Pros | ![]() Beats FD returns for both 3Y & 5Y duration. | ![]() Among most bought funds within the category. ![]() Larger AUM within category. ![]() Beats FD returns for both 3Y & 5Y duration. | ||
Cons | ![]() 3Y returns in the bottom 25% of the category. | - |
INDMoney rank | 10/11 | 8/11 | ||
Category,Subcateogry | Equity,Sector - Financial Services | Equity,Sector - Financial Services | ||
Fund Age | 11 Years | 12 Years | ||
Fund Size | 3497 Cr | 9930 Cr | ||
Min Investment | SIP ₹100 Lumpsum ₹1000 | SIP ₹100 Lumpsum ₹5000 | ||
Expense Ratio | 1.06% | 1% | ||
Exit Load | 1% | 1% | ||
Benchmark Index | Nifty Financial Services TR INR | Nifty Financial Services TR INR |
No of Holdings | 42 | 48 | ||
Top 5 Holdings | ICICI Bank Ltd (20.88%) HDFC Bank Ltd (19%) Axis Bank Ltd (7.03%) State Bank of India (6.19%) Bajaj Finance Ltd (5.39%) | ICICI Bank Ltd (21.02%) HDFC Bank Ltd (18.3%) Axis Bank Ltd (8.13%) State Bank of India (7.61%) SBI Life Insurance Co Ltd (5.36%) | ||
No of Sectors | 4 | 4 | ||
Top 3 Sectors | Financial Services (98.86%) Corporate (1.52%) Tech (1.14%) | Financial Services (98.63%) Government (6.87%) Health (1.05%) | ||
Equity % | 97.99% | 95.34% | ||
Debt % | - | - | ||
P/E | 18.49 | 18.36 | ||
P/B | 2.58 | 2.55 | ||
Credit Quality | - | - | ||
Modified Duration | - | - | ||
YTM | - | - |
1-Month Return | -1.3% | -1.42% | ||
3-Month Return | -1.77% | -0.93% | ||
6-Month Return | 14.4% | 14.11% | ||
1-Year Return | 3.63% | 6.34% | ||
3-Year Return | 15.42% | 15.87% | ||
5-Year Return | 20.85% | 20.84% |
Sharpe | 0.63 | 0.76 | ||
Alpha | 2.12 | 3.05 | ||
Beta | 0.94 | 0.83 | ||
Standard Deviation | 13.17 | 11.21 | ||
Information Ratio | 0.32 | 0.53 |
Description | Aditya Birla Sun Life Banking & Financial Services Direct Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ICICI Prudential Banking and Financial Services Fund Direct Plan Growth is an equity fund.The fund could potentially beat inflation in the long-run. | ||
Managers | Dhaval Joshi,Dhaval Gala | Sharmila D’mello,Roshan Chutkey |