UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option

Debt

UTI Mutual Fund

Ultra Short Duration

Get the latest NAV of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹2235.25

NAV as on 12 Sep 2025

7.48%/per year

Since Inception

Absolute Gain%

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UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option Performance vs. Ultra Short Duration Index

Fund returns vs Benchmark returns vs Category Average returns as on (12-Sep-25)

The fund has consistently outperformed the benchmark (Ultra Short Duration Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.48%
1.55%
3.87%
7.67%
7.43%
7.18%
Ultra Short Duration Index
0.44%
1.34%
3.44%
6.46%
6.12%
6.84%
Ultra Short Duration Avg
0.41%
1.4%
3.64%
7.14%
6.82%
5.62%
Best in Ultra Short Duration
0.59%
1.65%
4.19%
8.15%
7.68%
7.48%
Worst in Ultra Short Duration
0.42%
1.44%
3.32%
6.54%
6.45%
5.19%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option
-
4,204Cr
0.33%
7.67%
7.43%
-0.14
3.04
2.37
7.94
1.92
Mahindra Manulife Ultra Short Duration Fund Daily Reinvestment of Income Dis cum Cptl Wdrl Direct Growth
-
230Cr
0.27%
2.72%
5.03%
-0.28
--
--
-0.49
-0.59
LIC MF Ultra Short Duration Fund Daily Reinvestment of Income Dis cum Cap Wdrl Direct Growth
-
361Cr
0.25%
8.17%
-
--
--
--
--
--
Nippon India Ultra Short Duration Fund Weekly Reinvestment Inc Dist cum Cap Wdrl Direct Growth
-
7,666Cr
0.38%
8%
7.08%
0.07
--
--
5.07
2.34
See all

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option Returns Calculator

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UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

AAA
86.4%
AA
13.6%
Cash allocation has gone down from 65.3% to 53.5%
Cash allocation has gone down from 65.3% to 53.5%
Debt allocation has gone up from 34.5% to 46.2%
Debt allocation has gone up from 34.5% to 46.2%

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Cash Equivalent
53.2%
Corporate
45.4%
Government
1.4%

Top 3 Sectors in July were Financial Services, Corporate & Government

Jul'25

Financial Services

97%

Corporate

67%

Government

8%

Jun'25

Financial Services

97%

Corporate

62%

Government

4%

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.33%
Benchmark
NIFTY Ultra Short Duration Debt TR INR
AUM₹4204 Cr
Inception Date14 March, 2013
Min Lumpsum/SIP₹20000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
59.96%
Risk
Risk meter
pointer
Moderate Risk

About UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option is a debt fund. This fund was started on 14 March, 2013. The fund is managed by Anurag Mittal. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option has ₹4204 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option has given a CAGR return of 7.48% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.67%, 7.43% and 7.18% respectively.

Holdings

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Financial Services, Corporate, Cash Equivalent, Government, Consumer Cyclical. Its top holdings are Canara Bank, Shriram Finance Limited, National Bank For Agriculture And Rural Development, LIC Housing Finance Ltd, 182 Days Tbill

Taxation

As it is a ultra short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option

The investment objective of the scheme is to generate reasonable income with low volatility through investment in a portfolio comprising of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 500.00. UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option has no lock in period.

Fund Manager

Anurag Mittal

Fund Manager of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option, since 21 January 2025

Learn more about UTI Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 4.3K Cr
₹ 4.6K Cr
₹ 4.4K Cr
  • AUM of the fund stands at 4.3K Cr as of Jul'25
  • AUM decreased by 214.2 Cr between Jul'25 and Jun'25

Frequently Asked Questions for UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option

How do I invest in UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

INDmoney makes it simple to invest in the UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

The NAV of the fund today is ₹2235.25. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option fund has generated a return of 7.67% in 1 year, 7.43% in 3 years, 7.18% in 5 years.

Who is the fund manager of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

The fund managers are Anurag Mittal.

What is the expense ratio of the fund?

The expense ratio is 0.33%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹4204 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

The top 3 holdings of the fund are Canara Bank(2.88%), Shriram Finance Limited(2.4%), National Bank For Agriculture And Rural Development(2.4%)