PFSI

Pennymac Financial Services Inc Earnings

$105.34

Earnings Summary

Revenue	$1040.58Mn
Net Profits	$136.46Mn
Net Profit Margins	13.11%
PE Ratio	14.82

Highlights

Revenue:

Pennymac Financial Services Inc’s revenue jumped 11.83% since last year same period to $1040.58Mn in the Q2 2025. On a quarterly growth basis, Pennymac Financial Services Inc has generated 28.42% jump in its revenue since last 3-months.

Net Profits:

Pennymac Financial Services Inc’s net profit jumped 38.88% since last year same period to $136.46Mn in the Q2 2025. On a quarterly growth basis, Pennymac Financial Services Inc has generated 78.9% jump in its net profits since last 3-months.

Net Profit Margins:

Pennymac Financial Services Inc’s net profit margin jumped 24.19% since last year same period to 13.11% in the Q2 2025. On a quarterly growth basis, Pennymac Financial Services Inc has generated 39.31% jump in its net profit margins since last 3-months.

PE Ratio:

Pennymac Financial Services Inc’s price-to-earnings ratio after this Q2 2025 earnings stands at 14.82.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Pennymac Financial Services Inc post its latest quarter earnings

EPS Estimate Current Quarter	3.47
EPS Estimate Current Year	3.47

Highlights

EPS Estimate Current Quarter:

Pennymac Financial Services Inc’s earning per share (EPS) estimates for the current quarter stand at 3.47 - a 8.1% jump from last quarter’s estimates.

EPS Estimate Current Year:

Pennymac Financial Services Inc’s earning per share (EPS) estimates for the current year stand at 3.47.

Key Ratios

Key ratios of the Pennymac Financial Services Inc post its Q2 2025 earnings

Earning Per Share (EPS)	4.28
Return on Assets (ROA)	0.02
Return on Equity (ROE)	0.1
Dividend Per Share (DPS)	0.3

Highlights

Earning Per Share (EPS):

Pennymac Financial Services Inc’s earning per share (EPS) jumped 131.43% since last year same period to 4.28 in the Q2 2025. This indicates that the Pennymac Financial Services Inc has generated 131.43% annual rate of jump in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Pennymac Financial Services Inc’s return on assets (ROA) stands at 0.02.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Pennymac Financial Services Inc’s return on equity (ROE) stands at 0.1.

Dividend Per Share (DPS):

Pennymac Financial Services Inc declared 0.3 dividend per share during the earnings announcement for Q2 2025.