PEOPLES FINANCIAL SERVICES

PEOPLES FINANCIAL SERVICES (PFIS)

$40.8

+2.18

(+5.66%)

Market is closed - opens 7 PM, 05 Jun 2023

Insights on PEOPLES FINANCIAL SERVICES

  • Increasing Revenue

    Revenue is up for the last 2 quarters, 25.63M → 26.71M (in $), with an average increase of 4.0% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 3 quarters, 9.96M → 7.57M (in $), with an average decrease of 12.7% per quarter

  • Vs DB

    In the last 1 year, Peoples Financial Services Corp has experienced a drawdown of -21.2%, however Deutsche Bank AG - Registered Shares resisted the overall trend and outperformed by 18.2%

Performance

  • $37.86
    $41.31
    $40.80
    downward going graph

    7.21%

    Downside

    Day's Volatility :8.35%

    Upside

    1.23%

    downward going graph
  • $29.92
    $57.30
    $40.80
    downward going graph

    26.67%

    Downside

    52 Weeks Volatility :47.78%

    Upside

    28.8%

    downward going graph

Returns

PeriodPEOPLES FINANCIAL SERVICESSector (Financials)Index (Russel 2000)
3 Months
-17.34%
-8.9%
-8.3%
6 Months
-23.72%
-8.7%
-6.5%
1 Year
-21.17%
-5.9%
-6.1%
3 Years
21.68%
32.5%
21.8%

Highlights

Market Capitalization
276.1M
Book Value
$45.96
Dividend Share
1.6
Dividend Yield
4.25%
Earnings Per Share (EPS)
5.0
PE Ratio
7.72
PEG Ratio
0.0
Wall Street Target Price
41.0
Profit Margin
33.45%
Operating Margin TTM
42.76%
Return On Assets TTM
1.02%
Return On Equity TTM
11.1%
Revenue TTM
107.7M
Revenue Per Share TTM
15.04
Quarterly Revenue Growth YOY
-1.2%
Gross Profit TTM
108.0M
Diluted Eps TTM
5.0
Quarterly Earnings Growth YOY
-0.21
EPS Estimate Current Year
4.34
EPS Estimate Next Year
4.49
EPS Estimate Current Quarter
1.02
EPS Estimate Next Quarter
0.95

Analyst Recommendation

Sell
    0
    0%Buy
    50%Hold
    50%Sell
Based on 6 Wall street analysts offering stock ratings for PEOPLES FINANCIAL SERVICES(by analysts ranked 0 to 5 stars)
Based on 6 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
3
3
3
Sell
3
3
3

Analyst Forecast

What analysts predicted

Upside of 0.49%

Current $40.80
Target $41.00

Company Financials

FY17Y/Y Change
Revenue
78.6M
↑ 5.38%
Net Income
18.5M
↓ 5.75%
Net Profit Margin
23.47%
↓ 2.77%
FY18Y/Y Change
Revenue
85.0M
↑ 8.07%
Net Income
24.9M
↑ 35.02%
Net Profit Margin
29.32%
↑ 5.85%
FY19Y/Y Change
Revenue
90.6M
↑ 6.64%
Net Income
25.7M
↑ 3.27%
Net Profit Margin
28.4%
↓ 0.92%
FY20Y/Y Change
Revenue
96.4M
↑ 6.41%
Net Income
29.4M
↑ 14.06%
Net Profit Margin
30.44%
↑ 2.04%
FY21Y/Y Change
Revenue
98.1M
↑ 1.74%
Net Income
43.5M
↑ 48.26%
Net Profit Margin
44.35%
↑ 13.91%
FY22Y/Y Change
Revenue
108.1M
↑ 10.14%
Net Income
38.1M
↓ 12.48%
Net Profit Margin
35.25%
↓ 9.1%
Q4 FY21Q/Q Change
Revenue
24.7M
↓ 2.8%
Net Income
16.4M
↑ 80.45%
Net Profit Margin
66.39%
↑ 30.63%
Q1 FY22Q/Q Change
Revenue
26.1M
↑ 5.38%
Net Income
9.6M
↓ 41.33%
Net Profit Margin
36.96%
↓ 29.43%
Q2 FY22Q/Q Change
Revenue
27.6M
↑ 5.97%
Net Income
9.4M
↓ 2.88%
Net Profit Margin
33.88%
↓ 3.08%
Q3 FY22Q/Q Change
Revenue
28.3M
↑ 2.56%
Net Income
10.0M
↑ 6.58%
Net Profit Margin
35.2%
↑ 1.32%
Q4 FY22Q/Q Change
Revenue
25.6M
↓ 9.45%
Net Income
9.1M
↓ 8.32%
Net Profit Margin
35.64%
↑ 0.44%
Q1 FY23Q/Q Change
Revenue
26.7M
↑ 4.21%
Net Income
7.6M
↓ 17.07%
Net Profit Margin
28.37%
↓ 7.27%
FY17Y/Y Change
Total Assets
2.2B
↑ 8.48%
Total Liabilities
1.9B
↑ 9.25%
FY18Y/Y Change
Total Assets
2.3B
↑ 5.53%
Total Liabilities
2.0B
↑ 5.58%
FY19Y/Y Change
Total Assets
2.5B
↑ 8.14%
Total Liabilities
2.2B
↑ 8.25%
FY20Y/Y Change
Total Assets
2.9B
↑ 16.5%
Total Liabilities
2.6B
↑ 17.95%
FY21Y/Y Change
Total Assets
3.4B
↑ 16.86%
Total Liabilities
3.0B
↑ 18.03%
FY22Y/Y Change
Total Assets
3.6B
↑ 5.45%
Total Liabilities
3.2B
↑ 6.87%
Q4 FY21Q/Q Change
Total Assets
3.4B
↑ 4.22%
Total Liabilities
3.0B
↑ 4.27%
Q1 FY22Q/Q Change
Total Assets
3.4B
↓ 0.51%
Total Liabilities
3.0B
↑ 0.08%
Q2 FY22Q/Q Change
Total Assets
3.4B
↑ 2.05%
Total Liabilities
3.1B
↑ 2.55%
Q3 FY22Q/Q Change
Total Assets
3.5B
↑ 2.78%
Total Liabilities
3.2B
↑ 3.39%
Q4 FY22Q/Q Change
Total Assets
3.6B
↑ 1.04%
Total Liabilities
3.2B
↑ 0.72%
Q1 FY23Q/Q Change
Total Assets
3.7B
↑ 3.52%
Total Liabilities
3.3B
↑ 3.45%
FY17Y/Y Change
Operating Cash Flow
28.6M
↑ 1.92%
Investing Cash Flow
-184.6M
↓ 0.96%
Financing Cash Flow
153.5M
↓ 7.14%
FY18Y/Y Change
Operating Cash Flow
32.6M
↑ 14.1%
Investing Cash Flow
-134.8M
↓ 26.96%
Financing Cash Flow
97.3M
↓ 36.61%
FY19Y/Y Change
Operating Cash Flow
37.1M
↑ 13.65%
Investing Cash Flow
-184.7M
↑ 37.03%
Financing Cash Flow
146.2M
↑ 50.22%
FY20Y/Y Change
Operating Cash Flow
37.2M
↑ 0.27%
Investing Cash Flow
-201.2M
↑ 8.94%
Financing Cash Flow
361.1M
↑ 147.03%
FY21Y/Y Change
Operating Cash Flow
40.8M
↑ 9.66%
Investing Cash Flow
-440.1M
↑ 118.7%
Financing Cash Flow
451.1M
↑ 24.92%
Q4 FY21Q/Q Change
Operating Cash Flow
15.1M
↑ 18.44%
Investing Cash Flow
-214.6M
↑ 71.78%
Financing Cash Flow
118.9M
↓ 47.11%
Q1 FY22Q/Q Change
Operating Cash Flow
9.1M
↓ 39.32%
Investing Cash Flow
-145.4M
↓ 32.24%
Financing Cash Flow
-2.2M
↓ 101.83%
Q2 FY22Q/Q Change
Operating Cash Flow
9.6M
↑ 5.1%
Investing Cash Flow
-175.3M
↑ 20.57%
Financing Cash Flow
71.9M
↓ 3405.47%
Q3 FY22Q/Q Change
Operating Cash Flow
11.5M
↑ 19.63%
Investing Cash Flow
-40.8M
↓ 76.72%
Financing Cash Flow
94.6M
↑ 31.52%
Q1 FY23Q/Q Change
Operating Cash Flow
4.5M
↓ 85.26%
Investing Cash Flow
-14.2M
-
Financing Cash Flow
112.4M
↑ 26.58%

Technicals Summary

Sell

Neutral

Buy

PEOPLES FINANCIAL SERVICES is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
PEOPLES FINANCIAL SERVICES
PEOPLES FINANCIAL SERVICES
7.48%
-23.72%
-21.17%
21.68%
-14.79%
PNC Financial Services Group, Inc.
PNC Financial Services Group, Inc.
5.94%
-19.29%
-28.69%
3.23%
-15.67%
U.S. Bancorp
U.S. Bancorp
6.51%
-27.72%
-38.89%
-17.94%
-37.65%
Truist Financial Corp
Truist Financial Corp
14.04%
-24.68%
-34.65%
-19.74%
-40.17%
Deutsche Bank AG
Deutsche Bank AG
1.24%
0.0%
-3.02%
14.97%
-5.44%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
PEOPLES FINANCIAL SERVICES
PEOPLES FINANCIAL SERVICES
7.72
7.72
0.0
4.34
0.11
0.01
0.04
45.96
PNC Financial Services Group, Inc.
PNC Financial Services Group, Inc.
8.2
8.2
0.41
13.88
0.13
0.01
0.05
104.78
U.S. Bancorp
U.S. Bancorp
8.16
8.16
0.84
4.64
0.11
0.01
0.06
30.13
Truist Financial Corp
Truist Financial Corp
6.9
6.9
0.88
4.38
0.1
0.01
0.07
41.82
Deutsche Bank AG
Deutsche Bank AG
3.57
3.57
0.12
2.06
7.42
0.0
0.03
35.17
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
PEOPLES FINANCIAL SERVICES
PEOPLES FINANCIAL SERVICES
Sell
$276.1M
-14.79%
7.72
33.45%
PNC Financial Services Group, Inc.
PNC Financial Services Group, Inc.
Buy
$47.9B
-15.67%
8.2
29.89%
U.S. Bancorp
U.S. Bancorp
Buy
$46.8B
-37.65%
8.16
25.5%
Truist Financial Corp
Truist Financial Corp
Hold
$41.2B
-40.17%
6.9
28.34%
Deutsche Bank AG
Deutsche Bank AG
Buy
$20.8B
-5.44%
3.57
21.46%

Institutional Holdings

  • BlackRock Inc

    6.57%
  • Peoples Financial Services Corp

    4.89%
  • Vanguard Group Inc

    4.39%
  • State Street Corporation

    1.86%
  • Geode Capital Management, LLC

    1.75%
  • Dimensional Fund Advisors, Inc.

    1.71%

Corporate Announcements

  • PEOPLES FINANCIAL SERVICES Dividends March,2023

    In the quarter ending March,2023. PEOPLES FINANCIAL SERVICES has declared dividend of $0.41

    Read More

Company Information

Peoples Financial Services Corp. is the parent company of Peoples Security Bank and Trust Company (the "Bank"), an independent community bank serving its retail and commercial customers through twenty-six full-service community banking offices located within the Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties in Pennsylvania and Broome County in New York. Each office, interdependent with the community, offers a comprehensive array of financial products and services to individuals, businesses, not-for-profit organizations and government entities. The Company's business philosophy includes offering direct access to senior management and other officers and providing friendly, informed and courteous service, local and timely.

Organization
PEOPLES FINANCIAL SERVICES
Employees
393
CEO
Mr. Craig W. Best
Industry
Finance

FAQs