Invest in US Stocks from India

You can invest in US stocks with just $1 (approximately ₹85). Investing in US stocks allows you to have a fractional ownership of stocks and ETFs that you use on a regular basis like Apple, Netflix, Google, and Microsoft.

Read more about Fractional Ownership

Yes, it is safe to invest in US stocks via INDmoney. Your ‘Direct access’ accounts are held with INDmoney Global IFSC, regulated by IFSCA in GIFT City. Your ‘Global access’ accounts are with SEC- and FINRA-regulated US brokers like DriveWealth and Alpaca. Investments are SIPC-protected up to $500,000, including $250,000 for cash.

Yes, investing in US stocks is completely legal for Indian residents. Your remittance towards investing in US Stocks via the Liberalized Remittance Scheme (LRS) is regulated by the Reserve Bank of India (RBI). As an Indian, you are allowed to remit up to $250,000 a year.

Read more about Liberalised Remittance Scheme

On INDmoney, US stock investing is enabled through INDmoney Global IFSC (P) Ltd., a registered NSE IX member regulated by IFSCA, GIFT City.

• Global Access accounts: Powered by regulated US brokers like DriveWealth LLC and Alpaca Securities LLC, overseen by SEC and FINRA, with investments protected by SIPC up to $500,000 (≈₹4.25 cr), including $250,000 (≈₹2.12 cr) for cash.
• Direct Access accounts: US stocks are held in a Demat account with INDmoney Global IFSC in GIFT City’s international zone.

Investing in US stocks through INDmoney is highly affordable and competitive in the industry, with minimal charges:

• Opening a US stocks account via INDmoney is Free
• Zero AMC (Annual Maintenance Charges)

Read more about INDmoney charges

Yes, Indian residents do receive dividends on their US stocks, credited directly to their US stocks wallet for free. For example, if Apple pays a $1 dividend and you hold 0.5 shares, you're entitled to $0.50. After up to 25% US withholding tax, you’ll receive $0.375. This deducted amount can be claimed as a foreign tax credit when filing taxes in India. You can use the credited dividend to reinvest in US stocks or withdraw it to your Indian bank account.

Read all about US Stocks Dividend

For Indian residents:

• Short‑Term Capital Gains (STCG): If US stocks are sold within 24 months, gains are taxed as per your income‑tax slab.
• Long‑Term Capital Gains (LTCG): If sold after 24 months, gains are taxed at 12.5% without indexation.
  
  Read all about Tax Implications on US Stocks