Aditya Birla Sun Life Low Duration Fund Direct Growth

Aditya Birla Sun Life Low Duration Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Kaustubh Gupta, Mohit Sharma. This fund is suitable to keep your money safe.

1. Aditya Birla Sun Life Low Duration Fund Direct Growth has ₹12396 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 0.4.
   

Aditya Birla Sun Life Low Duration Fund Direct Growth has given a CAGR return of 8.04% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.54%, 7.80% and 6.57% respectively.

Aditya Birla Sun Life Low Duration Fund Direct Growth has allocated its funds majorly in Financial Services, Corporate, Government, Cash Equivalent. Its top holdings are 07.00 RJ Sdl 2025, Kotak Mahindra Bank Limited, Jubilant Bevco Limited, National Bank For Agriculture And Rural Development, National Bank For Agriculture And Rural Development

As it is a low duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

The objective of the scheme is to provide income which is consistent with a portfolio through investments in a basket of debt and money market instruments of short maturities with a view to provide reasonable returns.

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Aditya Birla Sun Life Low Duration Fund Direct Growth has no lock in period.