$31.6
Live
0.66%
Downside
Day's Volatility :2.03%
Upside
1.37%
35.12%
Downside
52 Weeks Volatility :39.97%
Upside
7.47%
Period | Regional Management Corp | Sector (Financials) | Index (Russel 2000) |
---|---|---|---|
3 Months | 4.64% | 11.1% | 0.0% |
6 Months | 24.17% | 17.9% | 0.0% |
1 Year | 31.62% | 47.9% | 0.0% |
3 Years | -42.5% | 18.9% | -23.0% |
Market Capitalization | 325.0M |
Book Value | $33.96 |
Dividend Share | 1.2 |
Dividend Yield | 3.87% |
Earnings Per Share (EPS) | 2.54 |
PE Ratio | 12.6 |
PEG Ratio | 0.42 |
Wall Street Target Price | 36.33 |
Profit Margin | 4.51% |
Operating Margin TTM | 21.02% |
Return On Assets TTM | 3.68% |
Return On Equity TTM | 7.47% |
Revenue TTM | 551.8M |
Revenue Per Share TTM | 58.01 |
Quarterly Revenue Growth YOY | 7.1% |
Gross Profit TTM | 309.2M |
EBITDA | 117.2M |
Diluted Eps TTM | 2.54 |
Quarterly Earnings Growth YOY | 0.37 |
EPS Estimate Current Year | 4.4 |
EPS Estimate Next Year | 5.4 |
EPS Estimate Current Quarter | 0.57 |
EPS Estimate Next Quarter | 1.12 |
What analysts predicted
Upside of 14.97%
FY18 | Y/Y Change | |
---|---|---|
Revenue | 273.2M | ↑ 9.93% |
Net Income | 35.3M | ↑ 17.96% |
Net Profit Margin | 12.94% | ↑ 0.88% |
FY19 | Y/Y Change | |
---|---|---|
Revenue | 315.6M | ↑ 15.5% |
Net Income | 44.7M | ↑ 26.56% |
Net Profit Margin | 14.17% | ↑ 1.23% |
FY20 | Y/Y Change | |
---|---|---|
Revenue | 336.1M | ↑ 6.49% |
Net Income | 26.7M | ↓ 40.24% |
Net Profit Margin | 7.95% | ↓ 6.22% |
FY21 | Y/Y Change | |
---|---|---|
Revenue | 397.0M | ↑ 18.14% |
Net Income | 88.7M | ↑ 231.79% |
Net Profit Margin | 22.34% | ↑ 14.39% |
FY22 | Y/Y Change | |
---|---|---|
Revenue | 473.0M | ↑ 19.13% |
Net Income | 51.2M | ↓ 42.24% |
Net Profit Margin | 10.83% | ↓ 11.51% |
FY23 | Y/Y Change | |
---|---|---|
Revenue | 551.4M | ↑ 16.58% |
Net Income | 16.0M | ↓ 68.85% |
Net Profit Margin | 2.89% | ↓ 7.94% |
Q1 FY23 | Q/Q Change | |
---|---|---|
Revenue | 118.6M | ↑ 1.22% |
Net Income | 8.7M | ↑ 263.4% |
Net Profit Margin | 7.33% | ↑ 5.29% |
Q2 FY23 | Q/Q Change | |
---|---|---|
Revenue | 117.3M | ↓ 1.13% |
Net Income | 6.0M | ↓ 30.68% |
Net Profit Margin | 5.14% | ↓ 2.19% |
Q3 FY23 | Q/Q Change | |
---|---|---|
Revenue | 123.9M | ↑ 5.69% |
Net Income | 8.8M | ↑ 46.44% |
Net Profit Margin | 7.12% | ↑ 1.98% |
Q4 FY23 | Q/Q Change | |
---|---|---|
Revenue | 141.7M | ↑ 14.3% |
Net Income | -7.6M | ↓ 185.87% |
Net Profit Margin | -5.35% | ↓ 12.47% |
Q1 FY24 | Q/Q Change | |
---|---|---|
Revenue | 144.3M | ↑ 1.87% |
Net Income | 15.2M | ↓ 300.75% |
Net Profit Margin | 10.54% | ↑ 15.89% |
Q2 FY24 | Q/Q Change | |
---|---|---|
Revenue | 143.0M | ↓ 0.89% |
Net Income | 8.4M | ↓ 44.46% |
Net Profit Margin | 5.9% | ↓ 4.64% |
FY18 | Y/Y Change | |
---|---|---|
Total Assets | 956.4M | ↑ 15.3% |
Total Liabilities | 677.2M | ↑ 14.77% |
FY19 | Y/Y Change | |
---|---|---|
Total Assets | 1.2B | ↑ 21.14% |
Total Liabilities | 855.8M | ↑ 26.36% |
FY20 | Y/Y Change | |
---|---|---|
Total Assets | 1.1B | ↓ 4.72% |
Total Liabilities | 831.7M | ↓ 2.81% |
FY21 | Y/Y Change | |
---|---|---|
Total Assets | 1.5B | ↑ 32.23% |
Total Liabilities | 1.2B | ↑ 41.5% |
FY22 | Y/Y Change | |
---|---|---|
Total Assets | 1.7B | ↑ 18.18% |
Total Liabilities | 1.4B | ↑ 20.34% |
FY23 | Y/Y Change | |
---|---|---|
Total Assets | 1.8B | ↑ 4.03% |
Total Liabilities | 1.5B | ↑ 3.95% |
Q1 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 1.7B | ↓ 1.38% |
Total Liabilities | 1.4B | ↓ 2.25% |
Q2 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 1.7B | ↑ 1.32% |
Total Liabilities | 1.4B | ↓ 0.67% |
Q3 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 1.8B | ↑ 2.42% |
Total Liabilities | 1.4B | ↑ 2.12% |
Q4 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 1.8B | ↑ 1.65% |
Total Liabilities | 1.5B | ↑ 4.85% |
Q1 FY24 | Q/Q Change | |
---|---|---|
Total Assets | 1.8B | ↓ 2.11% |
Total Liabilities | 1.4B | ↓ 3.53% |
Q2 FY24 | Q/Q Change | |
---|---|---|
Total Assets | 1.8B | ↑ 1.84% |
Total Liabilities | 1.4B | ↑ 1.68% |
FY18 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 146.3M | ↑ 26.73% |
Investing Cash Flow | -199.2M | ↑ 10.74% |
Financing Cash Flow | 81.1M | ↑ 9.91% |
FY19 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 165.1M | ↑ 12.84% |
Investing Cash Flow | -275.6M | ↑ 38.34% |
Financing Cash Flow | 116.9M | ↑ 44.12% |
FY20 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 172.6M | ↑ 4.56% |
Investing Cash Flow | -98.8M | ↓ 64.15% |
Financing Cash Flow | -58.3M | ↓ 149.91% |
FY21 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 189.0M | ↑ 9.52% |
Investing Cash Flow | -355.1M | ↑ 259.34% |
Financing Cash Flow | 243.4M | ↓ 517.25% |
FY22 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 224.3M | ↑ 18.68% |
Investing Cash Flow | -447.3M | ↑ 25.98% |
Financing Cash Flow | 205.6M | ↓ 15.53% |
Q1 FY23 | Q/Q Change | |
---|---|---|
Operating Cash Flow | 52.6M | ↓ 12.35% |
Investing Cash Flow | -20.2M | ↓ 86.68% |
Financing Cash Flow | -30.0M | ↓ 128.18% |
Q2 FY23 | Q/Q Change | |
---|---|---|
Operating Cash Flow | 62.1M | ↑ 17.91% |
Investing Cash Flow | -84.8M | ↑ 319.67% |
Financing Cash Flow | 9.7M | ↓ 132.29% |
Q3 FY23 | Q/Q Change | |
---|---|---|
Operating Cash Flow | 67.5M | ↑ 8.82% |
Investing Cash Flow | -194.1M | ↑ 128.97% |
Financing Cash Flow | 24.8M | ↑ 156.02% |
Sell
Neutral
Buy
Regional Management Corp is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.
Company Name | 1 Month | 6 Month | 1 Year | 3 Years | 5 Years |
---|---|---|---|---|---|
Regional Management Corp | -2.08% | 24.17% | 31.62% | -42.5% | 8.51% |
Paypal Holdings, Inc. | 4.21% | 28.09% | 51.43% | -66.72% | -20.21% |
Capital One Financial Corporation | 5.14% | 8.0% | 75.96% | -4.02% | 74.15% |
American Express Co. | 3.55% | 18.79% | 91.43% | 55.96% | 132.5% |
Mastercard Inc. | 3.86% | 13.05% | 34.58% | 44.95% | 88.24% |
Visa, Inc. | 0.69% | 6.72% | 25.52% | 26.22% | 64.72% |
Company Name | P/E Ratio | P/B Ratio | PEG Ratio | EPS | ROE | ROA | Div Yield | BVPS |
---|---|---|---|---|---|---|---|---|
Regional Management Corp | 12.6 | 12.6 | 0.42 | 4.4 | 0.07 | 0.04 | 0.04 | 33.96 |
Paypal Holdings, Inc. | 19.37 | 19.37 | 1.49 | 4.46 | 0.22 | 0.04 | NA | 19.98 |
Capital One Financial Corporation | 15.04 | 15.04 | 1.85 | 12.96 | 0.08 | 0.01 | 0.02 | 139.15 |
American Express Co. | 21.31 | 21.31 | 2.12 | 13.14 | 0.35 | 0.04 | 0.01 | 41.49 |
Mastercard Inc. | 39.34 | 39.34 | 1.87 | 14.33 | 1.88 | 0.24 | 0.01 | 8.02 |
Visa, Inc. | 31.09 | 31.09 | 1.87 | 9.92 | 0.49 | 0.16 | 0.01 | 20.06 |
Company Name | Analyst View | Market Cap | 5 Years Return % | PE Ratio | Profit Margin |
---|---|---|---|---|---|
Regional Management Corp | Buy | $325.0M | 8.51% | 12.6 | 4.51% |
Paypal Holdings, Inc. | Hold | $81.6B | -20.21% | 19.37 | 14.3% |
Capital One Financial Corporation | Hold | $61.0B | 74.15% | 15.04 | 16.79% |
American Express Co. | Buy | $203.2B | 132.5% | 21.31 | 16.93% |
Mastercard Inc. | Buy | $474.6B | 88.24% | 39.34 | 46.45% |
Visa, Inc. | Buy | $565.1B | 64.72% | 31.09 | 54.72% |
Insights on Regional Management Corp
Revenue is down for the last 2 quarters, 144.30M → 143.02M (in $), with an average decrease of 0.9% per quarter
Netprofit is down for the last 2 quarters, 15.20M → 8.44M (in $), with an average decrease of 44.5% per quarter
In the last 1 year, American Express Co. has given 95.5% return, outperforming this stock by 68.2%
In the last 3 years, American Express Co. has given 56.0% return, outperforming this stock by 98.5%
BlackRock Inc
Forager Capital Management, LLC
Basswood Capital Management LLC
Dimensional Fund Advisors, Inc.
Vanguard Group Inc
Wellington Management Company LLP
regional management corp. is one of the leading consumer finance installment loan companies in the united states. founded in 1987, regional management corp has grown into a strong, trusting company that puts our customers first. rmc continues to provide our customers with not only a range of loans and financial products, but also the highest quality customer service. we believe that no one else works as hard as we do to earn and keep our customers business. we are proud of our hard working employees who are the reason for our success. as an employee with regional, you will find that you are an essential part of what creates the bigger picture. not only do we want to the best for our customer, but we also strive to help in the advancement of our employee’s careers. thus there are many opportunities for advancement within our company. we are currently looking for hard working, diligent individuals who truly believe in our mission, and hope to better the lives of the individuals we serv
Organization | Regional Management Corp |
Employees | 2081 |
CEO | Mr. Robert William Beck |
Industry | Finance |
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