Use Your Stocks To Get Instant Trading Balance
Pledge your current stock holdings to get instant trading balance. Trade bigger positions in F&O and Intraday without selling a single share.
Get Instant Margin
Use 100% Of Your Margin
Zero Pledging Charges
Get Full Stock Benefits
How Does Pledge Margin Work?
Step 1: Select Your Stocks To Pledge
Choose the stocks from your portfolio that you want to pledge. You can also view the pledge margin against each stock.
Step 2: Unlock Free Trading Balance
The pledge margin is automatically credited to your wallet. You can now trade in Intraday & F&O using this balance.
Step3: Continue To Earn Returns
Have full control over your stocks and their benefits. Benefit from returns, dividends, bonus shares, etc, as usual even when pledged.
Step 4: Sell Pledged Stocks Anytime
Wish to sell a pledged stock? Sell anytime you want. The pledged margin is automatically reduced from your wallet.
How To Activate Pledge Margin?
Pledging stocks for trading on INDmoney is simple. Here are the steps:
Step 1
Go to my stocks to unlock pledge balance
Step 2
Choose the shares you want to pledge
Step 3
Enter OTP in the CDSL page and get margin instantly
Why Use Pledge Margin On INDmoney?
Free Trading Capital
Use your existing stocks to access additional trading balance at 0% interest without selling them.
Insta Pledging
Your pledged balance is credited under a minute, helping you make the most of market opportunities.
Zero Charges
Pledging and unpledging are completely FREE with 0% interest or hidden fees.
Frequently Asked Questions (FAQ)
What does pledging mean?
Pledging allows you to use your existing stocks as collateral to get extra trading balance for Intraday and F&O. Your stocks stay in your portfolio, and you continue to benefit from dividends, bonuses, and splits.
How much trading balance will I receive?
The trading balance depends on the stock’s value and the haircut applied. For example, if a stock is worth ₹1,000 and the haircut is 20%, you’ll receive ₹800 in your trading wallet. Different stocks have different haircuts.
Which stocks can I pledge?
You can pledge over 1500+ stocks on INDmoney. We provide a published list of eligible stocks and their haircuts for full clarity.
How quickly will my trading balance be available?
With Insta Pledging, your trading balance will be credited in under 1-minute, so you can start trading immediately.
Are there any fees for pledging?
No. Both pledging and unpledging are completely free on INDmoney. There are no interest charges or hidden fees.
Can I sell my pledged stocks?
Yes. You can sell any pledged stock at any time. The trading balance associated with that stock will automatically be removed, and pledged stocks remain unaffected.
Can I pledge only part of my holdings?
Absolutely. You can choose how many shares of a stock to pledge, you don’t have to pledge your entire holding.
When can I pledge stocks?
Pledge services are available between 8 AM – 7 PM on trading days.
Will I continue to receive dividends and bonuses?
Yes. Your stocks continue to generate dividends, bonus shares, and stock splits even while pledged.
What is a haircut in pledging?
A haircut is the difference between the market value of a stock and the trading balance you receive when you pledge it. For example, If your stock is worth ₹1,000 and the haircut is 20%, you will get ₹800 as trading balance. The remaining ₹200 is the haircut. Haircuts vary for different stocks depending on their risk and liquidity.