Nicholas Financial Inc (NICK)

$6.35

-0.12

(-1.85%)

Market is closed - opens 7 PM, 24 Jul 2024

Performance

  • $6.35
    $6.64
    $6.35
    downward going graph

    0.0%

    Downside

    Day's Volatility :4.37%

    Upside

    4.37%

    downward going graph
  • $4.37
    $7.55
    $6.35
    downward going graph

    31.18%

    Downside

    52 Weeks Volatility :42.12%

    Upside

    15.89%

    downward going graph

Returns

PeriodNicholas Financial IncIndex (Russel 2000)
3 Months
-1.82%
0.0%
6 Months
-7.31%
0.0%
1 Year
30.44%
0.0%
3 Years
-41.29%
-19.9%

Highlights

Market Capitalization
46.4M
Book Value
$8.07
Earnings Per Share (EPS)
-2.86
PEG Ratio
0.0
Wall Street Target Price
8.0
Profit Margin
-111.01%
Operating Margin TTM
51.21%
Return On Assets TTM
-24.45%
Return On Equity TTM
-30.01%
Revenue TTM
18.7M
Revenue Per Share TTM
2.57
Quarterly Revenue Growth YOY
-16.0%
Gross Profit TTM
-253.0K
Diluted Eps TTM
-2.86
Quarterly Earnings Growth YOY
-0.79
EPS Estimate Current Year
0.0
EPS Estimate Next Year
0.0
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Analyst Forecast

What analysts predicted

Upside of 25.98%

Current $6.35
Target $8.00

Company Financials

FY19Y/Y Change
Revenue
61.8M
↓ 16.22%
Net Income
-3.6M
↑ 232.24%
Net Profit Margin
-5.9%
↓ 4.41%
FY20Y/Y Change
Revenue
53.6M
↓ 13.3%
Net Income
3.5M
↓ 195.01%
Net Profit Margin
6.47%
↑ 12.37%
FY21Y/Y Change
Revenue
50.0M
↓ 6.61%
Net Income
8.4M
↑ 140.94%
Net Profit Margin
16.69%
↑ 10.22%
FY22Y/Y Change
Revenue
44.3M
↓ 11.37%
Net Income
3.0M
↓ 64.1%
Net Profit Margin
6.76%
↓ 9.93%
FY23Y/Y Change
Revenue
40.4M
↓ 8.89%
Net Income
-34.1M
↓ 1238.06%
Net Profit Margin
-84.44%
↓ 91.2%
FY24Y/Y Change
Revenue
22.2M
↓ 44.96%
Net Income
-20.8M
↓ 39.03%
Net Profit Margin
-93.54%
↓ 9.1%
Q1 FY23Q/Q Change
Revenue
7.5M
↓ 24.81%
Net Income
-15.8M
↑ 18.12%
Net Profit Margin
-209.47%
↓ 76.13%
Q2 FY23Q/Q Change
Revenue
6.6M
↓ 12.7%
Net Income
1.6M
↓ 109.85%
Net Profit Margin
23.64%
↑ 233.11%
Q3 FY23Q/Q Change
Revenue
6.3M
↓ 3.84%
Net Income
-10.5M
↓ 773.84%
Net Profit Margin
-165.64%
↓ 189.28%
Q4 FY23Q/Q Change
Revenue
5.0M
↓ 21.74%
Net Income
-11.7M
↑ 11.22%
Net Profit Margin
-235.39%
↓ 69.75%
Q1 FY24Q/Q Change
Revenue
2.8M
↓ 42.94%
Net Income
-211.0K
↓ 98.19%
Net Profit Margin
-7.46%
↑ 227.93%
Q2 FY24Q/Q Change
Revenue
3.9M
↑ 36.89%
Net Income
-211.0K
↑ 0.0%
Net Profit Margin
-5.45%
↑ 2.01%
FY19Y/Y Change
Total Assets
252.4M
↓ 11.17%
Total Liabilities
147.5M
↓ 16.04%
FY20Y/Y Change
Total Assets
238.1M
↓ 5.68%
Total Liabilities
130.5M
↓ 11.54%
FY21Y/Y Change
Total Assets
212.4M
↓ 10.77%
Total Liabilities
97.2M
↓ 25.51%
FY22Y/Y Change
Total Assets
183.6M
↓ 13.59%
Total Liabilities
67.2M
↓ 30.89%
FY23Y/Y Change
Total Assets
110.3M
↓ 39.89%
Total Liabilities
30.5M
↓ 54.54%
FY24Y/Y Change
Total Assets
37.0K
↓ 99.97%
Total Liabilities
35.3M
↑ 15.48%
Q1 FY23Q/Q Change
Total Assets
110.3M
↓ 24.0%
Total Liabilities
30.5M
↓ 38.46%
Q2 FY23Q/Q Change
Total Assets
98.1M
↓ 11.09%
Total Liabilities
16.9M
↓ 44.58%
Q3 FY23Q/Q Change
Total Assets
75.8M
↓ 22.69%
Total Liabilities
5.1M
↓ 69.65%
Q4 FY23Q/Q Change
Total Assets
60.1M
↓ 20.82%
Total Liabilities
1.0M
↓ 80.49%
Q1 FY24Q/Q Change
Total Assets
59.8M
↓ 0.36%
Total Liabilities
996.0K
↓ 0.6%
Q2 FY24Q/Q Change
Total Assets
59.9M
↑ 0.04%
Total Liabilities
1.0M
↑ 2.61%
FY19Y/Y Change
Operating Cash Flow
14.4M
↓ 39.17%
Investing Cash Flow
44.2M
↑ 89.55%
Financing Cash Flow
-23.5M
↓ 50.12%
FY20Y/Y Change
Operating Cash Flow
10.5M
↓ 27.21%
Investing Cash Flow
-3.7M
↓ 108.32%
Financing Cash Flow
-19.8M
↓ 16.05%
FY21Y/Y Change
Operating Cash Flow
14.6M
↑ 39.47%
Investing Cash Flow
29.9M
↓ 912.32%
Financing Cash Flow
-36.2M
↑ 83.09%
FY22Y/Y Change
Operating Cash Flow
3.5M
↓ 76.15%
Investing Cash Flow
3.9M
↓ 87.07%
Financing Cash Flow
-35.6M
↓ 1.77%
FY23Y/Y Change
Operating Cash Flow
-2.2M
↓ 162.58%
Investing Cash Flow
29.9M
↑ 674.05%
Financing Cash Flow
-32.0M
↓ 9.9%
Q1 FY23Q/Q Change
Operating Cash Flow
-1.2M
↓ 3475.68%
Investing Cash Flow
16.9M
↑ 18.04%
Financing Cash Flow
-16.1M
↑ 7.8%

Technicals Summary

Sell

Neutral

Buy

Nicholas Financial Inc is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Nicholas Financial Inc
Nicholas Financial Inc
0.62%
-7.31%
30.44%
-41.29%
-24.94%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
2.15%
-6.19%
-17.53%
-80.3%
-49.45%
Capital One Financial Corporation
Capital One Financial Corporation
5.4%
11.83%
23.79%
-9.35%
53.82%
American Express Co.
American Express Co.
5.74%
31.96%
45.87%
41.33%
90.91%
Mastercard Inc.
Mastercard Inc.
-1.97%
2.09%
10.66%
13.9%
60.57%
Visa, Inc.
Visa, Inc.
-3.11%
-1.31%
11.2%
7.51%
47.99%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Nicholas Financial Inc
Nicholas Financial Inc
NA
NA
0.0
0.0
-0.3
-0.24
NA
8.07
Paypal Holdings, Inc.
Paypal Holdings, Inc.
14.94
14.94
0.59
4.25
0.21
0.04
NA
19.66
Capital One Financial Corporation
Capital One Financial Corporation
11.53
11.53
1.86
13.47
0.09
0.01
0.02
138.6
American Express Co.
American Express Co.
18.09
18.09
2.25
12.96
0.35
0.04
0.01
41.49
Mastercard Inc.
Mastercard Inc.
35.21
35.21
1.56
14.29
1.86
0.23
0.01
7.78
Visa, Inc.
Visa, Inc.
29.66
29.66
1.71
9.95
0.47
0.16
0.01
19.45
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Nicholas Financial Inc
Nicholas Financial Inc
NA
$46.4M
-24.94%
NA
-111.01%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
Hold
$62.1B
-49.45%
14.94
14.26%
Capital One Financial Corporation
Capital One Financial Corporation
Hold
$56.2B
53.82%
11.53
19.31%
American Express Co.
American Express Co.
Buy
$174.3B
90.91%
18.09
16.93%
Mastercard Inc.
Mastercard Inc.
Buy
$412.5B
60.57%
35.21
46.09%
Visa, Inc.
Visa, Inc.
Buy
$543.2B
47.99%
29.66
53.87%

Insights on Nicholas Financial Inc

  • Increasing Revenue

    Revenue is up for the last 2 quarters, 2.82M → 3.87M (in $), with an average increase of 27.0% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 3 quarters, -11.66M → -211.0K (in $), with an average increase of 2713.3% per quarter

  • Vs AXP

    In the last 1 year, American Express Co. has given 43.8% return, outperforming this stock by 14.4%

  • Vs AXP

    In the last 3 years, American Express Co. has given 41.3% return, outperforming this stock by 82.6%

Institutional Holdings

  • Magnolia Group, LLC

    33.28%
  • TCW Group Inc

    8.45%
  • Dimensional Fund Advisors, Inc.

    4.96%
  • Renaissance Technologies Corp

    4.83%
  • Vanguard Group Inc

    3.59%
  • CALDWELL SUTTER CAPITAL INC

    2.19%

Company Information

nicholas financial, inc. provides direct consumer loans and purchases installment sales contracts from automobile dealers for used cars and light trucks. nicholas financial operates a network of 60+ branch offices in florida, alabama, georgia, illinois, indiana, ohio, kansas, kentucky, north carolina, pennsylvania, michigan, missouri, south carolina, virginia, tennessee and texas. the company’s stock has been publicly traded since 1987. it is listed on the nasdaq national market system under the symbol, nick.

Organization
Nicholas Financial Inc
Employees
7
CEO
Mr. Michael Rost
Industry
Finance

FAQs