DSP Liquidity Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt

DSP Liquidity Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Karan Mundhra, Shalini Vasanta. This fund gives you the benefit of diversification.

1. DSP Liquidity Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt has ₹16474 Cr worth of assets under management (AUM) as on Oct 2025 and is more than category average.
2. The fund has an expense ratio 0.1.
   

DSP Liquidity Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt has given a CAGR return of 5.35% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.55%, 6.61% and 5.43% respectively.

DSP Liquidity Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt has allocated its funds majorly in Cash Equivalent, Communication, Health, Corporate, Government.

As it is a liquid mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

An Open Ended Income (Liquid) Scheme, seeking to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. There is no assurance that the investment objective of the Scheme will be realized.

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Liquidity Fund Direct Plan Daily Reinvestment of Income Distribution cum capital Wdrl Opt has no lock in period.