Regional Management Corp (RM)

$30.17

-3.14

(-9.43%)

Market is closed - opens 7 PM, 22 Jul 2024

Performance

  • $30.08
    $33.15
    $30.17
    downward going graph

    0.3%

    Downside

    Day's Volatility :9.26%

    Upside

    8.99%

    downward going graph
  • $20.02
    $33.49
    $30.17
    downward going graph

    33.64%

    Downside

    52 Weeks Volatility :40.22%

    Upside

    9.91%

    downward going graph

Returns

PeriodRegional Management CorpSector (Financials)Index (Russel 2000)
3 Months
17.03%
6.1%
0.0%
6 Months
16.13%
13.0%
0.0%
1 Year
-10.74%
21.1%
0.0%
3 Years
-41.46%
19.1%
-19.4%

Highlights

Market Capitalization
329.6M
Book Value
$34.1
Dividend Share
1.2
Dividend Yield
3.6%
Earnings Per Share (EPS)
2.32
PE Ratio
14.36
PEG Ratio
0.42
Wall Street Target Price
30.33
Profit Margin
4.14%
Operating Margin TTM
26.78%
Return On Assets TTM
3.52%
Return On Equity TTM
6.88%
Revenue TTM
542.7M
Revenue Per Share TTM
57.37
Quarterly Revenue Growth YOY
6.4%
Gross Profit TTM
309.2M
EBITDA
111.4M
Diluted Eps TTM
2.32
Quarterly Earnings Growth YOY
0.73
EPS Estimate Current Year
4.24
EPS Estimate Next Year
5.71
EPS Estimate Current Quarter
1.04
EPS Estimate Next Quarter
0.92

Analyst Recommendation

Buy
    66%Buy
    33%Hold
    0
    0%Sell
Based on 12 Wall street analysts offering stock ratings for Regional Management Corp(by analysts ranked 0 to 5 stars)
Based on 12 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
8
8
8
Hold
4
4
5
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 0.53%

Current $30.17
Target $30.33

Company Financials

FY18Y/Y Change
Revenue
273.2M
↑ 9.93%
Net Income
35.3M
↑ 17.96%
Net Profit Margin
12.94%
↑ 0.88%
FY19Y/Y Change
Revenue
315.6M
↑ 15.5%
Net Income
44.7M
↑ 26.56%
Net Profit Margin
14.17%
↑ 1.23%
FY20Y/Y Change
Revenue
336.1M
↑ 6.49%
Net Income
26.7M
↓ 40.24%
Net Profit Margin
7.95%
↓ 6.22%
FY21Y/Y Change
Revenue
397.0M
↑ 18.14%
Net Income
88.7M
↑ 231.79%
Net Profit Margin
22.34%
↑ 14.39%
FY22Y/Y Change
Revenue
473.0M
↑ 19.13%
Net Income
51.2M
↓ 42.24%
Net Profit Margin
10.83%
↓ 11.51%
FY23Y/Y Change
Revenue
551.4M
↑ 16.58%
Net Income
16.0M
↓ 68.85%
Net Profit Margin
2.89%
↓ 7.94%
Q4 FY22Q/Q Change
Revenue
117.2M
↓ 2.03%
Net Income
2.4M
↓ 76.25%
Net Profit Margin
2.04%
↓ 6.38%
Q1 FY23Q/Q Change
Revenue
118.6M
↑ 1.22%
Net Income
8.7M
↑ 263.4%
Net Profit Margin
7.33%
↑ 5.29%
Q2 FY23Q/Q Change
Revenue
117.3M
↓ 1.13%
Net Income
6.0M
↓ 30.68%
Net Profit Margin
5.14%
↓ 2.19%
Q3 FY23Q/Q Change
Revenue
123.9M
↑ 5.69%
Net Income
8.8M
↑ 46.44%
Net Profit Margin
7.12%
↑ 1.98%
Q4 FY23Q/Q Change
Revenue
141.7M
↑ 14.3%
Net Income
-7.6M
↓ 185.87%
Net Profit Margin
-5.35%
↓ 12.47%
Q1 FY24Q/Q Change
Revenue
144.3M
↑ 1.87%
Net Income
15.2M
↓ 300.75%
Net Profit Margin
10.54%
↑ 15.89%
FY18Y/Y Change
Total Assets
956.4M
↑ 15.3%
Total Liabilities
677.2M
↑ 14.77%
FY19Y/Y Change
Total Assets
1.2B
↑ 21.14%
Total Liabilities
855.8M
↑ 26.36%
FY20Y/Y Change
Total Assets
1.1B
↓ 4.72%
Total Liabilities
831.7M
↓ 2.81%
FY21Y/Y Change
Total Assets
1.5B
↑ 32.23%
Total Liabilities
1.2B
↑ 41.5%
FY22Y/Y Change
Total Assets
1.7B
↑ 18.18%
Total Liabilities
1.4B
↑ 20.34%
FY23Y/Y Change
Total Assets
1.8B
↑ 4.03%
Total Liabilities
1.5B
↑ 3.95%
Q4 FY22Q/Q Change
Total Assets
1.7B
↑ 7.37%
Total Liabilities
1.4B
↑ 9.11%
Q1 FY23Q/Q Change
Total Assets
1.7B
↓ 1.38%
Total Liabilities
1.4B
↓ 2.25%
Q2 FY23Q/Q Change
Total Assets
1.7B
↑ 1.32%
Total Liabilities
1.4B
↓ 0.67%
Q3 FY23Q/Q Change
Total Assets
1.8B
↑ 2.42%
Total Liabilities
1.4B
↑ 2.12%
Q4 FY23Q/Q Change
Total Assets
1.8B
↑ 1.65%
Total Liabilities
1.5B
↑ 4.85%
Q1 FY24Q/Q Change
Total Assets
1.8B
↓ 2.11%
Total Liabilities
1.4B
↓ 3.53%
FY18Y/Y Change
Operating Cash Flow
146.3M
↑ 26.73%
Investing Cash Flow
-199.2M
↑ 10.74%
Financing Cash Flow
81.1M
↑ 9.91%
FY19Y/Y Change
Operating Cash Flow
165.1M
↑ 12.84%
Investing Cash Flow
-275.6M
↑ 38.34%
Financing Cash Flow
116.9M
↑ 44.12%
FY20Y/Y Change
Operating Cash Flow
172.6M
↑ 4.56%
Investing Cash Flow
-98.8M
↓ 64.15%
Financing Cash Flow
-58.3M
↓ 149.91%
FY21Y/Y Change
Operating Cash Flow
189.0M
↑ 9.52%
Investing Cash Flow
-355.1M
↑ 259.34%
Financing Cash Flow
243.4M
↓ 517.25%
FY22Y/Y Change
Operating Cash Flow
224.3M
↑ 18.68%
Investing Cash Flow
-447.3M
↑ 25.98%
Financing Cash Flow
205.6M
↓ 15.53%
Q4 FY22Q/Q Change
Operating Cash Flow
60.1M
↑ 9.54%
Investing Cash Flow
-151.6M
↑ 13.32%
Financing Cash Flow
106.3M
↑ 146.02%
Q1 FY23Q/Q Change
Operating Cash Flow
52.6M
↓ 12.35%
Investing Cash Flow
-20.2M
↓ 86.68%
Financing Cash Flow
-30.0M
↓ 128.18%
Q2 FY23Q/Q Change
Operating Cash Flow
62.1M
↑ 17.91%
Investing Cash Flow
-84.8M
↑ 319.67%
Financing Cash Flow
9.7M
↓ 132.29%
Q3 FY23Q/Q Change
Operating Cash Flow
67.5M
↑ 8.82%
Investing Cash Flow
-194.1M
↑ 128.97%
Financing Cash Flow
24.8M
↑ 156.02%

Technicals Summary

Sell

Neutral

Buy

Regional Management Corp is currently in a neutral trading position according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Regional Management Corp
Regional Management Corp
9.75%
16.13%
-10.74%
-41.46%
19.01%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
-0.79%
-6.92%
-18.75%
-80.1%
-50.01%
Capital One Financial Corporation
Capital One Financial Corporation
6.62%
13.56%
28.07%
-6.78%
60.56%
American Express Co.
American Express Co.
5.29%
31.01%
36.85%
43.53%
92.37%
Mastercard Inc.
Mastercard Inc.
-1.95%
0.9%
11.46%
18.51%
59.25%
Visa, Inc.
Visa, Inc.
-4.1%
-2.12%
10.78%
9.38%
47.01%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Regional Management Corp
Regional Management Corp
14.36
14.36
0.42
4.24
0.07
0.04
0.04
34.1
Paypal Holdings, Inc.
Paypal Holdings, Inc.
14.86
14.86
0.59
3.88
0.21
0.04
NA
19.66
Capital One Financial Corporation
Capital One Financial Corporation
11.64
11.64
1.86
13.47
0.09
0.01
0.02
138.6
American Express Co.
American Express Co.
20.53
20.53
2.25
12.97
0.33
0.04
0.01
40.01
Mastercard Inc.
Mastercard Inc.
35.73
35.73
1.56
14.29
1.86
0.23
0.01
7.78
Visa, Inc.
Visa, Inc.
30.11
30.11
1.71
9.95
0.47
0.16
0.01
19.45
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Regional Management Corp
Regional Management Corp
Buy
$329.6M
19.01%
14.36
4.14%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
Hold
$61.7B
-50.01%
14.86
14.26%
Capital One Financial Corporation
Capital One Financial Corporation
Hold
$56.8B
60.56%
11.64
19.31%
American Express Co.
American Express Co.
Buy
$179.3B
92.37%
20.53
15.81%
Mastercard Inc.
Mastercard Inc.
Buy
$417.1B
59.25%
35.73
46.09%
Visa, Inc.
Visa, Inc.
Buy
$550.7B
47.01%
30.11
53.87%

Insights on Regional Management Corp

  • Increasing Revenue

    Revenue is up for the last 4 quarters, 117.26M → 144.30M (in $), with an average increase of 6.6% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, -7.57M → 15.20M (in $), with an average increase of 149.8% per quarter

  • Vs AXP

    In the last 1 year, American Express Co. has given 36.9% return, outperforming this stock by 47.6%

  • Vs AXP

    In the last 3 years, American Express Co. has given 43.5% return, outperforming this stock by 85.0%

Institutional Holdings

  • BlackRock Inc

    13.78%
  • Forager Capital Management, LLC

    9.94%
  • Basswood Capital Management LLC

    9.52%
  • Dimensional Fund Advisors, Inc.

    7.53%
  • Wellington Management Company LLP

    7.01%
  • Vanguard Group Inc

    4.49%

Company Information

regional management corp. is one of the leading consumer finance installment loan companies in the united states. founded in 1987, regional management corp has grown into a strong, trusting company that puts our customers first. rmc continues to provide our customers with not only a range of loans and financial products, but also the highest quality customer service. we believe that no one else works as hard as we do to earn and keep our customers business. we are proud of our hard working employees who are the reason for our success. as an employee with regional, you will find that you are an essential part of what creates the bigger picture. not only do we want to the best for our customer, but we also strive to help in the advancement of our employee’s careers. thus there are many opportunities for advancement within our company. we are currently looking for hard working, diligent individuals who truly believe in our mission, and hope to better the lives of the individuals we serv

Organization
Regional Management Corp
Employees
2081
CEO
Mr. Robert William Beck
Industry
Finance

FAQs