Bandhan Ultra Short Duration Fund Direct Daily Reinvestment of Income Distribution cum cptl Wdrl opt

Bandhan Ultra Short Duration Fund Direct Daily Reinvestment of Income Distribution cum cptl Wdrl opt is a hybrid fund. This fund was started on 18 July, 2018. The fund is managed by Brijesh Shah, Harshal Joshi. This fund gives you the benefit of diversification.

1. Bandhan Ultra Short Duration Fund Direct Daily Reinvestment of Income Distribution cum cptl Wdrl opt has ₹4217 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
2. The fund has an expense ratio 0.3.
   

Bandhan Ultra Short Duration Fund Direct Daily Reinvestment of Income Distribution cum cptl Wdrl opt has given a CAGR return of 4.90% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.52%, 5.05% and 4.52% respectively.

Bandhan Ultra Short Duration Fund Direct Daily Reinvestment of Income Distribution cum cptl Wdrl opt has allocated its funds majorly in Corporate, Cash Equivalent, Government.

As it is a ultra short duration mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The Scheme seeks to offer an investment avenue for short term savings by looking to generate stable returns with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 3 to 6 months.

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Bandhan Ultra Short Duration Fund Direct Daily Reinvestment of Income Distribution cum cptl Wdrl opt has no lock in period.