Peoples Financial Services (PFIS)

$38.5

-0.49

(-1.26%)

Market is closed - opens 7 PM, 03 May 2024

Insights on Peoples Financial Services

  • Increasing Revenue

    Revenue is up for the last 2 quarters, 24.98M → 43.40M (in $), with an average increase of 42.4% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 3 quarters, 9.42M → 3.63M (in $), with an average decrease of 37.3% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 109.6% return, outperforming this stock by 106.5%

Performance

  • $38.40
    $39.45
    $38.50
    downward going graph

    0.26%

    Downside

    Day's Volatility :2.65%

    Upside

    2.4%

    downward going graph
  • $28.26
    $49.01
    $38.50
    downward going graph

    26.6%

    Downside

    52 Weeks Volatility :42.34%

    Upside

    21.44%

    downward going graph

Returns

PeriodPeoples Financial ServicesSector (Financials)Index (Russel 2000)
3 Months
-7.74%
3.5%
0.0%
6 Months
-0.8%
21.1%
0.0%
1 Year
3.12%
24.8%
2.1%
3 Years
-10.86%
11.3%
-21.9%

Highlights

Market Capitalization
273.5M
Book Value
$48.35
Dividend Share
1.64
Dividend Yield
4.23%
Earnings Per Share (EPS)
3.83
PE Ratio
10.11
PEG Ratio
0.0
Wall Street Target Price
49.0
Profit Margin
27.29%
Operating Margin TTM
27.47%
Return On Assets TTM
0.75%
Return On Equity TTM
8.35%
Revenue TTM
100.3M
Revenue Per Share TTM
14.11
Quarterly Revenue Growth YOY
-21.5%
Gross Profit TTM
108.0M
Diluted Eps TTM
3.83
Quarterly Earnings Growth YOY
-0.59
EPS Estimate Current Year
4.02
EPS Estimate Next Year
5.24
EPS Estimate Current Quarter
0.91
EPS Estimate Next Quarter
0.81

Analyst Recommendation

Hold
    0
    0%Buy
    57%Hold
    42%Sell
Based on 7 Wall street analysts offering stock ratings for Peoples Financial Services(by analysts ranked 0 to 5 stars)
Based on 7 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
4
4
3
Sell
3
3
3

Analyst Forecast

What analysts predicted

Upside of 27.27%

Current $38.50
Target $49.00

Company Financials

FY18Y/Y Change
Revenue
85.0M
↑ 8.07%
Net Income
24.9M
↑ 35.02%
Net Profit Margin
29.32%
↑ 5.85%
FY19Y/Y Change
Revenue
90.6M
↑ 6.65%
Net Income
27.5M
↑ 10.53%
Net Profit Margin
30.39%
↑ 1.07%
FY20Y/Y Change
Revenue
96.4M
↑ 6.4%
Net Income
29.4M
↑ 6.58%
Net Profit Margin
30.44%
↑ 0.05%
FY21Y/Y Change
Revenue
98.1M
↑ 1.74%
Net Income
43.5M
↑ 48.26%
Net Profit Margin
44.35%
↑ 13.91%
FY22Y/Y Change
Revenue
108.1M
↑ 10.14%
Net Income
38.1M
↓ 12.48%
Net Profit Margin
35.25%
↓ 9.1%
FY23Y/Y Change
Revenue
163.6M
↑ 51.39%
Net Income
27.4M
↓ 28.12%
Net Profit Margin
16.73%
↓ 18.52%
Q3 FY22Q/Q Change
Revenue
28.3M
↑ 2.56%
Net Income
10.0M
↑ 6.58%
Net Profit Margin
35.2%
↑ 1.32%
Q4 FY22Q/Q Change
Revenue
25.6M
↓ 9.45%
Net Income
9.1M
↓ 8.32%
Net Profit Margin
35.64%
↑ 0.44%
Q1 FY23Q/Q Change
Revenue
26.7M
↑ 4.21%
Net Income
7.6M
↓ 17.07%
Net Profit Margin
28.37%
↓ 7.27%
Q2 FY23Q/Q Change
Revenue
25.6M
↓ 4.0%
Net Income
9.4M
↑ 24.36%
Net Profit Margin
36.75%
↑ 8.38%
Q3 FY23Q/Q Change
Revenue
25.0M
↓ 2.58%
Net Income
6.7M
↓ 28.42%
Net Profit Margin
27.0%
↓ 9.75%
Q4 FY23Q/Q Change
Revenue
43.4M
↑ 73.73%
Net Income
3.6M
↓ 46.19%
Net Profit Margin
8.36%
↓ 18.64%
FY18Y/Y Change
Total Assets
2.3B
↑ 5.43%
Total Liabilities
2.0B
↑ 5.45%
FY19Y/Y Change
Total Assets
2.5B
↑ 8.27%
Total Liabilities
2.2B
↑ 8.34%
FY20Y/Y Change
Total Assets
2.9B
↑ 16.4%
Total Liabilities
2.6B
↑ 17.93%
FY21Y/Y Change
Total Assets
3.4B
↑ 16.86%
Total Liabilities
3.0B
↑ 18.03%
FY22Y/Y Change
Total Assets
3.6B
↑ 5.45%
Total Liabilities
3.2B
↑ 6.87%
FY23Y/Y Change
Total Assets
3.7B
↑ 5.52%
Total Liabilities
3.4B
↑ 5.28%
Q3 FY22Q/Q Change
Total Assets
3.5B
↑ 2.78%
Total Liabilities
3.2B
↑ 3.39%
Q4 FY22Q/Q Change
Total Assets
3.6B
↑ 1.04%
Total Liabilities
3.2B
↑ 0.72%
Q1 FY23Q/Q Change
Total Assets
3.7B
↑ 3.52%
Total Liabilities
3.3B
↑ 3.45%
Q2 FY23Q/Q Change
Total Assets
3.7B
↑ 0.09%
Total Liabilities
3.3B
↑ 0.0%
Q3 FY23Q/Q Change
Total Assets
3.8B
↑ 3.91%
Total Liabilities
3.5B
↑ 4.52%
Q4 FY23Q/Q Change
Total Assets
3.7B
↓ 1.99%
Total Liabilities
3.4B
↓ 2.63%
FY18Y/Y Change
Operating Cash Flow
32.6M
↑ 14.1%
Investing Cash Flow
-134.8M
↓ 26.96%
Financing Cash Flow
97.3M
↓ 36.61%
FY19Y/Y Change
Operating Cash Flow
37.1M
↑ 13.65%
Investing Cash Flow
-184.7M
↑ 37.03%
Financing Cash Flow
146.2M
↑ 50.22%
FY20Y/Y Change
Operating Cash Flow
37.2M
↑ 0.27%
Investing Cash Flow
-201.2M
↑ 8.94%
Financing Cash Flow
361.1M
↑ 147.03%
FY21Y/Y Change
Operating Cash Flow
40.8M
↑ 9.66%
Investing Cash Flow
-440.1M
↑ 118.7%
Financing Cash Flow
451.1M
↑ 24.92%
FY22Y/Y Change
Operating Cash Flow
42.4M
↑ 3.89%
Investing Cash Flow
-467.8M
↑ 6.3%
Financing Cash Flow
183.4M
↓ 59.34%
Q3 FY22Q/Q Change
Operating Cash Flow
11.5M
↑ 19.63%
Investing Cash Flow
-40.8M
↓ 76.72%
Financing Cash Flow
94.6M
↑ 31.52%
Q4 FY22Q/Q Change
Operating Cash Flow
12.1M
↑ 5.62%
Investing Cash Flow
-106.3M
↑ 160.56%
Financing Cash Flow
19.1M
↓ 79.86%
Q1 FY23Q/Q Change
Operating Cash Flow
4.5M
↓ 62.5%
Investing Cash Flow
-14.2M
↓ 86.61%
Financing Cash Flow
112.4M
↑ 490.04%
Q2 FY23Q/Q Change
Operating Cash Flow
13.0M
↑ 186.06%
Investing Cash Flow
-8.7M
↓ 39.09%
Financing Cash Flow
-8.2M
↓ 107.33%

Technicals Summary

Sell

Neutral

Buy

Peoples Financial Services is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Peoples Financial Services
Peoples Financial Services
-0.26%
-0.8%
3.12%
-10.86%
-9.7%
Nu Holdings Ltd.
Nu Holdings Ltd.
-8.26%
32.2%
109.63%
5.32%
5.32%
Icici Bank Ltd.
Icici Bank Ltd.
6.99%
21.69%
22.61%
68.71%
144.02%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-2.26%
28.48%
29.24%
-18.15%
13.27%
U.s. Bancorp
U.s. Bancorp
-5.04%
19.54%
34.02%
-30.76%
-22.81%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-7.85%
8.54%
24.24%
20.32%
-29.07%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Peoples Financial Services
Peoples Financial Services
10.11
10.11
0.0
4.02
0.08
0.01
0.04
48.35
Nu Holdings Ltd.
Nu Holdings Ltd.
51.76
51.76
NA
0.41
0.18
0.03
NA
1.34
Icici Bank Ltd.
Icici Bank Ltd.
18.31
18.31
0.0
1.36
0.19
0.02
0.01
347.9
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
13.26
13.26
3.46
12.65
0.11
0.01
0.04
128.98
U.s. Bancorp
U.s. Bancorp
13.82
13.82
1.14
3.87
0.09
0.01
0.05
31.26
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.55
9.55
0.86
0.83
0.18
0.01
0.01
19.4
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Peoples Financial Services
Peoples Financial Services
Hold
$273.5M
-9.7%
10.11
27.29%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$51.8B
5.32%
51.76
27.8%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$92.5B
144.02%
18.31
30.73%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$62.9B
13.27%
13.26
25.68%
U.s. Bancorp
U.s. Bancorp
Buy
$64.9B
-22.81%
13.82
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$60.9B
-29.07%
9.55
26.58%

Institutional Holdings

  • BlackRock Inc

    7.26%
  • Peoples Financial Services Corp

    4.86%
  • Vanguard Group Inc

    4.48%
  • Dimensional Fund Advisors, Inc.

    2.40%
  • Geode Capital Management, LLC

    2.05%
  • State Street Corporation

    1.95%

Corporate Announcements

  • Peoples Financial Services Dividends March,2024

    In the quarter ending March,2024. Peoples Financial Services has declared dividend of $0.41

    Read More

Company Information

established in 1905, peoples security bank & trust company is headquartered in scranton, pennsylvania and is one of the largest community banks in eastern pennsylvania, with a footprint stretching from binghamton, new york down through the endless mountains into the greater scranton area, the poconos, lehigh valley and the greater delaware valley. the bank is managed by a local board of directors and executive mangement team. that means you will deal with a local team of bankers who know the market and understand the needs of the businesses in our local communities. each office, interdependent with the community they operate in, offers a comprehensive array of financial products and services to individuals, businesses, not-for-profit organizations and government entities. peoples’ business philosophy includes offering direct access to senior management and other officers and providing friendly, informed and courteous service, local and timely decision making, flexible and reasonable op

Organization
Peoples Financial Services
Employees
375
CEO
Mr. Craig W. Best
Industry
Finance

FAQs