Pros | ![]() 3Y returns in the top 25% of the category. ![]() Lower expense ratio. ![]() Beats FD returns for both 3Y & 5Y duration. | ![]() Among most bought funds within the category. ![]() Larger AUM within category. ![]() Beats FD returns for both 3Y & 5Y duration. | ||
Cons | - | - |
INDMoney rank | 2/11 | 4/11 | ||
Category,Subcateogry | Equity,Sector - Financial Services | Equity,Sector - Financial Services | ||
Fund Age | 9 Years | 10 Years | ||
Fund Size | 2797 Cr | 7999 Cr | ||
Min Investment | SIP ₹100 Lumpsum ₹5000 | SIP ₹500 Lumpsum ₹5000 | ||
Expense Ratio | 0.47% | 0.74% | ||
Exit Load | 0.25% | 0.5% | ||
Benchmark Index | Nifty Financial Services TR INR | Nifty Financial Services TR INR |
No of Holdings | 34 | 30 | ||
Top 5 Holdings | HDFC Bank Ltd (22.25%) Axis Bank Ltd (9.04%) ICICI Bank Ltd (8.61%) Kotak Mahindra Bank Ltd (8.53%) SBI Cards and Payment Services Ltd Ordinary Shares (2.9%) | HDFC Bank Ltd (26.78%) ICICI Bank Ltd (10.91%) Axis Bank Ltd (9.37%) Kotak Mahindra Bank Ltd (9.32%) Max Financial Services Ltd (4.36%) | ||
No of Sectors | 2 | 1 | ||
Top 3 Sectors | Financial Services (98%) Tech (2%) | Financial Services (100%) | ||
Equity % | 95.72% | 96.82% | ||
Debt % | - | - | ||
P/E | 18.71 | 18.14 | ||
P/B | 2.42 | 2.63 | ||
Credit Quality | - | - | ||
Modified Duration | - | - | ||
YTM | - | - |
1-Month Return | 4.18% | 4.62% | ||
3-Month Return | 11.76% | 11.79% | ||
6-Month Return | 13.47% | 12.37% | ||
1-Year Return | 14.02% | 14.64% | ||
3-Year Return | 27.18% | 26.06% | ||
5-Year Return | 23.3% | 24.46% |
Sharpe | 1.38 | 1.41 | ||
Alpha | 6.16 | 6.36 | ||
Beta | 0.93 | 0.84 | ||
Standard Deviation | 14.01 | 12.9 | ||
Information Ratio | 1.13 | 0.84 |
Description | Tata Banking & Financial Services Fund Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | SBI Banking & Financial Services Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ||
Managers | Amey Sathe | Milind Agrawal |