Unity Bancorp Inc (UNTY)

$26.53

-0.54

(-1.99%)▲

Live

Insights on Unity Bancorp Inc

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 40.32M → 39.65M (in $), with an average decrease of 1.7% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 3 quarters, 9.95M → 9.58M (in $), with an average decrease of 1.9% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 68.6% return, outperforming this stock by 52.9%

Performance

  • $26.53
    $27.00
    $26.53
    downward going graph

    0.0%

    Downside

    Day's Volatility :1.74%

    Upside

    1.74%

    downward going graph
  • $21.87
    $30.42
    $26.53
    downward going graph

    17.57%

    Downside

    52 Weeks Volatility :28.11%

    Upside

    12.79%

    downward going graph

Returns

PeriodUnity Bancorp IncIndex (Russel 2000)
3 Months
-0.15%
0.0%
6 Months
-3.84%
0.0%
1 Year
18.73%
0.0%
3 Years
13.84%
-22.6%

Highlights

Market Capitalization
280.9M
Book Value
$26.56
Dividend Share
0.49
Dividend Yield
1.87%
Earnings Per Share (EPS)
3.79
PE Ratio
7.38
PEG Ratio
0.0
Wall Street Target Price
33.33
Profit Margin
39.14%
Operating Margin TTM
54.21%
Return On Assets TTM
1.55%
Return On Equity TTM
15.38%
Revenue TTM
99.7M
Revenue Per Share TTM
9.86
Quarterly Revenue Growth YOY
-1.2%
Gross Profit TTM
94.0M
Diluted Eps TTM
3.79
Quarterly Earnings Growth YOY
-0.03
EPS Estimate Current Year
3.77
EPS Estimate Next Year
4.21
EPS Estimate Current Quarter
0.9
EPS Estimate Next Quarter
0.92

Analyst Recommendation

Buy
    88%Buy
    11%Hold
    0
    0%Sell
Based on 9 Wall street analysts offering stock ratings for Unity Bancorp Inc(by analysts ranked 0 to 5 stars)
Based on 9 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
8
8
8
Hold
1
1
1
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 25.63%

Current $26.53
Target $33.33

Company Financials

FY18Y/Y Change
Revenue
62.9M
↑ 17.68%
Net Income
21.9M
↑ 70.01%
Net Profit Margin
34.83%
↑ 10.72%
FY19Y/Y Change
Revenue
66.8M
↑ 6.18%
Net Income
23.7M
↑ 7.91%
Net Profit Margin
35.4%
↑ 0.57%
FY20Y/Y Change
Revenue
75.0M
↑ 12.18%
Net Income
23.6M
↓ 0.04%
Net Profit Margin
31.54%
↓ 3.86%
FY21Y/Y Change
Revenue
87.3M
↑ 16.51%
Net Income
36.1M
↑ 52.76%
Net Profit Margin
41.36%
↑ 9.82%
FY22Y/Y Change
Revenue
97.6M
↑ 11.79%
Net Income
38.5M
↑ 6.47%
Net Profit Margin
39.39%
↓ 1.97%
FY23Y/Y Change
Revenue
151.6M
↑ 55.31%
Net Income
39.7M
↑ 3.25%
Net Profit Margin
26.19%
↓ 13.2%
Q4 FY22Q/Q Change
Revenue
26.5M
↑ 7.37%
Net Income
10.0M
↑ 0.14%
Net Profit Margin
37.55%
↓ 2.71%
Q1 FY23Q/Q Change
Revenue
25.2M
↓ 5.14%
Net Income
10.3M
↑ 3.32%
Net Profit Margin
40.9%
↑ 3.35%
Q2 FY23Q/Q Change
Revenue
25.5M
↑ 1.41%
Net Income
9.7M
↓ 5.71%
Net Profit Margin
38.03%
↓ 2.87%
Q3 FY23Q/Q Change
Revenue
25.4M
↓ 0.57%
Net Income
10.0M
↑ 2.58%
Net Profit Margin
39.23%
↑ 1.2%
Q4 FY23Q/Q Change
Revenue
40.3M
↑ 59.01%
Net Income
9.8M
↓ 1.81%
Net Profit Margin
24.23%
↓ 15.0%
Q1 FY24Q/Q Change
Revenue
39.7M
↓ 1.66%
Net Income
9.6M
↓ 1.88%
Net Profit Margin
24.17%
↓ 0.06%
FY18Y/Y Change
Total Assets
1.6B
↑ 8.5%
Total Liabilities
1.4B
↑ 7.72%
FY19Y/Y Change
Total Assets
1.7B
↑ 8.85%
Total Liabilities
1.6B
↑ 8.16%
FY20Y/Y Change
Total Assets
1.9B
↑ 12.33%
Total Liabilities
1.8B
↑ 13.05%
FY21Y/Y Change
Total Assets
2.0B
↑ 5.33%
Total Liabilities
1.8B
↑ 3.77%
FY22Y/Y Change
Total Assets
2.4B
↑ 20.22%
Total Liabilities
2.2B
↑ 20.66%
FY23Y/Y Change
Total Assets
2.6B
↑ 5.53%
Total Liabilities
2.3B
↑ 5.13%
Q4 FY22Q/Q Change
Total Assets
2.4B
↑ 4.51%
Total Liabilities
2.2B
↑ 4.57%
Q1 FY23Q/Q Change
Total Assets
2.5B
↑ 1.26%
Total Liabilities
2.2B
↑ 1.35%
Q2 FY23Q/Q Change
Total Assets
2.6B
↑ 3.09%
Total Liabilities
2.3B
↑ 3.26%
Q3 FY23Q/Q Change
Total Assets
2.6B
↑ 0.42%
Total Liabilities
2.3B
↑ 0.1%
Q4 FY23Q/Q Change
Total Assets
2.6B
↑ 0.67%
Total Liabilities
2.3B
↑ 0.36%
Q1 FY24Q/Q Change
Total Assets
2.6B
↓ 0.47%
Total Liabilities
2.3B
↓ 0.76%
FY18Y/Y Change
Operating Cash Flow
38.6M
↑ 167.08%
Investing Cash Flow
-140.7M
↓ 35.96%
Financing Cash Flow
97.3M
↓ 61.0%
FY19Y/Y Change
Operating Cash Flow
33.2M
↓ 13.96%
Investing Cash Flow
-133.1M
↓ 5.36%
Financing Cash Flow
112.4M
↑ 15.5%
FY20Y/Y Change
Operating Cash Flow
33.7M
↑ 1.63%
Investing Cash Flow
-186.8M
↑ 40.32%
Financing Cash Flow
214.3M
↑ 90.67%
FY21Y/Y Change
Operating Cash Flow
23.5M
↓ 30.5%
Investing Cash Flow
-31.4M
↓ 83.17%
Financing Cash Flow
33.5M
↓ 84.37%
FY22Y/Y Change
Operating Cash Flow
42.7M
↑ 81.93%
Investing Cash Flow
-541.3M
↑ 1621.64%
Financing Cash Flow
368.6M
↑ 1000.5%
Q4 FY22Q/Q Change
Operating Cash Flow
44.4M
↓ 427.5%
Investing Cash Flow
-186.0M
↑ 28.23%
Financing Cash Flow
93.0M
↓ 56.32%
Q1 FY23Q/Q Change
Operating Cash Flow
13.8M
↓ 69.02%
Investing Cash Flow
-19.9M
↓ 89.27%
Financing Cash Flow
18.5M
↓ 80.12%
Q2 FY23Q/Q Change
Operating Cash Flow
-5.1M
↓ 136.95%
Investing Cash Flow
-39.3M
↑ 97.12%
Financing Cash Flow
68.5M
↑ 270.72%

Technicals Summary

Sell

Neutral

Buy

Unity Bancorp Inc is currently in a neutral trading position according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Unity Bancorp Inc
Unity Bancorp Inc
-1.06%
-3.84%
18.73%
13.84%
34.28%
Nu Holdings Ltd.
Nu Holdings Ltd.
-2.08%
43.64%
69.8%
13.75%
13.75%
Icici Bank Ltd.
Icici Bank Ltd.
2.94%
16.5%
23.08%
57.95%
137.78%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-0.91%
10.1%
25.74%
-20.1%
16.2%
U.s. Bancorp
U.s. Bancorp
-5.0%
0.61%
27.26%
-34.62%
-23.9%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-5.02%
-4.72%
10.99%
-4.42%
-33.04%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Unity Bancorp Inc
Unity Bancorp Inc
7.38
7.38
0.0
3.77
0.15
0.02
0.02
26.56
Nu Holdings Ltd.
Nu Holdings Ltd.
46.81
46.81
NA
0.42
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
17.95
17.95
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
13.21
13.21
3.46
12.64
0.11
0.01
0.04
113.3
U.s. Bancorp
U.s. Bancorp
13.47
13.47
1.14
3.84
0.09
0.01
0.05
31.25
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.22
9.22
0.86
0.81
0.19
0.01
0.01
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Unity Bancorp Inc
Unity Bancorp Inc
Buy
$280.9M
34.28%
7.38
39.14%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$58.2B
13.75%
46.81
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$94.6B
137.78%
17.95
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$62.6B
16.2%
13.21
25.68%
U.s. Bancorp
U.s. Bancorp
Hold
$63.3B
-23.9%
13.47
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$58.7B
-33.04%
9.22
27.36%

Institutional Holdings

  • Banc Funds Co LLC

    9.77%

  • Dimensional Fund Advisors, Inc.

    4.72%

  • BlackRock Inc

    4.37%

  • Vanguard Group Inc

    4.12%

  • Wellington Management Company LLP

    3.53%

  • AllianceBernstein L.P.

    3.22%

Company Information

unity bank provides financial services to retail and business customers through our branches located in hunterdon, middlesex, somerset, union and warren counties in new jersey and northampton county in pennsylvania. unity bank is a community-oriented commercial bank offering a variety of accounts, as well as a complete suite of business products and on-line services.

Organization
Unity Bancorp Inc
Employees
217
CEO
Mr. David D. Dallas
Industry
Finance

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