Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt

Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt

Debt

Bandhan Mutual Fund

Liquid

Get the latest NAV of Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1283.03

NAV as on 30 Jun 2025

4.93%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (30-Jun-25)

Period
This Fund
Liquid Index
1 Month
0.51%
0.41%
3 Months
1.67%
1.48%
6 Months
3.56%
3.06%
1 Year
7.22%
6.19%
3 Years
7.03%
6.29%
5 Years
5.54%
4.99%

Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.7%

AAA
100%
Cash allocation has gone up from 99.7% to 99.7%
Cash allocation has gone up from 99.7% to 99.7%

Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.7%

Cash Equivalent
98.7%
Government
1.3%

Top 2 Sectors in May were Financial Services, Corporate

May'25

Financial Services

100%

Corporate

9%

Apr'25

Financial Services

100%

Corporate

28%

Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.12%
Benchmark
Nifty Liquid TR INR
AUM₹13626 Cr
Inception Date28 May, 2013
Min Lumpsum/SIP₹100/₹100
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
333.74%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

About Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt

Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt is a debt fund. This fund was started on 28 May, 2013. The fund is managed by Harshal Joshi. This fund is suitable to keep your money safe.

Key Parameters

  1. Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt has ₹13626 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt has given a CAGR return of 4.93% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.22%, 7.03% and 5.54% respectively.

Holdings

Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate. Its top holdings are 91 Days Tbill Red 05-06-2025, Reliance Jio Infocomm Ltd., National Bk For Agriculture & Rural Dev. **, Export-Import Bank of India, National Bank for Agriculture and Rural Development

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt

The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategy and with high liquidity, from a portfolio that is invested in debt and money market securities with maturity up to 91 days.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt has no lock in period.

Fund Manager

Harshal Joshi

Fund Manager of Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt, since 15 September 2015

Learn more about Bandhan Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 13.6K Cr
₹ 13.5K Cr
₹ 10.4K Cr
  • AUM of the fund stands at 13.6K Cr as of May'25
  • AUM increased by 130.2 Cr between May'25 and Apr'25

Frequently Asked Questions for Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt

How do I invest in Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt?

INDmoney makes it simple to invest in the Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt?

The NAV of the fund today is ₹1283.03. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt fund has generated a return of 7.22% in 1 year, 7.03% in 3 years, 5.54% in 5 years.

Who is the fund manager of Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt?

The fund managers are Harshal Joshi.

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.12%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹13626 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bandhan Liquid Fund Direct Plan Periodic Reinvestment of Income Distribution cum Capital W/D Opt?

The top 3 holdings of the fund are 91 Days Tbill Red 05-06-2025(7.52%), Reliance Jio Infocomm Ltd.(5.5%), National Bk For Agriculture & Rural Dev. **(5.13%)