Bank of India Business Cycle Fund
Get the latest NAV of Bank of India Business Cycle Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹8.47
1D
NAV as on 13 Mar 2026
/per year
Since Inception
▲▼
40 people have invested ₹ 2.3L in Bank of India Business Cycle Fund in the last three months
Bank of India Business Cycle Fund Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (13-Mar-26)
The fund has outperformed the benchmark (Nifty 500) over 1Y, but underperformed over 3Y, 5Y.
Peer comparison
Bank of India Business Cycle Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Bank of India Business Cycle Fund Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
Bank of India Business Cycle Fund Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Top 3 Sectors in February were Financial Services, Consumer Cyclical & Utilities
Financial Services
25%
Consumer Cyclical
16%
Utilities
13%
Financial Services
29%
Consumer Cyclical
16%
Utilities
12%
Bank of India Business Cycle Fund Holdings Details
as on (28-Feb-26)
Bank of India Business Cycle Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.01% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹465 Cr |
| Inception Date | 30 August, 2024 |
| Min Lumpsum/SIP | ₹5,000/₹1,000 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 98.89% |
| Risk |   Very High Risk |
About Bank of India Business Cycle Fund
Bank of India Business Cycle Fund is an equity fund. This fund was started on 30 August, 2024. The fund is managed by Alok Singh. The fund could potentially beat inflation in the long-run.
Key Parameters
- Bank of India Business Cycle Fund has ₹465 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 1.
Returns
Bank of India Business Cycle Fund has given a CAGR return of -10.26% since inception. Over the last 1 year the fund has given a CAGR return of 6.54%.
Holdings
Bank of India Business Cycle Fund has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Utilities, Industrial, Tech, Basic Materials, Consumer Defensive, Health, Communication, Energy, Government. Its top holdings are State Bank of India, NTPC Ltd, HDFC Bank Ltd, ICICI Bank Ltd, Bharti Airtel Ltd
Taxation
As it is a equity - other mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Bank of India Business Cycle Fund
The Investment objective of the Scheme is to generate longterm capital appreciation by investing predominantly in equity and equity related securities through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy. However, there is no assurance that the investment objective of the Scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Bank of India Business Cycle Fund has no lock in period.
Fund Manager
Alok Singh
Fund Manager of Bank of India Business Cycle Fund, since 30 August 2024
- AUM of the fund stands at 465 Cr as of Feb'26
- AUM increased by 1.1 Cr between Feb'26 and Jan'26
Frequently Asked Questions for Bank of India Business Cycle Fund
How do I invest in Bank of India Business Cycle Fund?
- Download the INDmoney app.
- Search for ‘Bank of India Business Cycle Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.