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ENVA

Enova International Inc.

$37.62

Earnings Summary

Revenue
$407.99Mn
Net Profits
$52.4Mn
Net Profit Margins
12.84%
PE Ratio
6.65

Highlights

Revenue:

Enova International Inc.’s revenue jumped 54.12% since last year same period to $407.99Mn in the Q2 2022. On a quarterly growth basis, Enova International Inc. has generated 5.77% jump in its revenue since last 3-months.

Net Profits:

Enova International Inc.’s net profit fell -34.64% since last year same period to $52.4Mn in the Q2 2022. On a quarterly growth basis, Enova International Inc. has generated -0.08% fall in its net profits since last 3-months.

Net Profit Margins:

Enova International Inc.’s net profit margin fell -57.59% since last year same period to 12.84% in the Q2 2022. On a quarterly growth basis, Enova International Inc. has generated -5.53% fall in its net profit margins since last 3-months.

PE Ratio:

Enova International Inc.’s price-to-earnings ratio after this Q2 2022 earnings stands at 6.65.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Enova International Inc. post its latest quarter earnings

EPS Estimate Current Quarter
1.53
EPS Estimate Current Year
1.53

Highlights

EPS Estimate Current Quarter:

Enova International Inc.’s earning per share (EPS) estimates for the current quarter stand at 1.53 - a -2.55% fall from last quarter’s estimates.

EPS Estimate Current Year:

Enova International Inc.’s earning per share (EPS) estimates for the current year stand at 1.53.

Key Ratios

Key ratios of the Enova International Inc. post its Q2 2022 earnings

Earning Per Share (EPS)
1.64
Return on Assets (ROA)
0.07
Return on Equity (ROE)
0.19
Dividend Per Share (DPS)
0

Highlights

Earning Per Share (EPS):

Enova International Inc.’s earning per share (EPS) fell -27.43% since last year same period to 1.64 in the Q2 2022. This indicates that the Enova International Inc. has generated -27.43% annual rate of fall in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Enova International Inc.’s return on assets (ROA) stands at 0.07.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Enova International Inc.’s return on equity (ROE) stands at 0.19.

Dividend Per Share (DPS):

Enova International Inc. declared 0 dividend per share during the earnings announcement for Q2 2022.

Earnings Calendar

Earnings DateEstimated EPSReported EPSSurprise %
2022-05-03
1.57
1.67
6.37%
2022-07-29
1.53
1.64
7.19%

Company Information

Enova International is a leading provider of online financial services to non-prime consumers and small businesses, providing access to credit powered by its advanced analytics, innovative technology, and world-class online platform and services. Enova has provided more than 7 million customers around the globe with access to more than $40 billion in loans and financing. The financial technology company has a portfolio of trusted brands serving consumers, including CashNetUSA®, NetCredit® and Simplic®; three brands serving small businesses, Headway Capital®, The Business Backer® and OnDeck®; and offers online lending platform services to lenders. Through its Enova Decisions™ brand, it also delivers on-demand decision-making technology and real-time predictive analytics services to clients.

Organisation
Enova International Inc.
Headquarters
Chicago, Illinois, US
Employees
1.55K
Industry
Finance
CEO
David Fisher