First BanCorp Puerto Rico

First BanCorp Puerto Rico (FBP)

$11.58

+0.42

(+3.76%)

Market is closed - opens 7 PM, 02 Jun 2023

Insights on First BanCorp Puerto Rico

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 231.83M → 224.23M (in $), with an average decrease of 3.3% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 5 quarters, 82.6M → 70.69M (in $), with an average decrease of 3.8% per quarter

  • Vs DB

    In the last 1 year, First Bancorp PR has experienced a drawdown of -25.8%, however Deutsche Bank AG - Registered Shares resisted the overall trend and outperformed by 18.1%

Performance

  • $11.18
    $11.70
    $11.58
    downward going graph

    3.45%

    Downside

    Day's Volatility :4.44%

    Upside

    1.03%

    downward going graph
  • $10.06
    $15.79
    $11.58
    downward going graph

    13.13%

    Downside

    52 Weeks Volatility :36.29%

    Upside

    26.66%

    downward going graph

Returns

PeriodFirst BanCorp Puerto RicoSector (Financials)Index (Russel 2000)
3 Months
-22.5%
-10.8%
-6.8%
6 Months
-26.09%
-12.0%
-6.0%
1 Year
-25.8%
-9.0%
-4.6%
3 Years
103.65%
34.1%
25.9%

Highlights

Market Capitalization
2.1B
Book Value
$7.86
Dividend Share
0.5
Dividend Yield
4.8%
Earnings Per Share (EPS)
1.57
PE Ratio
7.39
PEG Ratio
0.86
Wall Street Target Price
14.2
Profit Margin
33.46%
Operating Margin TTM
48.39%
Return On Assets TTM
1.51%
Return On Equity TTM
18.4%
Revenue TTM
876.2M
Revenue Per Share TTM
4.7
Quarterly Revenue Growth YOY
-6.2%
Gross Profit TTM
890.6M
Diluted Eps TTM
1.57
Quarterly Earnings Growth YOY
-0.05
EPS Estimate Current Year
1.47
EPS Estimate Next Year
1.51
EPS Estimate Current Quarter
0.35
EPS Estimate Next Quarter
0.35

Analyst Recommendation

Buy
    77%Buy
    22%Hold
    0
    0%Sell
Based on 9 Wall street analysts offering stock ratings for First BanCorp Puerto Rico(by analysts ranked 0 to 5 stars)
Based on 9 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
7
7
7
Hold
2
2
2
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 22.63%

Current $11.58
Target $14.20

Company Financials

FY17Y/Y Change
Revenue
516.4M
↓ 1.58%
Net Income
67.0M
↓ 28.18%
Net Profit Margin
12.97%
↓ 4.8%
FY18Y/Y Change
Revenue
583.5M
↑ 12.99%
Net Income
201.6M
↑ 201.11%
Net Profit Margin
34.55%
↑ 21.58%
FY19Y/Y Change
Revenue
636.6M
↑ 9.11%
Net Income
167.4M
↓ 16.98%
Net Profit Margin
26.29%
↓ 8.26%
FY20Y/Y Change
Revenue
687.4M
↑ 7.97%
Net Income
102.3M
↓ 38.9%
Net Profit Margin
14.88%
↓ 11.41%
FY21Y/Y Change
Revenue
835.9M
↑ 21.6%
Net Income
281.0M
↑ 174.78%
Net Profit Margin
33.62%
↑ 18.74%
Q4 FY21Q/Q Change
Revenue
210.9M
↓ 0.29%
Net Income
73.6M
↓ 2.69%
Net Profit Margin
34.92%
↓ 0.86%
Q1 FY22Q/Q Change
Revenue
211.0M
↑ 0.05%
Net Income
82.6M
↑ 12.17%
Net Profit Margin
39.15%
↑ 4.23%
Q2 FY22Q/Q Change
Revenue
30.9M
↓ 85.34%
Net Income
74.7M
↓ 9.57%
Net Profit Margin
241.41%
↑ 202.26%
Q3 FY22Q/Q Change
Revenue
231.8M
↑ 649.27%
Net Income
74.6M
↓ 0.12%
Net Profit Margin
32.18%
↓ 209.23%
Q1 FY23Q/Q Change
Revenue
224.2M
-
Net Income
70.7M
↓ 3.38%
Net Profit Margin
31.53%
-
FY17Y/Y Change
Total Assets
12.3B
↑ 2.84%
Total Liabilities
10.4B
↑ 2.53%
FY18Y/Y Change
Total Assets
12.2B
↓ 0.14%
Total Liabilities
10.2B
↓ 1.86%
FY19Y/Y Change
Total Assets
12.6B
↑ 3.0%
Total Liabilities
10.4B
↑ 1.81%
FY20Y/Y Change
Total Assets
18.8B
↑ 49.02%
Total Liabilities
16.5B
↑ 59.08%
FY21Y/Y Change
Total Assets
20.8B
↑ 10.6%
Total Liabilities
18.7B
↑ 13.11%
FY22Y/Y Change
Total Assets
18.6B
↓ 10.35%
Total Liabilities
17.3B
↓ 7.36%
Q4 FY21Q/Q Change
Total Assets
20.8B
↓ 2.22%
Total Liabilities
18.7B
↓ 1.97%
Q1 FY22Q/Q Change
Total Assets
19.9B
↓ 4.12%
Total Liabilities
18.1B
↓ 2.87%
Q2 FY22Q/Q Change
Total Assets
147.5M
↓ 99.26%
Total Liabilities
18.0B
↓ 0.96%
Q3 FY22Q/Q Change
Total Assets
18.4B
↑ 12406.04%
Total Liabilities
17.2B
↓ 4.43%
Q4 FY22Q/Q Change
Total Assets
18.6B
↑ 1.04%
Total Liabilities
17.3B
↑ 0.77%
Q1 FY23Q/Q Change
Total Assets
19.0B
↑ 1.84%
Total Liabilities
17.6B
↑ 1.52%
FY17Y/Y Change
Operating Cash Flow
236.0M
↑ 18.32%
Investing Cash Flow
-73.3M
↓ 188.05%
Financing Cash Flow
254.0M
↓ 134.54%
FY18Y/Y Change
Operating Cash Flow
288.3M
↑ 22.19%
Investing Cash Flow
-223.3M
↑ 204.76%
Financing Cash Flow
-195.3M
↓ 176.87%
FY19Y/Y Change
Operating Cash Flow
294.3M
↑ 2.07%
Investing Cash Flow
-343.0M
↑ 53.62%
Financing Cash Flow
106.6M
↓ 154.58%
FY20Y/Y Change
Operating Cash Flow
297.7M
↑ 1.17%
Investing Cash Flow
-1.2B
↑ 261.22%
Financing Cash Flow
1.8B
↑ 1580.3%
FY21Y/Y Change
Operating Cash Flow
399.7M
↑ 34.25%
Investing Cash Flow
-1.3B
↑ 1.95%
Financing Cash Flow
1.9B
↑ 6.79%
FY22Y/Y Change
Operating Cash Flow
440.5M
↑ 10.2%
Investing Cash Flow
-681.5M
↓ 46.04%
Financing Cash Flow
-1.8B
↓ 195.25%
Q4 FY21Q/Q Change
Operating Cash Flow
96.2M
↑ 21.68%
Investing Cash Flow
219.6M
↓ 561.52%
Financing Cash Flow
-430.9M
↑ 165.92%
Q1 FY22Q/Q Change
Operating Cash Flow
114.8M
↑ 19.41%
Investing Cash Flow
-333.0M
↓ 251.62%
Financing Cash Flow
-628.7M
↑ 45.89%
Q2 FY22Q/Q Change
Operating Cash Flow
104.8M
↓ 8.76%
Investing Cash Flow
-224.7M
↓ 32.52%
Financing Cash Flow
-312.8M
↓ 50.24%
Q3 FY22Q/Q Change
Operating Cash Flow
115.1M
↑ 9.9%
Investing Cash Flow
49.5M
↓ 122.03%
Financing Cash Flow
-873.2M
↑ 179.15%
Q4 FY22Q/Q Change
Operating Cash Flow
440.5M
↑ 282.55%
Investing Cash Flow
-681.5M
↓ 1476.46%
Financing Cash Flow
-1.8B
↑ 108.61%
Q1 FY23Q/Q Change
Operating Cash Flow
115.4M
↓ 73.8%
Investing Cash Flow
50.5M
↓ 107.42%
Financing Cash Flow
177.1M
↓ 109.72%

Technicals Summary

Sell

Neutral

Buy

First BanCorp Puerto Rico is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
First BanCorp Puerto Rico
First BanCorp Puerto Rico
-3.79%
-26.09%
-25.8%
103.65%
41.98%
PNC Financial Services Group, Inc.
PNC Financial Services Group, Inc.
-5.06%
-29.71%
-32.83%
1.01%
-20.18%
U.S. Bancorp
U.S. Bancorp
-9.23%
-34.07%
-42.22%
-18.51%
-41.1%
Truist Financial Corp
Truist Financial Corp
-3.33%
-34.08%
-37.71%
-19.94%
-42.73%
Deutsche Bank AG
Deutsche Bank AG
-6.2%
-2.78%
-7.66%
16.57%
-8.24%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
First BanCorp Puerto Rico
First BanCorp Puerto Rico
7.39
7.39
0.86
1.47
0.18
0.02
0.05
7.86
PNC Financial Services Group, Inc.
PNC Financial Services Group, Inc.
8.14
8.14
0.41
13.88
0.13
0.01
0.05
104.78
U.S. Bancorp
U.S. Bancorp
8.2
8.2
0.84
4.64
0.11
0.01
0.06
30.13
Truist Financial Corp
Truist Financial Corp
6.92
6.92
0.88
4.38
0.1
0.01
0.07
41.82
Deutsche Bank AG
Deutsche Bank AG
4.0
4.0
0.12
2.06
0.08
0.0
0.03
35.17
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
First BanCorp Puerto Rico
First BanCorp Puerto Rico
Buy
$2.1B
41.98%
7.39
33.46%
PNC Financial Services Group, Inc.
PNC Financial Services Group, Inc.
Buy
$47.5B
-20.18%
8.14
29.89%
U.S. Bancorp
U.S. Bancorp
Buy
$47.0B
-41.1%
8.2
25.5%
Truist Financial Corp
Truist Financial Corp
Hold
$41.4B
-42.73%
6.92
28.34%
Deutsche Bank AG
Deutsche Bank AG
Buy
$21.2B
-8.24%
4.0
21.46%

Institutional Holdings

  • BlackRock Inc

    15.26%
  • Vanguard Group Inc

    13.06%
  • Dimensional Fund Advisors, Inc.

    6.77%
  • AllianceBernstein L.P.

    6.41%
  • American Century Companies Inc

    5.84%
  • State Street Corporation

    5.33%

Corporate Announcements

  • First BanCorp Puerto Rico Dividends September,2023

    In the quarter ending September,2023. First BanCorp Puerto Rico has declared dividend of $0.14

    Read More

Company Information

First Bancorp is a bank holding company headquartered in Southern Pines, North Carolina. It operates as First Bank in North and South Carolina. The company has 94 branches in North Carolina, assets totaling $4.3 billion and deposits of $3.4 billion as of early 2017.

Organization
First BanCorp Puerto Rico
Employees
3133
CEO
Mr. Aurelio Alemán-Bermudez
Industry
Finance

FAQs