Aditya Birla Sun Life Reg Savings Fund Direct Growth

Aditya Birla Sun Life Reg Savings Fund Direct Growth

Hybrid

Direct

Conservative Allocation

NAV as on 06-12-2024

₹ 71.45

0.1%

1D

Inception Returns

10.9%

/yr

About Aditya Birla Sun Life Reg Savings Fund Direct Growth

Aditya Birla Sun Life Reg Savings Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Mohit Sharma, Harshil Suvarnkar. This fund gives you the benefit of diversification.

Key Parameters

  1. Aditya Birla Sun Life Reg Savings Fund Direct Growth has ₹1415 Cr worth of assets under management (AUM) as on Oct 2024 and is more than category average.
  2. The fund has an expense ratio 1.

Returns

Aditya Birla Sun Life Reg Savings Fund Direct Growth has given a CAGR return of 10.85% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 13.82%, 9.79% and 10.81% respectively.

Holdings

Aditya Birla Sun Life Reg Savings Fund Direct Growth has allocated its funds majorly in Government, Corporate, Financial Services, Industrial, Tech, Consumer Cyclical, Health, Basic Materials, Real Estate, Cash Equivalent, Energy, Consumer Defensive, Communication, Utilities.

Taxation

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Aditya Birla Sun Life Reg Savings Fund Direct Growth

The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. There can be no assurance that the Scheme objectives will be realised.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 100.00. Aditya Birla Sun Life Reg Savings Fund Direct Growth has no lock in period.

Historical NAV & Returns

Annualised

zero opening, trading, fund transfer fee
85 people have invested ₹ 5.2L in Aditya Birla Sun Life Reg Savings Fund Direct Growth in the last three months

INDmoney Rank for Aditya Birla Sun Life Reg Savings Fund Direct Growth

Powered by IND quant engine
8
/10
51% Performance
65% Risk Management
23% Cost
8 out of 10 among conservative allocation

Aditya Birla Sun Life Reg Savings Fund Direct Growth Overview

Expense ratio1.01%
Benchmark
CRISIL Hybrid 85+15 - ConservativeTR INR
AUM₹1415 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
147.29%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderately High risk

Trailing Returns

as on (06-Dec-24)

Period
Aditya Birla Sun Life Reg Savings Fund Direct Growth
Conservative Allocation Index
1M
1.4%
1.1%
3M
2.7%
1.1%
6M
7.6%
6.2%
1Y
13.8%
12.5%
3Y
9.8%
9%
5Y
10.8%
9.3%

Fund Distribution

as on (31-Oct-24)

  • Equity 23.2%

  • Debt & Cash 76.5%

Large cap
13.3%

Small cap
4.4%

Mid cap
3.6%

Sector Allocation

Oct'24

Sep'24

Aug'24

Financial Services
24.5%
Industrial
16.5%
Consumer Cyclical
11.8%
Tech
11.1%
Health
10.4%
Basic Materials
7.3%
Real Estate
7%
Communication
4%
Consumer Defensive
2.9%
Energy
2.6%
Utilities
1.8%
All changes are between Oct'69 and Dec'69
Parameters
Oct'24
Sep'24
Aug'24
AUM
₹ 1.4K Cr
₹ 1.4K Cr
₹ 1.4K Cr
  • AUM of the fund stands at 1.4K Cr as of Oct'24
  • AUM increased by 11.5 Cr between Oct'24 and Sep'24

Top 3 Sectors in October were Government, Corporate & Financial Services

Oct'24
Government
54%
Corporate
39%
Financial Services
25%
Sep'24
Government
56%
Corporate
40%
Financial Services
23%
Fund
Oct'24
Sep'24
Aug'24
No of Holdings
118
118
118
Top 5 Company Concentration
6.9%
7.1%
7.4%
Company having highest exposure
ICICI Bank Ltd (2.1%)
ICICI Bank Ltd (2.1%)
ICICI Bank Ltd (2.3%)
No of Sectors
13
13
13
Top 5 Sectors Concentration
146.2%
142.2%
146.2%
Sector having highest exposure
Government (54.1%)
Government (53.5%)
Government (55.5%)
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Mohit Sharma
Mohit Sharma
Fund Manager of Aditya Birla Sun Life Reg Savings Fund Direct Growth, since 31 October 2024
Harshil Suvarnkar
Harshil Suvarnkar
Fund Manager of Aditya Birla Sun Life Reg Savings Fund Direct Growth, since 22 March 2021
Fund House
Aditya Birla Sun Life AMC Ltd
Total AUM
₹3.89L Cr
as on 31-Oct-2024
Address
Aditya Birla Sun Life AMC Ltd,One World Centre, Tower 1, 17th Floor,Jupiter Mill Compound, 841, Senapati Bapat Marg,Elphinstone Road
Phone
+912243568000
Website
connect@birlasunlife.com

Mutual Fund Insights

Insights icon
In the last 5 years, Kotak Debt Hybrid Direct Growth has given 13.15% return, outperforming this fund by 2.34% per annum.
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Over the last 1 year, this fund has increased expense ratio by 8.6% moving from 0.93 to 1.01.
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Over the last 1 month, this fund has experienced a 2.2% drop in AUM moving from 1.44K Cr to 1.41K Cr.
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This fund has one of the lowest expense ratio in the category (conservative allocation). Its expense ratio is 1.01% which is lower than the category average expense ratio of 1.1%.
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In the last 1 year, Kotak Debt Hybrid Direct Growth has given 16.34% return, outperforming this fund by 2.53%.
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In the last 3 years, Kotak Debt Hybrid Direct Growth has given 11.64% return, outperforming this fund by 1.85% per annum.

Aditya Birla Sun Life Reg Savings Fund Direct Growth Highlights

Risk meter
pointer

Moderately High risk

Investors understand that their principal will be at Moderately High risk
About the fund

About the fund

This fund has delivered an average annual returns of 10.85% since inception which is more than its category average return of 6.34%
Fund Allocations

Fund Allocations

This fund has an allocation of 23.15% in Equity, 72.76% in Debt and 3.78% in Cash related instruments
AUM size ₹1415 Cr

AUM size ₹1415 Cr

This fund has AUM of ₹1415 Cr which is more than its category average of ₹ 753 Cr
Expense Ratio 1.01%

Expense Ratio 1.01%

This fund has an expense ratio of 1.01% which is less than its category average expense ratio of 1.24%

Frequently Asked Questions for Aditya Birla Sun Life Reg Savings Fund Direct Growth

The current NAV of Aditya Birla Sun Life Reg Savings Fund Direct Growth is ₹71.45 as on 06-Dec-2024.
Existing (Absolute + CAGR) as on 06-Dec-2024.
Aditya Birla Sun Life Reg Savings Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
1.35%
1.35%
6 Month Returns
7.63%
7.63%
1 Year Returns
13.82%
13.82%
3 Years Returns
32.34%
9.79%
5 Years Returns
67.1%
10.81%
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1.01% as on November 2024
₹1415 Cr as on November 2024
7.17% Govt Stock 2030(5.02%), 7.18% Govt Stock 2033(3.03%), 7.34% Govt Stock 2064(2.57%), 7.3% Govt Stock 2053(2.29%), 07.49 Tn SDL 2034(2.18%) as on November 2024
Government(39.79%), Corporate(33.27%), Financial Services(5.37%) as on November 2024
AAA
94.94
AA
5.06
Mohit Sharma, Harshil Suvarnkar are the fund managers of Aditya Birla Sun Life Reg Savings Fund Direct Growth
The Exit load of Aditya Birla Sun Life Reg Savings Fund Direct Growth is 1%