DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl

Debt
Direct
Medium Duration
DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl

About the Fund

DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Vivek Ramakrishnan, Karan Mundhra. This fund is suitable to keep your money safe.

Key Parameters

  1. DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl has ₹356 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.4.

Returns

DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl has given a CAGR return of 5.07% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -0.88%, 2.57% and 4.78% respectively.

Holdings

DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl has allocated its funds majorly in Financial Services, Corporate, Government, Industrial, Cash Equivalent. Its top holdings are 7.1% Govt Stock 2029, Reliance Industries Limited, Ntpc Limited, Bajaj Finance Limited, Power Finance Corp Ltd.

Taxation

As it is a medium duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
For short term (less than 3 years) capital gains will be taxed at your income slab rate.
For long term (more than 3 years) capital gains will be taxed at 20% with indexation benefit.
Dividends will always be taxed at slab rate.

Investment objective of DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl

The primary investment objective of the Scheme is to seek to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of high quality debt securities, predominantly of issuers domiciled in India. This shall be the fundamental attribute of the Scheme. As a secondary objective, the Scheme will seek capital appreciation. The Scheme will also invest a certain portion of its corpus in money market securities, in order to meet liquidity requirements from time to time. There is no assurance that the investment objective of the Scheme will be realized.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl has no lock in period.

Fund Performance

Fund Overview

Expense ratio
Expense ratio
0.4%
Benchmark
Benchmark
CRISIL Short Term Bond Fund TR INR
AUM
AUM
₹356 Cr
Inception Date
Inception Date
1 January, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
₹100/₹100
Exit Load
Exit Load
0%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
317.6%

Fund Distribution
as on (31-Dec-69)

  • Debt & Cash 99.8%

AAA
100%

Sector Allocation

May'24

Apr'24

Mar'24

Corporate
56.9%
Government
41.5%
Cash Equivalent
1.6%
All changes are between Oct'69 and Dec'69

as on (31-May-24)

  • Debt & Cash

Holdings
Weight%
1M Change
7.1% Govt Stock 2029
7.1% Govt Stock 2029
17.01%
0%
Reliance Industries Limited
Reliance Industries Limited
7.59%
0%
Ntpc Limited
Ntpc Limited
7.45%
0%
Bajaj Finance Limited
Bajaj Finance Limited
7.35%
0%
Power Finance Corp Ltd.
Power Finance Corp Ltd.
7.16%
0%

Vivek Ramakrishnan
Vivek Ramakrishnan
Fund Manager of DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl, since 17 July 2021
Karan Mundhra
Karan Mundhra
Fund Manager of DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl, since 1 May 2021

DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 5.07% since inception which is more than its category average return of 4.42%
AUM size ₹356 Cr

AUM size ₹356 Cr

This fund has AUM of ₹356 Cr which is less than its category average of ₹ 1526 Cr
Expense Ratio 0.4%

Expense Ratio 0.4%

This fund has an expense ratio of 0.4% which is less than its category average expense ratio of 0.97%

Frequently Asked Questions

The current NAV of DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl is ₹11.52 as on 14-Jun-2024.
Existing (Absolute + CAGR) as on 14-Jun-2024.
DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
0.74%
0.74%
6 Month Returns
-3.66%
-3.66%
1 Year Returns
-0.88%
-0.88%
3 Years Returns
7.9%
2.57%
5 Years Returns
26.31%
4.78%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
0.4% as on May 2024
₹356 Cr as on May 2024
7.1% Govt Stock 2029(17.01%), Reliance Industries Limited(7.59%), Ntpc Limited(7.45%), Bajaj Finance Limited(7.35%), Power Finance Corp Ltd.(7.16%) as on May 2024
Corporate(56.94%), Government(41.45%), Cash Equivalent(1.61%) as on May 2024
Yield to Maturity is 7.6 as on May 2024. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.
Modified Duration is 3.2 as on May 2024. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.
AAA
100
Vivek Ramakrishnan, Karan Mundhra are the fund managers of DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl
The Exit load of DSP Bond Fund Direct Plan Payout of Income Dist cum Cap Wdrl is 0%