Provident Bancorp Inc (PVBC)

$9.4

Market is closed - opens 7 PM, 20 May 2024

Insights on Provident Bancorp Inc

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 25.21M → 23.39M (in $), with an average decrease of 7.2% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 3 quarters, 2.46M → 4.98M (in $), with an average increase of 28.5% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 78.8% return, outperforming this stock by 62.9%

Performance

  • $9.37
    $9.52
    $9.40
    downward going graph

    0.32%

    Downside

    Day's Volatility :1.58%

    Upside

    1.26%

    downward going graph
  • $7.14
    $11.52
    $9.40
    downward going graph

    24.04%

    Downside

    52 Weeks Volatility :38.02%

    Upside

    18.4%

    downward going graph

Returns

PeriodProvident Bancorp IncSector (Financials)Index (Russel 2000)
3 Months
-8.56%
7.2%
0.0%
6 Months
-3.09%
21.4%
0.0%
1 Year
15.91%
30.3%
0.0%
3 Years
-44.01%
14.3%
-19.4%

Highlights

Market Capitalization
166.0M
Book Value
$13.63
Earnings Per Share (EPS)
0.83
PE Ratio
11.33
PEG Ratio
0.0
Wall Street Target Price
11.0
Profit Margin
19.95%
Operating Margin TTM
38.94%
Return On Assets TTM
0.82%
Return On Equity TTM
6.31%
Revenue TTM
69.3M
Revenue Per Share TTM
4.17
Quarterly Revenue Growth YOY
23.3%
Gross Profit TTM
24.8M
Diluted Eps TTM
0.83
Quarterly Earnings Growth YOY
1.35
EPS Estimate Current Year
0.5
EPS Estimate Next Year
0.47
EPS Estimate Current Quarter
0.07
EPS Estimate Next Quarter
0.07

Analyst Recommendation

Sell
    0
    0%Buy
    50%Hold
    50%Sell
Based on 6 Wall street analysts offering stock ratings for Provident Bancorp Inc(by analysts ranked 0 to 5 stars)
Based on 6 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
3
3
3
Sell
3
3
3

Analyst Forecast

What analysts predicted

Upside of 17.02%

Current $9.40
Target $11.00

Company Financials

FY18Y/Y Change
Revenue
41.3M
↓ 1.68%
Net Income
9.3M
↑ 17.81%
Net Profit Margin
22.58%
↑ 3.74%
FY19Y/Y Change
Revenue
47.5M
↑ 15.0%
Net Income
10.8M
↑ 15.9%
Net Profit Margin
22.75%
↑ 0.17%
FY20Y/Y Change
Revenue
58.0M
↑ 22.13%
Net Income
12.0M
↑ 10.89%
Net Profit Margin
20.66%
↓ 2.09%
FY21Y/Y Change
Revenue
66.6M
↑ 14.8%
Net Income
16.1M
↑ 34.66%
Net Profit Margin
24.23%
↑ 3.57%
FY22Y/Y Change
Revenue
81.2M
↑ 21.89%
Net Income
-21.5M
↓ 233.02%
Net Profit Margin
-26.45%
↓ 50.68%
FY23Y/Y Change
Revenue
97.4M
↑ 19.93%
Net Income
11.0M
↓ 151.02%
Net Profit Margin
11.25%
↑ 37.7%
Q4 FY22Q/Q Change
Revenue
21.1M
↑ 0.0%
Net Income
-35.3M
↑ 0.0%
Net Profit Margin
-167.39%
↑ 0.0%
Q1 FY23Q/Q Change
Revenue
17.5M
↓ 16.91%
Net Income
2.1M
↓ 105.96%
Net Profit Margin
12.0%
↑ 179.39%
Q2 FY23Q/Q Change
Revenue
16.3M
↓ 6.87%
Net Income
3.5M
↑ 64.57%
Net Profit Margin
21.2%
↑ 9.2%
Q3 FY23Q/Q Change
Revenue
15.4M
↓ 5.77%
Net Income
2.5M
↓ 28.75%
Net Profit Margin
16.03%
↓ 5.17%
Q4 FY23Q/Q Change
Revenue
25.2M
↑ 63.92%
Net Income
2.9M
↑ 18.57%
Net Profit Margin
11.6%
↓ 4.43%
Q1 FY24Q/Q Change
Revenue
23.4M
↓ 7.23%
Net Income
5.0M
↑ 70.35%
Net Profit Margin
21.29%
↑ 9.69%
FY18Y/Y Change
Total Assets
974.1M
↑ 7.96%
Total Liabilities
848.5M
↑ 7.88%
FY19Y/Y Change
Total Assets
1.1B
↑ 15.18%
Total Liabilities
28.9M
↓ 96.6%
FY20Y/Y Change
Total Assets
1.5B
↑ 34.21%
Total Liabilities
18.0M
↓ 37.7%
FY21Y/Y Change
Total Assets
1.7B
↑ 14.84%
Total Liabilities
17.9M
↓ 0.56%
FY22Y/Y Change
Total Assets
1.6B
↓ 5.37%
Total Liabilities
1.4B
↑ 7888.14%
FY23Y/Y Change
Total Assets
1.7B
↑ 2.08%
Total Liabilities
1.4B
↑ 1.38%
Q4 FY22Q/Q Change
Total Assets
1.8B
↑ 0.0%
Total Liabilities
1.6B
↑ 0.0%
Q1 FY23Q/Q Change
Total Assets
1.7B
↓ 4.03%
Total Liabilities
1.5B
↓ 5.03%
Q2 FY23Q/Q Change
Total Assets
1.8B
↑ 3.49%
Total Liabilities
1.5B
↑ 3.74%
Q3 FY23Q/Q Change
Total Assets
1.8B
↑ 2.66%
Total Liabilities
1.6B
↑ 2.87%
Q4 FY23Q/Q Change
Total Assets
1.7B
↓ 7.63%
Total Liabilities
1.4B
↓ 8.95%
Q1 FY24Q/Q Change
Total Assets
1.7B
↓ 0.7%
Total Liabilities
1.4B
↓ 1.17%
FY18Y/Y Change
Operating Cash Flow
16.8M
↑ 76.8%
Investing Cash Flow
-94.8M
↑ 33.65%
Financing Cash Flow
59.0M
↓ 40.07%
FY19Y/Y Change
Operating Cash Flow
17.5M
↑ 4.5%
Investing Cash Flow
-116.6M
↑ 22.99%
Financing Cash Flow
130.2M
↑ 120.61%
FY20Y/Y Change
Operating Cash Flow
18.2M
↑ 3.84%
Investing Cash Flow
-360.5M
↑ 209.05%
Financing Cash Flow
366.4M
↑ 181.5%
FY21Y/Y Change
Operating Cash Flow
24.3M
↑ 33.73%
Investing Cash Flow
-155.7M
↓ 56.8%
Financing Cash Flow
200.7M
↓ 45.23%
FY22Y/Y Change
Operating Cash Flow
21.9M
↓ 9.9%
Investing Cash Flow
-22.3M
↓ 85.66%
Financing Cash Flow
-72.1M
↓ 135.9%
Q4 FY22Q/Q Change
Operating Cash Flow
3.9M
↓ 67.52%
Investing Cash Flow
-8.8M
↓ 71.35%
Financing Cash Flow
-145.7M
↓ 829.03%
Q1 FY23Q/Q Change
Operating Cash Flow
-3.1M
↓ 178.98%
Investing Cash Flow
-8.8M
↑ 0.0%
Financing Cash Flow
65.8M
↓ 145.16%
Q2 FY23Q/Q Change
Operating Cash Flow
6.9M
↓ 325.02%
Investing Cash Flow
-8.8M
↑ 0.0%
Financing Cash Flow
55.6M
↓ 15.46%

Technicals Summary

Sell

Neutral

Buy

Provident Bancorp Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Provident Bancorp Inc
Provident Bancorp Inc
20.67%
-3.09%
15.91%
-44.01%
-13.12%
Nu Holdings Ltd.
Nu Holdings Ltd.
11.26%
43.07%
78.83%
12.88%
12.88%
Icici Bank Ltd.
Icici Bank Ltd.
5.96%
22.29%
18.36%
57.83%
133.76%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
5.29%
23.02%
35.34%
-16.87%
22.09%
U.s. Bancorp
U.s. Bancorp
2.42%
10.1%
37.6%
-31.03%
-19.9%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
7.93%
3.16%
22.28%
20.04%
-17.24%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Provident Bancorp Inc
Provident Bancorp Inc
11.33
11.33
0.0
0.5
0.06
0.01
NA
13.63
Nu Holdings Ltd.
Nu Holdings Ltd.
45.04
45.04
NA
0.41
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
18.31
18.31
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
13.51
13.51
3.46
12.64
0.11
0.01
0.04
113.3
U.s. Bancorp
U.s. Bancorp
13.84
13.84
1.14
3.84
0.09
0.01
0.05
31.25
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.95
9.95
0.86
0.82
0.19
0.01
0.01
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Provident Bancorp Inc
Provident Bancorp Inc
Sell
$166.0M
-13.12%
11.33
19.95%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$56.0B
12.88%
45.04
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$95.3B
133.76%
18.31
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$64.0B
22.09%
13.51
25.68%
U.s. Bancorp
U.s. Bancorp
Buy
$65.0B
-19.9%
13.84
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$63.4B
-17.24%
9.95
27.36%

Institutional Holdings

  • Stilwell Value LLC

    10.37%

  • T. Rowe Price Investment Management,Inc.

    9.49%

  • M3F, Inc.

    8.68%

  • Vanguard Group Inc

    4.20%

  • Dimensional Fund Advisors, Inc.

    1.47%

  • Kennedy Capital Management Inc

    1.11%

Corporate Announcements

  • Provident Bancorp Inc Dividends December,2022

    In the quarter ending December,2022. Provident Bancorp Inc has declared dividend of $0.04

    Read More

Company Information

established in 1828, the provident bank is an independent, mutually-owned, full-service community bank with a focus in commercial lending and business services with offices in amesbury and newburyport, massachusetts and exeter, hampton, portsmouth and seabrook, new hampshire. additional lending offices are in bedford and nashua, new hampshire. the bank is dedicated to the goal of being the highest-performing bank, providing excellence in service to our customers, our communities and our employees. all deposits are insured in full through a combination of insurance provided by the federal deposit insurance corporation (fdic) and the depositors insurance fund (dif). for more information, please visit theprovidentbank.

Organization
Provident Bancorp Inc
Employees
188
CEO
Mr. Joseph B. Reilly
Industry
Finance

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