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UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option

Debt

UTI Mutual Fund

Ultra Short Duration

Get the latest NAV of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹2183.34

NAV as on 09 May 2025

7.49%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (09-May-25)

Period
This Fund
Ultra Short Duration Index
1 Month
0.54%
0.45%
3 Months
2.08%
1.77%
6 Months
3.9%
3.31%
1 Year
7.88%
6.87%
3 Years
7.22%
6.51%
5 Years
7.14%
5.52%

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

0

Profit

Total Corpus

0

Absolute Return
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UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option Asset Allocation

as on (31-Dec-69)

Fund Distribution

as on (31-Dec-69)

Debt & Cash 99.8%

AAA
81.4%
AA
18.6%
Cash allocation has gone down from 68.5% to 60.9%
Cash allocation has gone down from 68.5% to 60.9%
Debt allocation has gone up from 31.3% to 38.8%
Debt allocation has gone up from 31.3% to 38.8%

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option Sector Allocation

as on (31-Dec-69)

Sector Allocation

Debt & Cash 99.8%

Corporate
56.1%
Cash Equivalent
30.7%
Government
13.2%

Top 3 Sectors in March were Financial Services, Corporate & Government

Mar'25

Financial Services

97%

Corporate

56%

Government

13%

Feb'25

Financial Services

97%

Corporate

47%

Government

7%

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option Holdings Details

as on (30-Apr-25)

Debt & Cash

Holdings
Weight%
1M Change
Small Industries Development Bank Of India
4.37%
62.5%
182 Days Tbill
3.55%
50%
Bajaj Housing Finance Limited
2.44%
0%
182 Days Tbill
2.38%
0%
Axis Bank Limited
2.36%
0%
See all
Top Stocks bought last month
National Bank For Agriculture And Rural Development's allocation increased from 2.21% to 4.91%
National Bank For Agriculture And Rural Development's allocation increased from 2.21% to 4.91%
Can Fin Homes Limited's allocation increased from 0.43% to 1.63%
Can Fin Homes Limited's allocation increased from 0.43% to 1.63%
Power Finance Corporation Limited's allocation increased from 0.33% to 0.99%
Power Finance Corporation Limited's allocation increased from 0.33% to 0.99%
Top Stocks sold last month
Shriram Transport Finance Company Limited's allocation decreased from 2.27 % to 1.64 %
Shriram Transport Finance Company Limited's allocation decreased from 2.27 % to 1.64 %
India Grid TRust's allocation decreased from 5.26 % to 1.64 %
India Grid TRust's allocation decreased from 5.26 % to 1.64 %
Axis Bank Ltd.'s allocation decreased from 3.26 % to 1.54 %
Axis Bank Ltd.'s allocation decreased from 3.26 % to 1.54 %

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.37%
Benchmark
NIFTY Ultra Short Duration Debt TR INR
AUM₹4131 Cr
Inception Date14 March, 2013
Min Lumpsum/SIP₹20000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
97.65%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option is a debt fund. This fund was started on 14 March, 2013. The fund is managed by Anurag Mittal. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option has ₹4131 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.4.

Returns

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option has given a CAGR return of 7.49% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.88%, 7.22% and 7.14% respectively.

Holdings

UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Financial Services, Corporate, Cash Equivalent, Government, Consumer Cyclical. Its top holdings are Small Industries Development Bank Of India, 182 Days Tbill, Bajaj Housing Finance Limited, 182 Days Tbill, Axis Bank Limited

Taxation

As it is a ultra short duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option

The investment objective of the scheme is to generate reasonable income with low volatility through investment in a portfolio comprising of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 500.00. UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option has no lock in period.

Fund Manager

Anurag Mittal

Fund Manager of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option, since 21 January 2025

Learn more about UTI Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 3.1K Cr
₹ 3.4K Cr
₹ 3.5K Cr
  • AUM of the fund stands at 3.1K Cr as of Mar'25
  • AUM decreased by 241.7 Cr between Mar'25 and Feb'25

Frequently Asked Questions for UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option

What is the current NAV of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

The current NAV of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option is ₹2183.34 as on 09-May-2025.

What are the average returns of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

Existing (Absolute + CAGR) as on 09-May-2025.
UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option
Absolute Returns
CAGR Returns
1 Month Returns
0.54%
0.54%
6 Month Returns
3.9%
3.9%
1 Year Returns
7.88%
7.88%
3 Years Returns
23.28%
7.22%

How do I invest in UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

0.37% as on April 2025

What is net assets under management (AUM) of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

₹4131 Cr as on April 2025

What are the top 5 holdings of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

Small Industries Development Bank Of India(4.37%), 182 Days Tbill(3.55%), Bajaj Housing Finance Limited(2.44%), 182 Days Tbill(2.38%), Axis Bank Limited(2.36%) as on April 2025

What are the top 3 sectors that this UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option has invested in?

Corporate(54.15%), Cash Equivalent(33.93%), Government(11.92%) as on April 2025

What is the yield to maturity ratio of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

Yield to Maturity is 7.57 as on April 2025. Yield to Maturity is the total return earned on your bond investments if you hold the bond investments till maturity & all bonds' proceeds are reinvested in it.

What is the modified duration of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

Modified Duration is 0.48 as on April 2025. Modified Duration tells the sensitivity of the price of a bond to a change in interest rate.

What is the credit rating breakup of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

AAA
81.44
AA
18.56

Who is the manager of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

Anurag Mittal is the fund manager of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option

What is the exit load of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option?

The Exit load of UTI - Ultra Short Duration Fund - Direct Plan -Flexi Payout Inc Dist cum Cap Wdrl Option is 0%