Enova International Inc (ENVA)

$59.59

+0.6

(+1.02%)▲

Market is closed - opens 7 PM, 19 Apr 2024

Insights on Enova International Inc

  • Increasing Revenue

    Revenue is up for the last 4 quarters, 483.25M → 583.59M (in $), with an average increase of 6.1% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 4 quarters, 50.92M → 34.76M (in $), with an average decrease of 11.8% per quarter

  • Vs COF

    In the last 1 year, Capital One Financial Corporation has given 40.2% return, outperforming this stock by 15.4%

Performance

  • $59.12
    $60.41
    $59.59
    downward going graph

    0.79%

    Downside

    Day's Volatility :2.14%

    Upside

    1.36%

    downward going graph
  • $35.30
    $64.51
    $59.59
    downward going graph

    40.76%

    Downside

    52 Weeks Volatility :45.28%

    Upside

    7.63%

    downward going graph

Returns

PeriodEnova International IncSector (Financials)Index (Russel 2000)
3 Months
7.8%
6.3%
0.0%
6 Months
21.18%
19.8%
0.0%
1 Year
24.77%
19.0%
-1.5%
3 Years
79.3%
12.1%
-21.8%

Highlights

Market Capitalization
1.6B
Book Value
$42.63
Earnings Per Share (EPS)
5.49
PE Ratio
10.68
PEG Ratio
0.0
Wall Street Target Price
69.17
Profit Margin
16.92%
Operating Margin TTM
14.42%
Return On Assets TTM
4.19%
Return On Equity TTM
14.44%
Revenue TTM
1.0B
Revenue Per Share TTM
33.75
Quarterly Revenue Growth YOY
6.0%
Gross Profit TTM
828.0M
Diluted Eps TTM
5.49
Quarterly Earnings Growth YOY
-0.27
EPS Estimate Current Year
8.13
EPS Estimate Next Year
9.64
EPS Estimate Current Quarter
1.66
EPS Estimate Next Quarter
1.66

Analyst Recommendation

Buy
    75%Buy
    25%Hold
    0
    0%Sell
Based on 12 Wall street analysts offering stock ratings for Enova International Inc(by analysts ranked 0 to 5 stars)
Based on 12 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
9
9
9
Hold
3
2
2
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 16.08%

Current $59.59
Target $69.17

Company Financials

FY18Y/Y Change
Revenue
1.1B
↑ 32.04%
Net Income
70.1M
↑ 139.73%
Net Profit Margin
6.29%
↑ 2.82%
FY19Y/Y Change
Revenue
1.2B
↑ 5.45%
Net Income
128.0M
↑ 82.62%
Net Profit Margin
10.9%
↑ 4.61%
FY20Y/Y Change
Revenue
1.1B
↓ 7.75%
Net Income
377.8M
↑ 195.15%
Net Profit Margin
34.87%
↑ 23.97%
FY21Y/Y Change
Revenue
1.2B
↑ 11.46%
Net Income
256.3M
↓ 32.17%
Net Profit Margin
21.22%
↓ 13.65%
FY22Y/Y Change
Revenue
1.7B
↑ 43.72%
Net Income
207.4M
↓ 19.07%
Net Profit Margin
11.95%
↓ 9.27%
FY23Y/Y Change
Revenue
2.1B
↑ 21.98%
Net Income
175.1M
↓ 15.57%
Net Profit Margin
8.27%
↓ 3.68%
Q3 FY22Q/Q Change
Revenue
456.2M
↑ 11.82%
Net Income
51.7M
↓ 1.32%
Net Profit Margin
11.33%
↓ 1.51%
Q4 FY22Q/Q Change
Revenue
486.2M
↑ 6.57%
Net Income
50.9M
↓ 1.62%
Net Profit Margin
10.46%
↓ 0.87%
Q1 FY23Q/Q Change
Revenue
483.3M
↓ 0.6%
Net Income
50.9M
↑ 0.1%
Net Profit Margin
10.54%
↑ 0.08%
Q2 FY23Q/Q Change
Revenue
499.4M
↑ 3.35%
Net Income
48.1M
↓ 5.46%
Net Profit Margin
9.64%
↓ 0.9%
Q3 FY23Q/Q Change
Revenue
551.4M
↑ 10.4%
Net Income
41.3M
↓ 14.25%
Net Profit Margin
7.49%
↓ 2.15%
Q4 FY23Q/Q Change
Revenue
583.6M
↑ 5.85%
Net Income
34.8M
↓ 15.79%
Net Profit Margin
5.96%
↓ 1.53%
FY18Y/Y Change
Total Assets
1.3B
↑ 14.55%
Total Liabilities
980.4M
↑ 11.69%
FY19Y/Y Change
Total Assets
1.6B
↑ 18.53%
Total Liabilities
1.2B
↑ 22.17%
FY20Y/Y Change
Total Assets
2.1B
↑ 33.9%
Total Liabilities
1.2B
↓ 0.71%
FY21Y/Y Change
Total Assets
2.8B
↑ 31.0%
Total Liabilities
1.7B
↑ 40.29%
FY22Y/Y Change
Total Assets
3.8B
↑ 36.92%
Total Liabilities
2.6B
↑ 55.52%
FY23Y/Y Change
Total Assets
4.6B
↑ 21.28%
Total Liabilities
3.3B
↑ 28.93%
Q3 FY22Q/Q Change
Total Assets
3.5B
↑ 7.88%
Total Liabilities
2.4B
↑ 10.17%
Q4 FY22Q/Q Change
Total Assets
3.8B
↑ 7.74%
Total Liabilities
2.6B
↑ 9.8%
Q1 FY23Q/Q Change
Total Assets
3.8B
↑ 1.75%
Total Liabilities
2.6B
↑ 1.21%
Q2 FY23Q/Q Change
Total Assets
3.9B
↑ 1.58%
Total Liabilities
2.7B
↑ 1.23%
Q3 FY23Q/Q Change
Total Assets
4.1B
↑ 4.99%
Total Liabilities
2.8B
↑ 6.9%
Q4 FY23Q/Q Change
Total Assets
4.6B
↑ 11.76%
Total Liabilities
3.3B
↑ 17.71%
FY18Y/Y Change
Operating Cash Flow
684.8M
↑ 53.15%
Investing Cash Flow
-720.9M
↑ 36.76%
Financing Cash Flow
22.5M
↓ 78.51%
FY19Y/Y Change
Operating Cash Flow
858.2M
↑ 25.32%
Investing Cash Flow
-941.4M
↑ 30.58%
Financing Cash Flow
95.5M
↑ 324.77%
FY20Y/Y Change
Operating Cash Flow
740.9M
↓ 13.68%
Investing Cash Flow
83.6M
↓ 108.88%
Financing Cash Flow
-536.0M
↓ 661.32%
FY21Y/Y Change
Operating Cash Flow
471.9M
↓ 36.31%
Investing Cash Flow
-980.4M
↓ 1272.93%
Financing Cash Flow
365.1M
↓ 168.13%
FY22Y/Y Change
Operating Cash Flow
894.0M
↑ 89.46%
Investing Cash Flow
-1.7B
↑ 69.96%
Financing Cash Flow
724.9M
↑ 98.51%
Q3 FY22Q/Q Change
Operating Cash Flow
232.7M
↓ 2.49%
Investing Cash Flow
-473.6M
↑ 29.82%
Financing Cash Flow
198.8M
↑ 76.65%
Q4 FY22Q/Q Change
Operating Cash Flow
269.1M
↑ 15.67%
Investing Cash Flow
-441.3M
↓ 6.83%
Financing Cash Flow
179.0M
↓ 9.94%
Q1 FY23Q/Q Change
Operating Cash Flow
282.0M
↑ 4.78%
Investing Cash Flow
-205.4M
↓ 53.45%
Financing Cash Flow
33.6M
↓ 81.26%
Q2 FY23Q/Q Change
Operating Cash Flow
299.3M
↑ 6.14%
Investing Cash Flow
-445.0M
↑ 116.6%
Financing Cash Flow
-48.6M
↓ 244.91%
Q3 FY23Q/Q Change
Operating Cash Flow
271.2M
↓ 9.38%
Investing Cash Flow
-445.0M
↑ 0.0%
Financing Cash Flow
108.6M
↓ 323.42%

Technicals Summary

Sell

Neutral

Buy

Enova International Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Enova International Inc
Enova International Inc
-1.06%
21.18%
24.77%
79.3%
130.7%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
-1.51%
13.37%
-17.22%
-76.39%
-41.08%
Capital One Financial Corporation
Capital One Financial Corporation
0.37%
42.57%
40.21%
1.0%
55.23%
American Express Co.
American Express Co.
-1.49%
43.65%
32.4%
46.54%
91.49%
Mastercard Inc.
Mastercard Inc.
-3.91%
17.03%
23.59%
20.41%
91.02%
Visa, Inc.
Visa, Inc.
-4.34%
14.83%
16.73%
20.77%
70.26%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Enova International Inc
Enova International Inc
10.68
10.68
0.0
8.13
0.14
0.04
NA
42.63
Paypal Holdings, Inc.
Paypal Holdings, Inc.
16.52
16.52
0.59
5.07
0.21
0.04
NA
19.64
Capital One Financial Corporation
Capital One Financial Corporation
11.64
11.64
1.86
13.82
0.09
0.01
0.02
139.97
American Express Co.
American Express Co.
19.49
19.49
2.25
12.84
0.32
0.03
0.01
38.81
Mastercard Inc.
Mastercard Inc.
38.9
38.9
1.56
14.4
1.67
0.22
0.01
7.42
Visa, Inc.
Visa, Inc.
31.26
31.26
1.71
9.91
0.47
0.16
0.01
18.99
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Enova International Inc
Enova International Inc
Buy
$1.6B
130.7%
10.68
16.92%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
Buy
$66.8B
-41.08%
16.52
14.26%
Capital One Financial Corporation
Capital One Financial Corporation
Buy
$52.9B
55.23%
11.64
18.54%
American Express Co.
American Express Co.
Buy
$157.2B
91.49%
19.49
15.06%
Mastercard Inc.
Mastercard Inc.
Buy
$428.9B
91.02%
38.9
44.61%
Visa, Inc.
Visa, Inc.
Buy
$557.4B
70.26%
31.26
53.92%

Institutional Holdings

  • BlackRock Inc

    20.30%

  • Dimensional Fund Advisors, Inc.

    7.80%

  • Vanguard Group Inc

    7.21%

  • State Street Corporation

    4.16%

  • Empyrean Capital Partners, LP

    3.73%

  • Renaissance Technologies Corp

    3.12%

Company Information

enova is a web-based consumer lending company located in downtown chicago. what began as a dynamic management team, with roots in silicon valley and wall street, has grown at a tremendous pace since its inception. today, we are proud to have over 800 enova team members serving millions of customers in the united states, united kingdom, australia, and canada. at enova, we believe everyone should have access to simple and trustworthy financial services, regardless of their credit history. that’s why we’re dedicated to providing convenient and licensed financial services that allow our customers to face their financial needs responsibly. what sets us apart? enova and its businesses were built on the premise of providing convenient and reliable services by using the most innovative technology available. supported by a proprietary credit model, extensive marketing relationships and state-of-the-art technology, enova has the unique tools to meet individualized customer needs.

Organization
Enova International Inc
Employees
1675
CEO
Mr. David A. Fisher J.D.
Industry
Finance

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