the fund stands at 18.8K Cr as of Apr'25
  • AUM decreased by 1.8K Cr between Apr'25 and Mar'25

Frequently Asked Questions for HSBC Liquid Fund - Daily IDCW Direct Plan

How do I invest in HSBC Liquid Fund - Daily IDCW Direct Plan?

INDmoney makes it simple to invest in the HSBC Liquid Fund - Daily IDCW Direct Plan. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HSBC Liquid Fund - Daily IDCW Direct Plan’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HSBC Liquid Fund - Daily IDCW Direct Plan?

The NAV of the fund today is ₹1001.58. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HSBC Liquid Fund - Daily IDCW Direct Plan fund has generated a return of 7.29% in 1 year, 6.93% in 3 years, 5.41% in 5 years.

Who is the fund manager of HSBC Liquid Fund - Daily IDCW Direct Plan?

The fund managers are Shriram Ramanathan.

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.11%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹24819 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HSBC Liquid Fund - Daily IDCW Direct Plan?

The top 3 holdings of the fund are 91 Days Tbill Red 08-05-2025(4.19%), 91 Days Tbill(2.74%), PNb Housing Finance Limited(2.73%)