Bandhan Low Duration Fund Direct Growth
NAV as on 29-04-2025
₹ 39.08
Inception Returns
7.5%
/yr
Historical NAV & Returns
About Bandhan Low Duration Fund Direct Growth
Bandhan Low Duration Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Harshal Joshi. This fund is suitable to keep your money safe.
Key Parameters
- Bandhan Low Duration Fund Direct Growth has ₹5531 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.3.
Returns
Bandhan Low Duration Fund Direct Growth has given a CAGR return of 7.54% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.12%, 6.99% and 6.14% respectively.
Holdings
Bandhan Low Duration Fund Direct Growth has allocated its funds majorly in Corporate, Basic Materials, Financial Services, Government, Consumer Defensive, Cash Equivalent. Its top holdings are Axis Bank Limited, Small Industries Development Bank Of India, National Bank For Agriculture And Rural Development, HDFC Bank Limited, Indian Bank
Taxation
As it is a low duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Bandhan Low Duration Fund Direct Growth
The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy from a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 months and 12 months.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Bandhan Low Duration Fund Direct Growth has no lock in period.
Bandhan Low Duration Fund Direct Growth Overview
| Expense ratio | 0.34% |
Benchmark | NIFTY Low Duration Debt Index TR INR |
| AUM | ₹5531 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 564.79% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
Trailing Returns
as on (29-Apr-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 5.5K Cr as of Mar'25
- AUM increased by 156.4 Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Corporate, Basic Materials & Financial Services
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Axis Bank Limited | 6.42% | 35.7% | |
Small Industries Development Bank Of India | 3.81% | 100% | |
National Bank For Agriculture And Rural Development | 3.54% | 100% | |
HDFC Bank Limited | 3.5% | -48.8% | |
Indian Bank | 3.37% | -46.7% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
Bandhan Low Duration Fund Direct Growth | 8.12% | 6.99% | 6.14% | 7.54% |
 Kotak Low Duration Fund- Direct Plan- Growth Option | 8.58% | 7.4% | 6.79% | 8% |
 HDFC Low Duration Direct Plan Growth Option | 8.45% | 7.44% | 6.84% | 7.76% |
 Aditya Birla Sun Life Low Duration Direct Plan Growth | 8.38% | 7.41% | 6.77% | 8.03% |
Mutual Fund Insights
Bandhan Low Duration Fund Direct Growth Highlights
Low to Moderate Risk
About the fund
AUM size ₹5531 Cr
Expense Ratio 0.34%
More funds from Bandhan
1Y CAGR
▲ 13.17
5Y CAGR
▲ 6.96
Frequently Asked Questions for Bandhan Low Duration Fund Direct Growth
Bandhan Low Duration Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.96% | 0.96% |
6 Month Returns | 4.16% | 4.16% |
1 Year Returns | 8.12% | 8.12% |
3 Years Returns | 22.47% | 6.99% |
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- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 96.75 |
AA | 3.25 |