Bandhan Conservative Hybrid Fund Direct Growth

Bandhan Conservative Hybrid Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Harshal Joshi, Viraj Kulkarni. This fund gives you the benefit of diversification.

1. Bandhan Conservative Hybrid Fund Direct Growth has ₹116 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
2. The fund has an expense ratio 1.1.
   

Bandhan Conservative Hybrid Fund Direct Growth has given a CAGR return of 8.59% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.68%, 9.47% and 8.94% respectively.

Bandhan Conservative Hybrid Fund Direct Growth has allocated its funds majorly in Government, Financial Services, Corporate, Consumer Cyclical, Tech, Cash Equivalent, Consumer Defensive, Energy, Basic Materials, Industrial, Communication, Health, Utilities.

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme's total assets in equity securities.

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Conservative Hybrid Fund Direct Growth has no lock in period.