Essa Bancorp Inc (ESSA)

$20.18

+0.04

(+0.2%)

Market is closed - opens 7 PM, 29 Jul 2024

Performance

  • $19.82
    $20.18
    $20.18
    downward going graph

    1.78%

    Downside

    Day's Volatility :1.78%

    Upside

    0.0%

    downward going graph
  • $13.69
    $20.34
    $20.18
    downward going graph

    32.16%

    Downside

    52 Weeks Volatility :32.69%

    Upside

    0.79%

    downward going graph

Returns

PeriodEssa Bancorp IncIndex (Russel 2000)
3 Months
21.33%
0.0%
6 Months
-1.03%
0.0%
1 Year
21.4%
0.0%
3 Years
22.73%
-20.2%

Highlights

Market Capitalization
204.0M
Book Value
$23.62
Dividend Share
0.6
Dividend Yield
3.0%
Earnings Per Share (EPS)
1.86
PE Ratio
10.83
PEG Ratio
0.0
Wall Street Target Price
19.0
Profit Margin
25.47%
Operating Margin TTM
31.73%
Return On Assets TTM
0.79%
Return On Equity TTM
7.85%
Revenue TTM
68.5M
Revenue Per Share TTM
7.11
Quarterly Revenue Growth YOY
-2.4%
Gross Profit TTM
68.3M
Diluted Eps TTM
1.86
Quarterly Earnings Growth YOY
-0.09
EPS Estimate Current Year
1.8
EPS Estimate Next Year
1.94
EPS Estimate Current Quarter
0.35
EPS Estimate Next Quarter
0.44

Analyst Recommendation

Sell
    0
    0%Buy
    50%Hold
    50%Sell
Based on 6 Wall street analysts offering stock ratings for Essa Bancorp Inc(by analysts ranked 0 to 5 stars)
Based on 6 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
3
3
3
Sell
3
3
3

Analyst Forecast

What analysts predicted

Downside of 5.85%

Current $20.18
Target $19.00

Company Financials

FY18Y/Y Change
Revenue
56.0M
↑ 4.34%
Net Income
6.5M
↓ 11.01%
Net Profit Margin
11.65%
↓ 2.01%
FY19Y/Y Change
Revenue
55.2M
↓ 1.57%
Net Income
12.6M
↑ 93.28%
Net Profit Margin
22.88%
↑ 11.23%
FY20Y/Y Change
Revenue
61.5M
↑ 11.41%
Net Income
14.4M
↑ 14.2%
Net Profit Margin
23.46%
↑ 0.58%
FY21Y/Y Change
Revenue
64.4M
↑ 4.76%
Net Income
16.4M
↑ 13.93%
Net Profit Margin
25.51%
↑ 2.05%
FY22Y/Y Change
Revenue
68.2M
↑ 5.95%
Net Income
20.1M
↑ 22.2%
Net Profit Margin
29.42%
↑ 3.91%
FY23Y/Y Change
Revenue
69.3M
↑ 1.59%
Net Income
18.6M
↓ 7.44%
Net Profit Margin
26.81%
↓ 2.61%
Q4 FY22Q/Q Change
Revenue
17.6M
↓ 7.97%
Net Income
4.9M
↓ 16.48%
Net Profit Margin
27.69%
↓ 2.82%
Q1 FY23Q/Q Change
Revenue
17.2M
↓ 2.38%
Net Income
4.7M
↓ 3.72%
Net Profit Margin
27.31%
↓ 0.38%
Q2 FY23Q/Q Change
Revenue
17.1M
↓ 0.22%
Net Income
4.4M
↓ 6.17%
Net Profit Margin
25.68%
↓ 1.63%
Q3 FY23Q/Q Change
Revenue
17.5M
↑ 1.96%
Net Income
4.6M
↑ 5.3%
Net Profit Margin
26.52%
↑ 0.84%
Q4 FY23Q/Q Change
Revenue
28.0M
↑ 60.15%
Net Income
4.3M
↓ 6.31%
Net Profit Margin
15.52%
↓ 11.0%
Q1 FY24Q/Q Change
Revenue
27.7M
↓ 1.06%
Net Income
4.6M
↑ 5.19%
Net Profit Margin
16.5%
↑ 0.98%
FY18Y/Y Change
Total Assets
1.8B
↑ 2.72%
Total Liabilities
1.7B
↑ 3.25%
FY19Y/Y Change
Total Assets
1.8B
↓ 1.87%
Total Liabilities
1.6B
↓ 2.7%
FY20Y/Y Change
Total Assets
1.9B
↑ 5.23%
Total Liabilities
1.7B
↑ 5.73%
FY21Y/Y Change
Total Assets
1.9B
↓ 1.69%
Total Liabilities
1.7B
↓ 2.21%
FY22Y/Y Change
Total Assets
1.9B
↑ 0.02%
Total Liabilities
1.6B
↓ 0.9%
FY23Y/Y Change
Total Assets
2.3B
↑ 23.17%
Total Liabilities
374.7M
↓ 77.29%
Q4 FY22Q/Q Change
Total Assets
1.9B
↑ 3.51%
Total Liabilities
1.7B
↑ 3.73%
Q1 FY23Q/Q Change
Total Assets
2.0B
↑ 3.02%
Total Liabilities
1.8B
↑ 3.25%
Q2 FY23Q/Q Change
Total Assets
2.2B
↑ 10.01%
Total Liabilities
400.0M
↓ 77.36%
Q3 FY23Q/Q Change
Total Assets
2.3B
↑ 4.99%
Total Liabilities
374.7M
↓ 6.33%
Q4 FY23Q/Q Change
Total Assets
2.2B
↓ 2.96%
Total Liabilities
2.0B
↑ 435.09%
Q1 FY24Q/Q Change
Total Assets
2.2B
↓ 1.54%
Total Liabilities
2.0B
↓ 1.85%
FY18Y/Y Change
Operating Cash Flow
23.4M
↑ 20.04%
Investing Cash Flow
-69.7M
↑ 130.85%
Financing Cash Flow
48.2M
↑ 450.88%
FY19Y/Y Change
Operating Cash Flow
18.2M
↓ 22.22%
Investing Cash Flow
46.9M
↓ 167.32%
Financing Cash Flow
-56.4M
↓ 217.07%
FY20Y/Y Change
Operating Cash Flow
19.7M
↑ 8.57%
Investing Cash Flow
15.4M
↓ 67.12%
Financing Cash Flow
68.5M
↓ 221.38%
FY21Y/Y Change
Operating Cash Flow
19.4M
↓ 1.89%
Investing Cash Flow
31.8M
↑ 106.01%
Financing Cash Flow
-48.1M
↓ 170.28%
FY22Y/Y Change
Operating Cash Flow
22.7M
↑ 17.2%
Investing Cash Flow
-128.1M
↓ 503.01%
Financing Cash Flow
-25.6M
↓ 46.85%
Q4 FY22Q/Q Change
Operating Cash Flow
3.1M
↓ 53.93%
Investing Cash Flow
-66.1M
↓ 6.77%
Financing Cash Flow
63.8M
↑ 613.39%
Q1 FY23Q/Q Change
Operating Cash Flow
5.8M
↑ 87.06%
Investing Cash Flow
-64.2M
↓ 2.85%
Financing Cash Flow
54.2M
↓ 15.14%
Q2 FY23Q/Q Change
Operating Cash Flow
6.3M
↑ 8.65%
Investing Cash Flow
-131.2M
↑ 104.18%
Financing Cash Flow
195.4M
↑ 260.85%

Technicals Summary

Sell

Neutral

Buy

Essa Bancorp Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Essa Bancorp Inc
Essa Bancorp Inc
23.94%
-1.03%
21.4%
22.73%
31.55%
Nu Holdings Ltd.
Nu Holdings Ltd.
-2.44%
30.21%
57.58%
19.75%
19.75%
Icici Bank Ltd.
Icici Bank Ltd.
-2.08%
17.28%
14.76%
54.14%
138.62%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
18.57%
18.73%
32.34%
-2.45%
26.05%
U.s. Bancorp
U.s. Bancorp
13.55%
5.75%
15.94%
-19.74%
-21.42%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
2.55%
-9.19%
-0.33%
27.84%
-37.84%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Essa Bancorp Inc
Essa Bancorp Inc
10.83
10.83
0.0
1.8
0.08
0.01
0.03
23.62
Nu Holdings Ltd.
Nu Holdings Ltd.
48.23
48.23
NA
0.41
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
19.16
19.16
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
14.88
14.88
3.46
13.11
0.1
0.01
0.04
132.41
U.s. Bancorp
U.s. Bancorp
14.21
14.21
1.14
3.89
0.1
0.01
0.04
31.8
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.28
9.28
0.86
0.81
0.19
0.01
0.03
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Essa Bancorp Inc
Essa Bancorp Inc
Sell
$204.0M
31.55%
10.83
25.47%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$60.1B
19.75%
48.23
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$101.9B
138.62%
19.16
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$70.5B
26.05%
14.88
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$69.9B
-21.42%
14.21
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$59.1B
-37.84%
9.28
27.36%

Insights on Essa Bancorp Inc

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 27.95M → 27.65M (in $), with an average decrease of 1.1% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, 4.33M → 4.56M (in $), with an average increase of 4.9% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 57.6% return, outperforming this stock by 36.2%

Institutional Holdings

  • FJ Capital Management LLC

    9.30%
  • Dimensional Fund Advisors, Inc.

    4.80%
  • BlackRock Inc

    4.58%
  • Vanguard Group Inc

    4.36%
  • Maltese Capital Management LLC

    3.97%
  • Renaissance Technologies Corp

    3.05%

Company Information

essa bank & trust is the leading service-oriented financial institution headquartered in the greater pocono, pennsylvania region. corporate headquarters are located in downtown stroudsburg, pennsylvania and the bank has 25 community offices throughout the greater pocono and lehigh valley areas in pennsylvania. in addition to being one of the region's largest mortgage lenders, essa bank & trust offers a full range of retail, investment, trust and commercial financial services.

Organization
Essa Bancorp Inc
Employees
232
CEO
Mr. Gary S. Olson
Industry
Finance

FAQs