Aditya Birla Sun Life Bal Bhavishya Yojna Direct Payout Inc Dist cum Cap Wdrl

Aditya Birla Sun Life Bal Bhavishya Yojna Direct Payout Inc Dist cum Cap Wdrl is a hybrid fund. This fund was started on 12 February, 2019. The fund is managed by Dhaval Joshi, Harshil Suvarnkar, Chanchal Khandelwal. This fund gives you the benefit of diversification.

1. Aditya Birla Sun Life Bal Bhavishya Yojna Direct Payout Inc Dist cum Cap Wdrl has ₹1116 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
2. The fund has an expense ratio 0.9.
   

Aditya Birla Sun Life Bal Bhavishya Yojna Direct Payout Inc Dist cum Cap Wdrl has given a CAGR return of 12.69% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -1.56%, 13.80% and 14.98% respectively.

Aditya Birla Sun Life Bal Bhavishya Yojna Direct Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Basic Materials, Industrial, Health, Tech, Consumer Defensive, Utilities, Energy, Communication.

As it is a children mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The investment objective of the Wealth Plan is to seek generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments.

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. There is a lock in period for Aditya Birla Sun Life Bal Bhavishya Yojna Direct Payout Inc Dist cum Cap Wdrl of 5 Years