DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl

Hybrid
Direct
Equity Savings
DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl

About the Fund

DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl is a hybrid fund. This fund was started on 28 March, 2016. The fund is managed by Kedar Karnik, Jay Kothari. This fund gives you the benefit of diversification.

Key Parameters

  1. DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl has ₹1347 Cr worth of assets under management (AUM) as on Jun 2024 and is less than category average.
  2. The fund has an expense ratio 0.5.

Returns

DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl has given a CAGR return of 9.26% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.86%, 7.78% and 9.61% respectively.

Holdings

DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Government, Corporate, Basic Materials, Energy, Communication, Health, Consumer Cyclical, Tech, Consumer Defensive, Securitize, Industrial, Utilities, Real Estate.

Taxation

As it is a equity savings mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl

The investment objective of the Scheme is to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate longterm capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl has no lock in period.

Fund Performance

Fund Overview

Expense ratio0.45%
Benchmark
NIFTY Equity Savings TR INR
AUM₹1347 Cr
Inception Date28 March, 2016
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
444.01%
Risk
Risk meter
pointer
Moderately High risk

Fund Distribution
as on (30-Jun-24)

  • Equity 34.1%

  • Debt & Cash 64%

Large cap
64%

Mid cap
29.3%

Small cap
4.8%

Sector Allocation

May'24

Apr'24

Mar'24

Financial Services
39.8%
Basic Materials
10.9%
Energy
9.8%
Communication
9.7%
Health
7.8%
Consumer Cyclical
7.4%
Tech
5.2%
Consumer Defensive
4.3%
Industrial
2.5%
Utilities
2.2%
Real Estate
0.4%
All changes are between Oct'69 and Dec'69

Kedar Karnik
Kedar Karnik
Fund Manager of DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl, since 17 July 2021
Jay Kothari
Jay Kothari
Fund Manager of DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl, since 16 March 2018

DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 9.26% since inception which is more than its category average return of 8.42%
Fund Allocations

Fund Allocations

This fund has an allocation of 34.14% in Equity, 22.39% in Debt and 41.62% in Cash related instruments
AUM size ₹1347 Cr

AUM size ₹1347 Cr

This fund has AUM of ₹1347 Cr which is less than its category average of ₹ 1385 Cr
Expense Ratio 0.45%

Expense Ratio 0.45%

This fund has an expense ratio of 0.45% which is less than its category average expense ratio of 1.14%

Frequently Asked Questions

The current NAV of DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl is ₹13.83 as on 12-Jul-2024.
Existing (Absolute + CAGR) as on 12-Jul-2024.
DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
2.65%
2.65%
6 Month Returns
1.9%
1.9%
1 Year Returns
9.86%
9.86%
3 Years Returns
25.2%
7.78%
5 Years Returns
58.21%
9.61%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.45% as on June 2024
₹1347 Cr as on June 2024
HDFC Bank Ltd(9.25%), 7.38% Govt Stock 2027(5.61%), ICICI Bank Ltd(3.64%), Adani Enterprises Ltd(3.61%), Vodafone Idea Ltd(3.34%) as on June 2024
Cash Equivalent(41.01%), Government(14.66%), Financial Services(13.58%) as on June 2024
AAA
100
Kedar Karnik, Jay Kothari are the fund managers of DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl
The Exit load of DSP Equity Savings Fund Direct Plan Payout of Income Dist cum Cap Wdrl is 0%