HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option
Get the latest NAV of HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹1042.66
NAV as on 15 Sep 2025
4.81%/per year
Since Inception
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1 people have invested ₹ 10K in HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option in the last three months
HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option Performance vs. Overnight Index
Fund returns vs Benchmark returns vs Category Average returns as on (15-Sep-25)
The fund has outperformed the benchmark (Overnight Index) over 3Y, 5Y, but underperformed over 1Y.
Peer comparison
HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option Asset Allocation
See fund asset allocation details as on (14-Sep-25)
Fund Distribution
as on (14-Sep-25)
HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option Sector Allocation
See fund sector allocation details as on (14-Sep-25)
Sector Allocation
Top 3 Sectors in August were Financial Services, Industrial & Consumer Cyclical
Financial Services
28%
Industrial
20%
Consumer Cyclical
13%
Financial Services
28%
Industrial
20%
Consumer Cyclical
13%
HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.1% |
Benchmark | CRISIL Liquid Overnight TR INR |
| AUM | ₹11352 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹10000/₹1000 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 3.93% |
| Risk |   Low Risk |
About HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option
HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Swapnil Jangam. This fund is suitable to keep your money safe.
Key Parameters
- HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option has ₹11352 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
- The fund has an expense ratio 0.1.
Returns
HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option has given a CAGR return of 4.81% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.44%, 6.06% and 4.95% respectively.
Holdings
HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Basic Materials, Energy, Tech, Real Estate, Utilities, Health, Communication, Consumer Defensive. Its top holdings are 182 Days Tbill, 182 Days Tbill, 91 Days Tbill (Md 28/08/2025)
Taxation
As it is a overnight mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option
To generate returns by investing in debt and money market instruments with overnight maturity. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 10000.00 and for SIP is INR 1000.00. HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option has no lock in period.
Fund Manager
Swapnil Jangam
Fund Manager of HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option, since 1 March 2025
- AUM of the fund stands at 11.4K Cr as of Aug'25
- AUM increased by 205 Cr between Aug'25 and Jul'25
Frequently Asked Questions for HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option
How do I invest in HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option?
- Download the INDmoney app.
- Search for ‘HDFC Overnight Direct Daily Reinvestment of Income Distribution cum Capital Withdrawal option’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.