Encore Capital share price logo

Encore Capital

NASDAQ: ECPG

Mid Cap

$99.54

-0.64

(-0.64%)

as on

Encore Capital Stock Performance

as on September 19, 2026 at 2:16 pm IST

  • Day's Low

    Day's High

    $99.02
    $101.12
    downward going graph

    0.52%

    Downside

    1.59%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $39.95
    $104.98
    downward going graph

    59.87%

    Downside

    5.47%

    Upside

    downward going graph

Encore Capital share price movements today

Previous Close
$100.18
Open
$100.79
Volume
389.9K
Market Cap
$2.1B
Day's Low - High
$99.02 - $101.12
52 Week Low - High
$39.95 - $104.98

Encore Capital Historical Returns

1 Month Return
-1.07 %
3 Month Return
+ 20.63 %
1 Year Return
+ 121.88 %
3 Year Return
+ 109.89 %
5 Year Return
+ 109.45 %

Encore Capital Stock Fundamentals & Key Indicators

Check Encore Capital market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$2.1B

EPS (TTM)

13.59

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

0.00%

PE Ratio (TTM)

7.27

Industry PE ratio

-2.08

PEG Ratio

0.004957788076404231

EBITDA

710.6M

Revenue (TTM)

1.9B

Profit Margin

63.99%

Return On Equity TTM

29.83%

Encore Capital Stock Valuation

Track how Encore Capital P/E has moved over time to understand its valuation trends.

Encore Capital in the last 5 years

  • Overview

  • Trends

Lowest (-8.19x)

December 31, 2024

Industry (-2.08x)

December 31, 2025

Today (4.92x)

December 31, 2025

Highest (5.95x)

December 31, 2022

LowHigh

Today’s Price to Earnings Ratio: 4.92x

Encore Capital vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Encore Capital with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
BUY$2.1B109.45%7.2763.99%0.00%
HOLD$126.9B26.62%12.566.19%1.57%
BUY$219.1B89.83%18.8984.35%1.13%
BUY$701.3B66.82%31.4380.18%0.72%
BUY$502.2B64.92%31.07100.00%0.59%

Stock Returns calculator for Encore Capital Stock including INR - Dollar returns

The Encore Capital stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Encore Capital investment value today

Current value as on today

₹2,39,934

Returns

₹1,39,934

(+139.93%)

Returns from Encore Capital Stock

₹1,20,465 (+120.47%)

Dollar Impact

₹19,469 (+19.47%)

Analyst Recommendation on Encore Capital Stock

Based on 2 analysts

BUY

100.00%

Buy

0.00%

Hold

0.00%

Sell

Based on 2 analysts, 100% of analysts recommend a 'BUY' rating for Encore Capital. Average target price of $115.67

Encore Capital Share Price Target

Get share price movements and forecasts by analysts on Encore Capital.

What analysts predicted

13.94%UPSIDE

Target Price

$115.67

Current Price

$99.54

Analyzed by

2 Analysts

Target

$115.67

Encore Capital target price $115.67, a slight upside of 13.94% compared to current price of $99.54. According to 2 analysts rating.

Indian Investors' Interest in Encore Capital Stock

Search interest for Encore Capital Stock has increased by 6% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:6% versus previous 30 day period

Encore Capital Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
328
355
367
265
392
442
460
473
472
491
Gross Profit
158
176
227
83
286
324
256
442
328
186
Operating Income
83
101
106
-134
129
150
173
173
182
186
EBITDA
90
107
111
-136
135
155
177
179
189
163
Interest Expense
52
61
62
79
67
70
70
75
70
73
Depreciation
7
7
8
8
7
7
7
6
6
7
Income Before Tax
30
42
40
-209
60
78
99
97
111
82
Income Tax Expense
7
10
10
15
13
19
25
21
25
18
Net Income
23
32
30
-225
46
58
74
76
86
63
Net Profit Margin
48.13%
49.80%
62.05%
31.52%
73.03%
73.37%
55.75%
93.49%
69.53%
38.00%

Encore Capital Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
1,187
1,362
1,397
1,501
1,614
1,398
1,222
1,316
1,762
Gross Profit
627
739
754
834
927
769
571
603
1,215
Operating Income
324
405
446
533
633
462
16
157
623
EBITDA
375
435
460
535
656
510
63
174
652
Interest Expense
204
237
217
209
169
153
201
252
287
Depreciation
39
41
41
42
50
46
41
32
28
Income Before Tax
131
156
201
282
436
310
-180
-96
336
Income Tax Expense
52
46
32
70
85
116
26
43
79
Net Income
83
115
167
211
350
194
-206
-139
256
Net Profit Margin
52.87%
54.32%
54.00%
55.57%
57.48%
55.04%
46.72%
45.85%
68.98%

Encore Capital Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
23
32
30
-225
46
58
74
76
86
63
Operating Cash Flow
50
35
45
23
45
9
81
16
82
-29
Investing Cash Flow
-90
-41
-43
-264
-100
-69
-45
-27
-27
-103
Financing Cash Flow
55
83
-9
187
40
46
-36
-5
18
88
Change in Cash
14
77
-3
-47
-12
-14
0
-15
70
-44

Encore Capital Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
79
109
168
212
351
194
-206
-139
256
Operating Cash Flow
123
186
244
312
303
210
152
156
153
Investing Cash Flow
-452
-397
-202
82
339
-130
-401
-440
-242
Financing Cash Flow
378
166
-19
-403
-655
-107
268
317
44
Change in Cash
62
-54
34
-3
0
-45
14
41
-43

Mutual Funds that own Encore Capital Stock

Check out the Mutual Funds with significant holdings in Encore Capital.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
7.931071%
1682130
DFA INVESTMENT DIMENSIONS GROUP INC
2.836454%
601594
VANGUARD EXPLORER FUND
2.276668%
482867
Fidelity Salem Street Trust
1.454772%
308548
HEARTLAND GROUP INC.
1.414469%
300000

Global Institutional Holdings in Encore Capital

Funds
Holdings
iShares
11.45%
Vanguard
9.48%
Andrew Brenton
6.22%
Avantis
3.45%
Dimensional
2.3%

Encore Capital News & Key Events

  • img

    Today's Timeline - 23 June

    Wed, 03:20 AM

    -

    Encore Capital director granted 2,144 deferred stock units for board service under a non-employee director compensation plan.

Insights on Encore Capital

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Best in 1 Year

    img

    In the last 1 year, ECPG has outperformed top 5 stocks with highest market-cap in its industry

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 1 year, ECPG stock has moved up by 120.5%

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 472.93M → 491.87M (in $), with an average increase of 3.9% per quarter

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, ECPG has outperformed top 5 stocks with highest market-cap in its industry

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 86.24M → 63.99M (in $), with an average decrease of 25.8% per quarter

About Encore Capital

Encore Capital Group, Inc. operates as a specialized financial institution, offering global solutions for debt resolution and associated support services to individual consumers holding diverse financial assets. The company acquires portfolios of consumer debts that are in default, often at substantial discounts from their original value. It then oversees these accounts by engaging with individuals to assist them in fulfilling their repayment responsibilities and working towards their financial recovery. Additionally, Encore Capital Group provides a range of services including initial collection efforts, business process outsourcing, performance-based collection, loan servicing, and various other portfolio administration services to lenders grappling with non-performing loans. The enterprise was established in 1999 and its main offices are situated in San Diego, California.
OrganisationEncore Capital
Headquarters350 Camino De La Reina, San Diego, CA, 92108, US
IndustryFinancial - Credit Services
CEOAshish Masih
E-voting on sharesClick here to vote

Key Management of Encore Capital

Name

Title

Ms. Monique Dumais-Chrisope

Senior VP & Chief Information Officer

Mr. Bruce Thomas

Vice President of Global Investor Relations

Mr. Steve Carmichael

Senior VP and Chief Risk, Strategy & Compliance Officer

Mr. Ashish Masih

President, CEO & Director

Mr. Tomas C. Hernanz

Executive VP, Treasurer & CFO

Mr. Ryan B. Bell

President of Midland Credit Management, Inc.

Mr. John Yung

President of International & Cabot Credit Management and CEO of Cabot Credit Management

FAQs

What is Encore Capital share price today?

Encore Capital share price today is $99.54 as on at the close of the market. Encore Capital share today touched a day high of $101.12 and a low of $99.02.

What is the 52 week high and 52 week low for Encore Capital share?

Encore Capital share touched a 52 week high of $104.98 on and a 52 week low of $39.95 on . Encore Capital stock price today i.e. is closed at $99.54,which is 5.18% down from its 52 week high and 149.19% up from its 52 week low.

What is Encore Capital's market capitalisation today?

Encore Capital market capitalisation is $0.00T as on .

How to invest in Encore Capital Stock (ECPG) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Encore Capital on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Encore Capital Shares that will get you 0.0151 shares as per Encore Capital share price of $99.54 per share as on September 19, 2026 at 8:46 am IST.

What is the minimum amount required to buy Encore Capital Stock (ECPG) from India?

Indian investors can start investing in Encore Capital (ECPG) shares with as little as ₹95.88 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹958.80 in Encore Capital stock (as per the Rupee-Dollar exchange rate as on ). Based on Encore Capital share’s latest price of $99.54 as on September 19, 2026 at 8:46 am IST, you will get 0.1005 shares of Encore Capital. Learn more about fractional shares .

What are the returns that Encore Capital has given to Indian investors in the last 5 years?

Encore Capital stock has given 109.45% share price returns and 30.29% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?