OFG Bancorp

OFG Bancorp (OFG)

$24.75

-0.15

(-0.6%)

Live

Insights on OFG Bancorp

  • Increasing Revenue

    Revenue is up for the last 4 quarters, 125.09M → 164.79M (in $), with an average increase of 8.7% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 46.36M → 46.22M (in $), with an average decrease of 0.3% per quarter

  • Vs DB

    In the last 1 year, OFG Bancorp has experienced a drawdown of -12.5%, however Deutsche Bank AG - Registered Shares resisted the overall trend and outperformed by 5.6%

Performance

  • $24.53
    $25.05
    $24.75
    downward going graph

    0.89%

    Downside

    Day's Volatility :2.06%

    Upside

    1.18%

    downward going graph
  • $22.34
    $30.25
    $24.75
    downward going graph

    9.74%

    Downside

    52 Weeks Volatility :26.15%

    Upside

    18.18%

    downward going graph

Returns

PeriodOFG BancorpSector (Financials)Index (Russel 2000)
3 Months
-18.15%
-10.1%
-6.7%
6 Months
-14.05%
-11.6%
-6.2%
1 Year
-12.14%
-9.7%
-6.3%
3 Years
103.6%
37.2%
26.9%

Highlights

Market Capitalization
1.2B
Book Value
$22.88
Dividend Share
0.77
Dividend Yield
3.53%
Earnings Per Share (EPS)
3.64
PE Ratio
6.84
PEG Ratio
0.93
Wall Street Target Price
33.25
Profit Margin
28.69%
Operating Margin TTM
43.8%
Return On Assets TTM
1.73%
Return On Equity TTM
16.43%
Revenue TTM
609.8M
Revenue Per Share TTM
12.79
Quarterly Revenue Growth YOY
14.899999999999999%
Gross Profit TTM
589.6M
Diluted Eps TTM
3.64
Quarterly Earnings Growth YOY
0.26
EPS Estimate Current Year
3.57
EPS Estimate Next Year
3.46
EPS Estimate Current Quarter
0.86
EPS Estimate Next Quarter
0.86

Analyst Recommendation

Buy
    87%Buy
    12%Hold
    0
    0%Sell
Based on 8 Wall street analysts offering stock ratings for OFG Bancorp(by analysts ranked 0 to 5 stars)
Based on 8 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
7
7
7
Hold
1
1
1
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 34.34%

Current $24.75
Target $33.25

Company Financials

FY17Y/Y Change
Revenue
346.3M
↓ 0.91%
Net Income
52.6M
↓ 11.05%
Net Profit Margin
15.2%
↓ 1.74%
FY18Y/Y Change
Revenue
356.4M
↑ 2.92%
Net Income
84.4M
↑ 60.34%
Net Profit Margin
23.68%
↑ 8.48%
FY19Y/Y Change
Revenue
367.4M
↑ 3.08%
Net Income
53.8M
↓ 36.21%
Net Profit Margin
14.66%
↓ 9.02%
FY20Y/Y Change
Revenue
476.3M
↑ 29.65%
Net Income
74.3M
↑ 38.05%
Net Profit Margin
15.61%
↑ 0.95%
FY21Y/Y Change
Revenue
497.3M
↑ 4.4%
Net Income
146.2M
↑ 96.63%
Net Profit Margin
29.39%
↑ 13.78%
Q4 FY21Q/Q Change
Revenue
131.8M
↑ 6.57%
Net Income
33.3M
↓ 20.14%
Net Profit Margin
25.25%
↓ 8.44%
Q1 FY22Q/Q Change
Revenue
125.1M
↓ 5.11%
Net Income
37.5M
↑ 12.74%
Net Profit Margin
29.99%
↑ 4.74%
Q2 FY22Q/Q Change
Revenue
139.3M
↑ 11.39%
Net Income
40.4M
↑ 7.76%
Net Profit Margin
29.02%
↓ 0.97%
Q3 FY22Q/Q Change
Revenue
145.0M
↑ 4.08%
Net Income
41.9M
↑ 3.68%
Net Profit Margin
28.91%
↓ 0.11%
Q1 FY23Q/Q Change
Revenue
164.8M
-
Net Income
46.2M
↓ 0.3%
Net Profit Margin
28.05%
-
FY17Y/Y Change
Total Assets
6.2B
↓ 4.81%
Total Liabilities
5.2B
↓ 6.05%
FY18Y/Y Change
Total Assets
6.6B
↑ 6.37%
Total Liabilities
5.6B
↑ 6.47%
FY19Y/Y Change
Total Assets
9.3B
↑ 41.23%
Total Liabilities
8.3B
↑ 47.8%
FY20Y/Y Change
Total Assets
9.8B
↑ 5.68%
Total Liabilities
8.7B
↑ 5.91%
FY21Y/Y Change
Total Assets
9.9B
↑ 0.75%
Total Liabilities
8.8B
↑ 1.04%
FY22Y/Y Change
Total Assets
9.8B
↓ 0.82%
Total Liabilities
8.8B
↓ 0.61%
Q4 FY21Q/Q Change
Total Assets
9.9B
↓ 6.67%
Total Liabilities
8.8B
↓ 7.56%
Q1 FY22Q/Q Change
Total Assets
10.2B
↑ 2.93%
Total Liabilities
9.2B
↑ 3.62%
Q2 FY22Q/Q Change
Total Assets
10.2B
↑ 0.57%
Total Liabilities
9.2B
↑ 0.91%
Q3 FY22Q/Q Change
Total Assets
10.1B
↓ 1.85%
Total Liabilities
9.1B
↓ 1.83%
Q4 FY22Q/Q Change
Total Assets
9.8B
↓ 2.38%
Total Liabilities
8.8B
↓ 3.18%
FY17Y/Y Change
Operating Cash Flow
151.4M
↑ 92.89%
Investing Cash Flow
187.3M
↓ 67.03%
Financing Cash Flow
-364.0M
↓ 45.9%
FY18Y/Y Change
Operating Cash Flow
133.4M
↓ 11.94%
Investing Cash Flow
-488.8M
↓ 360.95%
Financing Cash Flow
317.2M
↓ 187.16%
FY19Y/Y Change
Operating Cash Flow
109.6M
↓ 17.8%
Investing Cash Flow
842.2M
↓ 272.31%
Financing Cash Flow
-549.1M
↓ 273.08%
FY20Y/Y Change
Operating Cash Flow
-88.6M
↓ 180.85%
Investing Cash Flow
881.1M
↑ 4.62%
Financing Cash Flow
510.4M
↓ 192.95%
FY21Y/Y Change
Operating Cash Flow
100.0M
↓ 212.89%
Investing Cash Flow
-182.9M
↓ 120.76%
Financing Cash Flow
-49.0M
↓ 109.61%
FY22Y/Y Change
Operating Cash Flow
164.5M
↑ 64.38%
Investing Cash Flow
-1.5B
↑ 727.04%
Financing Cash Flow
-124.7M
↑ 154.31%
Q4 FY21Q/Q Change
Operating Cash Flow
7.9M
↓ 66.55%
Investing Cash Flow
-59.1M
↓ 49.87%
Financing Cash Flow
-680.8M
↓ 927.76%
Q1 FY22Q/Q Change
Operating Cash Flow
39.2M
↑ 394.8%
Investing Cash Flow
-525.2M
↑ 788.3%
Financing Cash Flow
318.0M
↓ 146.71%
Q2 FY22Q/Q Change
Operating Cash Flow
50.5M
↑ 28.77%
Investing Cash Flow
-592.1M
↑ 12.75%
Financing Cash Flow
-6.8M
↓ 102.13%
Q3 FY22Q/Q Change
Operating Cash Flow
25.9M
↓ 48.77%
Investing Cash Flow
-373.7M
↓ 36.89%
Financing Cash Flow
-144.0M
↑ 2023.43%
Q4 FY22Q/Q Change
Operating Cash Flow
48.9M
↑ 89.11%
Investing Cash Flow
-21.9M
↓ 94.13%
Financing Cash Flow
-292.0M
↑ 102.73%
Q1 FY23Q/Q Change
Operating Cash Flow
52.2M
↑ 6.73%
Investing Cash Flow
70.1M
↓ 419.9%
Financing Cash Flow
174.7M
↓ 159.84%

Technicals Summary

Sell

Neutral

Buy

OFG Bancorp is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
OFG Bancorp
OFG Bancorp
-0.84%
-14.05%
-12.14%
103.6%
75.35%
PNC Financial Services Group, Inc.
PNC Financial Services Group, Inc.
-2.64%
-29.41%
-32.28%
3.58%
-17.69%
U.S. Bancorp
U.S. Bancorp
-6.89%
-32.43%
-42.21%
-16.41%
-38.46%
Truist Financial Corp
Truist Financial Corp
-2.6%
-34.42%
-38.28%
-19.34%
-42.17%
Deutsche Bank AG
Deutsche Bank AG
-3.06%
-1.51%
-6.35%
20.48%
-9.51%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
OFG Bancorp
OFG Bancorp
6.84
6.84
0.93
3.57
0.16
0.02
0.04
22.88
PNC Financial Services Group, Inc.
PNC Financial Services Group, Inc.
8.14
8.14
0.41
13.88
0.13
0.01
0.05
104.78
U.S. Bancorp
U.S. Bancorp
8.2
8.2
0.84
4.64
0.11
0.01
0.06
30.13
Truist Financial Corp
Truist Financial Corp
6.84
6.84
0.88
4.38
0.1
0.01
0.07
41.82
Deutsche Bank AG
Deutsche Bank AG
4.01
4.01
0.12
2.06
0.08
0.0
0.03
35.17
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
OFG Bancorp
OFG Bancorp
Buy
$1.2B
75.35%
6.84
28.69%
PNC Financial Services Group, Inc.
PNC Financial Services Group, Inc.
Buy
$47.5B
-17.69%
8.14
29.89%
U.S. Bancorp
U.S. Bancorp
Buy
$47.0B
-38.46%
8.2
25.5%
Truist Financial Corp
Truist Financial Corp
Hold
$40.9B
-42.17%
6.84
28.34%
Deutsche Bank AG
Deutsche Bank AG
Buy
$21.3B
-9.51%
4.01
21.46%

Institutional Holdings

  • BlackRock Inc

    14.23%
  • Vanguard Group Inc

    12.64%
  • Dimensional Fund Advisors, Inc.

    7.97%
  • Barrow Hanley Mewhinney & Strauss LLC

    4.86%
  • LSV Asset Management

    4.39%
  • State Street Corporation

    4.20%

Corporate Announcements

  • OFG Bancorp Dividends March,2023

    In the quarter ending March,2023. OFG Bancorp has declared dividend of $0.22

    Read More

Company Information

Now in its 56th year in business, OFG Bancorp is a diversified financial holding company that operates under U.S., Puerto Rico and U.S. Virgin Islands banking laws and regulations. Its three principal subsidiaries, Oriental Bank, Oriental Financial Services and Oriental Insurance, provide a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and U.S. Virgin Islands.

Organization
OFG Bancorp
Employees
2249
CEO
Mr. Jose Rafael Fernandez
Industry
Finance

FAQs