Bank of India Conservative Hybrid Fund Direct Monthly Payout of Income Dist cum Cap Wdrl
Bank of India Conservative Hybrid Fund Direct Monthly Payout of Income Dist cum Cap Wdrl

Bank of India Conservative Hybrid Fund Direct Monthly Payout of Income Dist cum Cap Wdrl

Hybrid
Direct
Conservative Allocation

NAV: ₹ 12.8 as on 28-09-2022

Fund Performance
zero opening, trading, fund transfer fee
1 people have invested ₹ 10K in mutual fund in the last three months

Fund Performance

Return
1M
3M
6M
1Y
3Y
5Y
This Fund
-1.1%
2.2%
19.2%
19.6%
14.1%
5.8%
Benchmark
-1.1%
2.6%
1.3%
2.3%
7.5%
5.4%
About the Fund

Bank of India Conservative Hybrid Fund Direct Monthly Payout of Income Dist cum Cap Wdrl is a hybrid fund. This fund was started on  28 March, 2013. The fund is managed by Alok Singh. This fund gives you the benefit of diversification.

Key parameters

1) Bank of India Conservative Hybrid Fund Direct Monthly Payout of Income Dist cum Cap Wdrl has a NAV of 12.7628 as on 28-09-2022.

2) Bank of India Conservative Hybrid Fund Direct Monthly Payout of Income Dist cum Cap Wdrl has 57 Cr worth of assets under management (AUM) as on 31-07-2022 and is less than category average.

3) The fund has an expense ratio 1.81 %.

Fund Overview

Expense ratio
Expense ratio
1.81%
Benchmark
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM
AUM
₹57 Cr
Inception Date
Inception Date
28 March, 2013
Min Lumpsum/SIP
Min Lumpsum/SIP
₹10000/₹1000
Exit Load
Exit Load
1%
Lock In
Lock In
No Lock-in
TurnOver
TurnOver
265.55%

Fund Distribution

  • Equity 23.3%
  • Debt & Cash 76.7%

Sector Allocation

Aug'22

Jul'22

Jun'22

Financial Services

21.5%

Consumer Cyclical

18.6%

Energy

14.4%

Industrial

11.5%

Basic Materials

10.5%

Health

7.5%

Tech

7.1%

Consumer Defensive

6.7%

Real Estate

2.2%

Top Holdings

  • All
  • Equity
  • Debt & Cash
Total Holdings34
Equity Holdings21
Debt Holdings13
Holdings
Weight%
Holdings Trend
1M Change
icon
Treps
24.67%
0%
icon
182 Dtb 01122022
8.63%
0%
icon
Export Import Bank Of India
6.97%
0%
icon
TATA Motors Finance Limited
5.23%
0%
icon
182 DTB 02032023
5.09%
0%

What changed

in last one month
  • Scheme
  • Portfolio
AUM increased by 2.4 Cr in last 1M
Aug'22 return underperformed benchmark

Change in AUM

Aug'22
₹ 57.1 Cr
Jul'22
₹ 54.7 Cr
Jun'22
₹ 53.3 Cr

Fund Returns vs Benchmark

Aug'22
2.49%
2.58%
Jul'22
2.49%
2.58%
Jun'22
-0.48%
-0.84%
Fund Return
Benchmark Return

Concentration Analysis

Fund
Aug'22
Jul'22
Jun'22
No of Holdings
35
38
37
Top 5 Company Concentration
9.7%
9.8%
9.3%
Company having highest exposure
State Bank of India (2.2%)
State Bank of India (2.2%)
Reliance Industries Ltd (2.1%)
No of Sectors
12
12
13
Top 5 Sectors Concentration
86.3%
86.2%
85.9%
Sector having highest exposure
Cash Equivalent (31%)
Government (33.9%)
Government (32.8%)

Fund Manager

Alok Singh

Alok Singh

Managing this fund since 21 May 2012

Top funds managed

Scheme
Annualised Returns(3Y)
Category Returns(3Y)
Bank of India Large & Mid Cap Equity Fund Direct Plan Growth
17.5%
17.63%
Bank of India Mid & Small Cap Equity & Debt Fund Direct Growth
24.55%
13.83%
Bank of India Flexi Cap Fund Direct Growth
0%
15.78%

AMC details

Address
Bank of India Investment Managers Private Limited,B/204, Tower 1, Peninsula Corporate Park,,Ganpatrao Kadam Marg,,Lower Parel, Mumba
Phone
+912240479000
Fund House
Bank of India Investment Managers Private Limited

Fund Highlights

meter
pointer

Moderate Risk

Investors understand that their principal will be at Moderate Risk
About the fund

About the fund

This fund has delivered an average annual returns of 6.28% since inception which is less than its category average return of 6.81%
Fund Allocations

Fund Allocations

This fund has an allocation of 23.32% in Equity, 38.04% in Debt and 38.63% in Cash related instruments
AUM size ₹57 Cr

AUM size ₹57 Cr

This fund has AUM of ₹57 Cr which is less than its category average of ₹ 628 Cr
Expense Ratio 1.81%

Expense Ratio 1.81%

This fund has an expense ratio of 1.81% which is more than its category average expense ratio of 1.26%

Frequently Asked Questions

The current NAV of Bank of India Conservative Hybrid Fund Direct Monthly Payout of Income Dist cum Cap Wdrl is 12.79.
Existing (Absolute + CAGR)
Bank of India Conservative Hybrid Fund Direct Monthly Payout of Income Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
-0.94%
-0.94%
6 Month Returns
19.62%
19.62%
1 Year Returns
19.61%
19.61%
3 Years Returns
48.78%
14.16%
5 Years Returns
32.77%
5.83%
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1.81 as on August 2022
57 Cr as on August 2022
State Bank of India(2.19%),ICICI Bank Ltd(2.18%),Reliance Industries Ltd(1.85%),SJS Enterprises Ltd(1.77%),Sun Pharmaceuticals Industries Ltd(1.72%) as on August 2022
Cash Equivalent(31.03%),Government(30.52%),Corporate(15.58%) as on August 2022
AAA
90.87
AA
9.13
Alok Singh is the fund manager of Bank of India Conservative Hybrid Fund Direct Monthly Payout of Income Dist cum Cap Wdrl
The Exit load of Bank of India Conservative Hybrid Fund Direct Monthly Payout of Income Dist cum Cap Wdrl is 1%