Encore Capital Group Inc (ECPG)

$41.64

+0.42

(+1.02%)

Market is closed - opens 7 PM, 19 Apr 2024

Insights on Encore Capital Group Inc

  • Decreasing Revenue

    Revenue is down for the last 3 quarters, 323.04M → 277.38M (in $), with an average decrease of 7.3% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 3 quarters, 26.30M → -270.76M (in $), with an average decrease of 763.3% per quarter

  • Vs COOP

    In the last 1 year, Mr. Cooper Group Inc. has given 74.1% return, outperforming this stock by 94.2%

  • Vs COOP

    In the last 3 years, Mr. Cooper Group Inc. has given 129.0% return, outperforming this stock by 122.6%

Performance

  • $41.16
    $42.01
    $41.64
    downward going graph

    1.15%

    Downside

    Day's Volatility :2.02%

    Upside

    0.88%

    downward going graph
  • $34.74
    $54.73
    $41.64
    downward going graph

    16.57%

    Downside

    52 Weeks Volatility :36.52%

    Upside

    23.92%

    downward going graph

Returns

PeriodEncore Capital Group IncSector (Financials)Index (Russel 2000)
3 Months
-17.86%
6.3%
0.0%
6 Months
-10.29%
19.8%
0.0%
1 Year
-20.07%
19.0%
-1.5%
3 Years
7.04%
12.1%
-21.8%

Highlights

Market Capitalization
954.5M
Book Value
$39.78
Earnings Per Share (EPS)
-8.72
PEG Ratio
0.15
Wall Street Target Price
60.75
Profit Margin
-16.89%
Operating Margin TTM
14.32%
Return On Assets TTM
3.74%
Return On Equity TTM
-19.52%
Revenue TTM
1.2B
Revenue Per Share TTM
51.66
Quarterly Revenue Growth YOY
18.5%
Gross Profit TTM
1.4B
EBITDA
315.2M
Diluted Eps TTM
-8.72
Quarterly Earnings Growth YOY
-0.35
EPS Estimate Current Year
5.96
EPS Estimate Next Year
8.84
EPS Estimate Current Quarter
1.23
EPS Estimate Next Quarter
1.29

Analyst Recommendation

Buy
    75%Buy
    25%Hold
    0
    0%Sell
Based on 12 Wall street analysts offering stock ratings for Encore Capital Group Inc(by analysts ranked 0 to 5 stars)
Based on 12 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
9
9
9
Hold
3
3
3
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 45.89%

Current $41.64
Target $60.75

Company Financials

FY18Y/Y Change
Revenue
1.4B
↑ 14.74%
Net Income
115.9M
↑ 39.24%
Net Profit Margin
8.51%
↑ 1.5%
FY19Y/Y Change
Revenue
1.4B
↑ 2.62%
Net Income
167.9M
↑ 44.86%
Net Profit Margin
12.01%
↑ 3.5%
FY20Y/Y Change
Revenue
1.5B
↑ 7.42%
Net Income
211.8M
↑ 26.2%
Net Profit Margin
14.11%
↑ 2.1%
FY21Y/Y Change
Revenue
1.6B
↑ 7.53%
Net Income
350.8M
↑ 65.58%
Net Profit Margin
21.73%
↑ 7.62%
FY22Y/Y Change
Revenue
1.4B
↓ 13.39%
Net Income
194.6M
↓ 44.53%
Net Profit Margin
13.91%
↓ 7.82%
FY23Y/Y Change
Revenue
1.2B
↓ 12.56%
Net Income
-206.5M
↓ 206.13%
Net Profit Margin
-16.89%
↓ 30.8%
Q3 FY22Q/Q Change
Revenue
307.8M
↓ 13.77%
Net Income
31.5M
↓ 47.89%
Net Profit Margin
10.23%
↓ 6.7%
Q4 FY22Q/Q Change
Revenue
234.0M
↓ 23.97%
Net Income
-73.1M
↓ 332.16%
Net Profit Margin
-31.25%
↓ 41.48%
Q1 FY23Q/Q Change
Revenue
312.6M
↑ 33.6%
Net Income
18.6M
↓ 125.47%
Net Profit Margin
5.96%
↑ 37.21%
Q2 FY23Q/Q Change
Revenue
323.0M
↑ 3.33%
Net Income
26.3M
↑ 41.23%
Net Profit Margin
8.14%
↑ 2.18%
Q3 FY23Q/Q Change
Revenue
309.6M
↓ 4.16%
Net Income
19.3M
↓ 26.48%
Net Profit Margin
6.25%
↓ 1.89%
Q4 FY23Q/Q Change
Revenue
277.4M
↓ 10.41%
Net Income
-270.8M
↓ 1500.08%
Net Profit Margin
-97.61%
↓ 103.86%
FY18Y/Y Change
Total Assets
4.6B
↑ 3.14%
Total Liabilities
3.8B
↑ 1.2%
FY19Y/Y Change
Total Assets
4.9B
↑ 6.0%
Total Liabilities
3.9B
↑ 1.9%
FY20Y/Y Change
Total Assets
4.9B
↓ 0.93%
Total Liabilities
3.6B
↓ 6.18%
FY21Y/Y Change
Total Assets
4.6B
↓ 5.27%
Total Liabilities
3.4B
↓ 6.08%
FY22Y/Y Change
Total Assets
4.5B
↓ 2.16%
Total Liabilities
3.3B
↓ 2.75%
FY23Y/Y Change
Total Assets
4.6B
↑ 2.71%
Total Liabilities
3.7B
↑ 10.97%
Q3 FY22Q/Q Change
Total Assets
4.3B
↓ 2.95%
Total Liabilities
3.1B
↓ 2.88%
Q4 FY22Q/Q Change
Total Assets
4.5B
↑ 4.17%
Total Liabilities
3.3B
↑ 6.18%
Q1 FY23Q/Q Change
Total Assets
4.7B
↑ 3.94%
Total Liabilities
3.5B
↑ 5.2%
Q2 FY23Q/Q Change
Total Assets
4.9B
↑ 4.07%
Total Liabilities
3.6B
↑ 4.02%
Q3 FY23Q/Q Change
Total Assets
4.8B
↓ 2.38%
Total Liabilities
3.6B
↓ 2.23%
Q4 FY23Q/Q Change
Total Assets
4.6B
↓ 2.73%
Total Liabilities
3.7B
↑ 3.72%
FY18Y/Y Change
Operating Cash Flow
186.8M
↑ 50.86%
Investing Cash Flow
-397.5M
↓ 12.08%
Financing Cash Flow
166.4M
↓ 56.01%
FY19Y/Y Change
Operating Cash Flow
244.7M
↑ 31.02%
Investing Cash Flow
-202.3M
↓ 49.1%
Financing Cash Flow
-19.8M
↓ 111.88%
FY20Y/Y Change
Operating Cash Flow
312.9M
↑ 27.84%
Investing Cash Flow
82.8M
↓ 140.94%
Financing Cash Flow
-403.2M
↑ 1939.45%
FY21Y/Y Change
Operating Cash Flow
303.1M
↓ 3.14%
Investing Cash Flow
339.9M
↑ 310.37%
Financing Cash Flow
-655.7M
↑ 62.62%
FY22Y/Y Change
Operating Cash Flow
210.7M
↓ 30.48%
Investing Cash Flow
-130.2M
↓ 138.32%
Financing Cash Flow
-107.4M
↓ 83.61%
Q3 FY22Q/Q Change
Operating Cash Flow
56.3M
↑ 28.06%
Investing Cash Flow
-75.8M
↑ 3721.43%
Financing Cash Flow
14.9M
↓ 139.67%
Q4 FY22Q/Q Change
Operating Cash Flow
55.8M
↓ 0.96%
Investing Cash Flow
-89.6M
↑ 18.19%
Financing Cash Flow
33.2M
↑ 123.01%
Q1 FY23Q/Q Change
Operating Cash Flow
35.9M
↓ 35.65%
Investing Cash Flow
-130.7M
↑ 45.95%
Financing Cash Flow
110.4M
↑ 231.98%
Q2 FY23Q/Q Change
Operating Cash Flow
26.7M
↓ 25.63%
Investing Cash Flow
-83.5M
↓ 36.1%
Financing Cash Flow
80.3M
↓ 27.29%

Technicals Summary

Sell

Neutral

Buy

Encore Capital Group Inc is currently in a neutral trading position according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Encore Capital Group Inc
Encore Capital Group Inc
-8.13%
-10.29%
-20.07%
7.04%
41.36%
Rocket Companies, Inc.
Rocket Companies, Inc.
-7.18%
51.73%
26.73%
-48.3%
-47.09%
Uwm Holdings Corp
Uwm Holdings Corp
-10.16%
22.24%
11.93%
-18.67%
-34.41%
Mr. Cooper Group Inc.
Mr. Cooper Group Inc.
3.9%
38.79%
74.13%
131.25%
784.46%
Pennymac Financial Services Inc
Pennymac Financial Services Inc
1.52%
31.83%
37.68%
46.06%
282.25%
Walker & Dunlop, Inc.
Walker & Dunlop, Inc.
2.1%
32.99%
32.77%
-17.38%
71.08%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Encore Capital Group Inc
Encore Capital Group Inc
123.91
NA
0.15
5.96
-0.2
0.04
NA
39.78
Rocket Companies, Inc.
Rocket Companies, Inc.
6.32
6.32
1.4
0.31
-0.05
0.0
NA
4.6
Uwm Holdings Corp
Uwm Holdings Corp
42.5
NA
NA
0.32
-0.02
0.01
0.07
1.2
Mr. Cooper Group Inc.
Mr. Cooper Group Inc.
10.35
10.35
NA
9.06
0.12
0.03
NA
66.29
Pennymac Financial Services Inc
Pennymac Financial Services Inc
31.45
31.45
4.67
10.54
0.04
0.01
0.01
70.52
Walker & Dunlop, Inc.
Walker & Dunlop, Inc.
28.61
28.61
1.25
3.48
0.06
0.03
0.03
52.44
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Encore Capital Group Inc
Encore Capital Group Inc
Buy
$954.5M
41.36%
123.91
-16.89%
Rocket Companies, Inc.
Rocket Companies, Inc.
Hold
$22.6B
-47.09%
6.32
-0.39%
Uwm Holdings Corp
Uwm Holdings Corp
Buy
$9.9B
-34.41%
42.5
-0.61%
Mr. Cooper Group Inc.
Mr. Cooper Group Inc.
Buy
$4.9B
784.46%
10.35
27.87%
Pennymac Financial Services Inc
Pennymac Financial Services Inc
Buy
$4.4B
282.25%
31.45
7.21%
Walker & Dunlop, Inc.
Walker & Dunlop, Inc.
Buy
$3.1B
71.08%
28.61
10.77%

Institutional Holdings

  • BlackRock Inc

    16.76%
  • Vanguard Group Inc

    10.85%
  • Turtle Creek Asset Management Inc.

    8.64%
  • Dimensional Fund Advisors, Inc.

    8.04%
  • FMR Inc

    7.13%
  • Broad Run Investment Management, LLC

    4.79%

Company Information

encore capital group is a leading provider of debt management and recovery solutions for consumers and property owners across a broad range of assets. through its subsidiaries, the company purchases portfolios of consumer receivables from major banks, credit unions, and utility providers, and partners with individuals as they repay their obligations and work toward financial recovery. through its propel financial services subsidiary, the company assists property owners who are delinquent on their property taxes by structuring affordable monthly payment plans. headquartered in san diego, encore is a publicly traded nasdaq global select company (ticker symbol: ecpg) and a component stock of the russell 2000, the s&p smallcap 600, and the wilshire 4500. more information about our company can be found at http://www.encorecapital.com.

Organization
Encore Capital Group Inc
Employees
7400
CEO
Mr. Ashish Masih
Industry
Finance

FAQs