Baroda BNP Paribas Banking and Financial Services Fund Direct Growth

Baroda BNP Paribas Banking and Financial Services Fund Direct Growth

Equity

BNP Paribas Mutual Fund

Sector - Financial Services

Get the latest NAV of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹52.38

▲3.7%1D

NAV as on 12 May 2025

12.62%/per year

Since Inception

Absolute Gain%

▲▼

30 people have invested ₹ 24.8L in Baroda BNP Paribas Banking and Financial Services Fund Direct Growth in the last three months

Baroda BNP Paribas Banking and Financial Services Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (12-May-25)

The fund has consistently outperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
This Fund
Nifty 500
Category Avg
1 Month
7.51%
8.47%
7.66%
3 Months
12.29%
7.67%
11.25%
6 Months
8.96%
0.81%
6.19%
1 Year
22.01%
9.98%
14.61%
3 Years
23.57%
18.69%
22.15%
5 Years
24.52%
24.52%
26.46%

INDmoney Rank

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IND ranking is not available for this fund.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Baroda BNP Paribas Banking and Financial Services Fund
8/11
257Cr
0.84%
22.01%
23.57%
12.62%
Tata Banking & Financial Services Fund Direct Growth
1/11
2,752Cr
0.5%
23.12%
25.48%
18.46%
Nippon India Banking & Financial Services Fund Direct Growth
2/11
6,967Cr
1.03%
20.1%
24.89%
14.77%
SBI Banking & Financial Services Fund Direct Growth
3/11
7,650Cr
0.76%
21.15%
24.3%
15.93%
See all
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Beats FD returns for both 3Y & 5Y duration
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5Y returns in the bottom 25% of the category

Baroda BNP Paribas Banking and Financial Services Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Baroda BNP Paribas Banking and Financial Services Fund Asset Allocation

See fund asset allocation details as on (15-Apr-25)

Fund Distribution

as on (15-Apr-25)

Equity 97.1%

Debt & Cash 2.9%

Large cap
76.8%
Mid cap
11.9%
Small cap
7.7%
Cash allocation has gone down from 5.6% to 0.8%
Cash allocation has gone down from 5.6% to 0.8%
Debt allocation has gone down from 0.3% to 0.3%
Debt allocation has gone down from 0.3% to 0.3%

Baroda BNP Paribas Banking and Financial Services Fund Sector Allocation

See fund sector allocation details as on (15-Apr-25)

Sector Allocation

Equity 97.1%

Debt & Cash 2.9%

Financial Services
98.5%
Tech
1.5%

Top 3 Sectors in March were Financial Services, Government & Tech

Mar'25

Financial Services

99%

Government

10%

Tech

1%

Feb'25

Financial Services

99%

Government

5%

Tech

Baroda BNP Paribas Banking and Financial Services Fund Holdings Details

as on (30-Apr-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
25.97%
19.5%
ICICI Bank Ltd
20.9%
3.2%
Axis Bank Ltd
6.69%
13%
Kotak Mahindra Bank Ltd
6.02%
-4.6%
State Bank of India
5.11%
0%
See all
Top Stocks bought last month
HDFC Bank Ltd's allocation increased from 22.83% to 25.51%
HDFC Bank Ltd's allocation increased from 22.83% to 25.51%
Axis Bank Ltd's allocation increased from 5.55% to 6.03%
Axis Bank Ltd's allocation increased from 5.55% to 6.03%
ICICI Bank Ltd's allocation increased from 19.45% to 19.93%
ICICI Bank Ltd's allocation increased from 19.45% to 19.93%
Top Stocks sold last month
Kotak Mahindra Bank Ltd's allocation decreased from 6.63 % to 6.4 %
Kotak Mahindra Bank Ltd's allocation decreased from 6.63 % to 6.4 %
State Bank of India's allocation decreased from 4.96 % to 4.92 %
State Bank of India's allocation decreased from 4.96 % to 4.92 %
Bajaj Finance Ltd's allocation decreased from 4.85 % to 4.51 %
Bajaj Finance Ltd's allocation decreased from 4.85 % to 4.51 %

Baroda BNP Paribas Banking and Financial Services Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.84%
Benchmark
Nifty Financial Services TR INR
AUM₹257 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
0.75%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About Baroda BNP Paribas Banking and Financial Services Fund

Baroda BNP Paribas Banking and Financial Services Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by . The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Baroda BNP Paribas Banking and Financial Services Fund Direct Growth has ₹257 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 0.8.

Returns

Baroda BNP Paribas Banking and Financial Services Fund Direct Growth has given a CAGR return of 12.62% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 22.01%, 23.57% and 24.52% respectively.

Holdings

Baroda BNP Paribas Banking and Financial Services Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Government, Tech. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, Kotak Mahindra Bank Ltd, State Bank of India

Taxation

As it is a sector - financial services mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth

The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Baroda BNP Paribas Banking and Financial Services Fund Direct Growth has no lock in period.

Learn more about BNP Paribas Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 237.5 Cr
₹ 210.5 Cr
₹ 214.4 Cr
  • AUM of the fund stands at 237.5 Cr as of Mar'25
  • AUM increased by 27 Cr between Mar'25 and Feb'25

Compare Baroda BNP Paribas Banking and Financial Services Fund

Baroda BNP Paribas Banking and Financial Services Fund

VS

ICICI Prudential Banking and Financial Services Fund Direct Growth

Frequently Asked Questions for Baroda BNP Paribas Banking and Financial Services Fund Direct Growth

What is the current NAV of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

The current NAV of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth is ₹52.38 as on 12-May-2025.

What are the average returns of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

Existing (Absolute + CAGR) as on 12-May-2025.
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
7.51%
7.51%
6 Month Returns
8.96%
8.96%
1 Year Returns
22.01%
22.01%
3 Years Returns
88.67%
23.57%

How do I invest in Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

0.84% as on April 2025

What is net assets under management (AUM) of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

₹257 Cr as on April 2025

What are the top 5 holdings of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

HDFC Bank Ltd(25.97%), ICICI Bank Ltd(20.9%), Axis Bank Ltd(6.69%), Kotak Mahindra Bank Ltd(6.02%), State Bank of India(5.11%) as on April 2025

What is the alpha of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

The alpha ratio for the Baroda BNP Paribas Banking and Financial Services Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth
-4.23
2.81
1.43
As on April 2025
The alpha for Baroda BNP Paribas Banking and Financial Services Fund Direct Growth is calculated against Nifty Financial Services TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth??

The Beta ratio for the Baroda BNP Paribas Banking and Financial Services Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth
1
0.95
0.95
As on April 2025
The Beta for Baroda BNP Paribas Banking and Financial Services Fund Direct Growth is calculated with Nifty Financial Services TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

The sharpe ratio for the Baroda BNP Paribas Banking and Financial Services Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth
0.64
0.88
0.84
As on April 2025
The sharpe ratio for Baroda BNP Paribas Banking and Financial Services Fund Direct Growth is calculated with Nifty Financial Services TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

The standard deviation for the Baroda BNP Paribas Banking and Financial Services Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
Baroda BNP Paribas Banking and Financial Services Fund Direct Growth
13.8
14.75
19.15
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

Sortino ratio is 1.83 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

What is the information ratio of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

Information ratio is 0.53 as on April 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

What is the exit load of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth?

The Exit load of Baroda BNP Paribas Banking and Financial Services Fund Direct Growth is 1%