$58.87
Live
0.82%
Downside
Day's Volatility :6.22%
Upside
5.44%
34.56%
Downside
52 Weeks Volatility :42.09%
Upside
11.5%
Period | Citizens Financial Services Inc | Index (Russel 2000) |
---|---|---|
3 Months | 19.74% | 0.0% |
6 Months | 39.49% | 0.0% |
1 Year | 38.89% | 0.0% |
3 Years | 3.29% | -23.0% |
Market Capitalization | 302.1M |
Book Value | $60.19 |
Dividend Share | 1.942 |
Dividend Yield | 3.14% |
Earnings Per Share (EPS) | 5.94 |
PE Ratio | 10.59 |
PEG Ratio | 0.0 |
Wall Street Target Price | 60.0 |
Profit Margin | 27.89% |
Operating Margin TTM | 31.89% |
Return On Assets TTM | 0.94% |
Return On Equity TTM | 9.96% |
Revenue TTM | 98.2M |
Revenue Per Share TTM | 20.68 |
Quarterly Revenue Growth YOY | 47.5% |
Gross Profit TTM | 80.1M |
Diluted Eps TTM | 5.94 |
Quarterly Earnings Growth YOY | -0.13 |
EPS Estimate Current Year | 5.31 |
EPS Estimate Next Year | 6.25 |
EPS Estimate Current Quarter | 1.32 |
EPS Estimate Next Quarter | 1.35 |
What analysts predicted
Upside of 1.92%
FY18 | Y/Y Change | |
---|---|---|
Revenue | 54.9M | ↑ 7.87% |
Net Income | 18.0M | ↑ 38.46% |
Net Profit Margin | 32.84% | ↑ 7.26% |
FY19 | Y/Y Change | |
---|---|---|
Revenue | 58.3M | ↑ 6.2% |
Net Income | 19.5M | ↑ 8.07% |
Net Profit Margin | 33.42% | ↑ 0.58% |
FY20 | Y/Y Change | |
---|---|---|
Revenue | 73.6M | ↑ 26.21% |
Net Income | 25.1M | ↑ 28.8% |
Net Profit Margin | 34.1% | ↑ 0.68% |
FY21 | Y/Y Change | |
---|---|---|
Revenue | 78.4M | ↑ 6.53% |
Net Income | 29.1M | ↑ 15.99% |
Net Profit Margin | 37.13% | ↑ 3.03% |
FY22 | Y/Y Change | |
---|---|---|
Revenue | 81.9M | ↑ 4.41% |
Net Income | 29.1M | ↓ 0.2% |
Net Profit Margin | 35.49% | ↓ 1.64% |
FY23 | Y/Y Change | |
---|---|---|
Revenue | 138.6M | ↑ 69.24% |
Net Income | 17.8M | ↓ 38.71% |
Net Profit Margin | 12.85% | ↓ 22.64% |
Q1 FY23 | Q/Q Change | |
---|---|---|
Revenue | 20.3M | ↓ 6.27% |
Net Income | 6.9M | ↓ 12.8% |
Net Profit Margin | 33.9% | ↓ 2.54% |
Q2 FY23 | Q/Q Change | |
---|---|---|
Revenue | 20.2M | ↓ 0.26% |
Net Income | -4.1M | ↓ 160.35% |
Net Profit Margin | -20.51% | ↓ 54.41% |
Q3 FY23 | Q/Q Change | |
---|---|---|
Revenue | 26.2M | ↑ 29.7% |
Net Income | 7.5M | ↓ 282.14% |
Net Profit Margin | 28.81% | ↑ 49.32% |
Q4 FY23 | Q/Q Change | |
---|---|---|
Revenue | 42.0M | ↑ 60.15% |
Net Income | 7.5M | ↓ 0.11% |
Net Profit Margin | 17.97% | ↓ 10.84% |
Q1 FY24 | Q/Q Change | |
---|---|---|
Revenue | 42.9M | ↑ 2.28% |
Net Income | 7.0M | ↓ 6.84% |
Net Profit Margin | 16.37% | ↓ 1.6% |
Q2 FY24 | Q/Q Change | |
---|---|---|
Revenue | 41.1M | ↓ 4.32% |
Net Income | 5.3M | ↓ 24.9% |
Net Profit Margin | 12.85% | ↓ 3.52% |
FY18 | Y/Y Change | |
---|---|---|
Total Assets | 1.4B | ↑ 5.05% |
Total Liabilities | 1.3B | ↑ 4.75% |
FY19 | Y/Y Change | |
---|---|---|
Total Assets | 1.5B | ↑ 2.49% |
Total Liabilities | 1.3B | ↑ 1.55% |
FY20 | Y/Y Change | |
---|---|---|
Total Assets | 1.9B | ↑ 29.01% |
Total Liabilities | 1.7B | ↑ 29.42% |
FY21 | Y/Y Change | |
---|---|---|
Total Assets | 2.1B | ↑ 13.33% |
Total Liabilities | 1.9B | ↑ 13.78% |
FY22 | Y/Y Change | |
---|---|---|
Total Assets | 2.3B | ↑ 8.84% |
Total Liabilities | 2.1B | ↑ 10.45% |
FY23 | Y/Y Change | |
---|---|---|
Total Assets | 3.0B | ↑ 27.91% |
Total Liabilities | 2.7B | ↑ 26.8% |
Q1 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 2.3B | ↑ 0.09% |
Total Liabilities | 2.1B | ↓ 0.52% |
Q2 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 2.9B | ↑ 23.83% |
Total Liabilities | 2.6B | ↑ 23.86% |
Q3 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 3.0B | ↑ 2.33% |
Total Liabilities | 2.7B | ↑ 2.59% |
Q4 FY23 | Q/Q Change | |
---|---|---|
Total Assets | 3.0B | ↑ 0.86% |
Total Liabilities | 2.7B | ↑ 0.31% |
Q1 FY24 | Q/Q Change | |
---|---|---|
Total Assets | 2.9B | ↓ 2.13% |
Total Liabilities | 2.6B | ↓ 2.46% |
Q2 FY24 | Q/Q Change | |
---|---|---|
Total Assets | 2.9B | ↑ 0.9% |
Total Liabilities | 2.7B | ↑ 0.86% |
FY18 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 21.5M | ↑ 36.51% |
Investing Cash Flow | -72.4M | ↓ 31.37% |
Financing Cash Flow | 49.1M | ↓ 45.67% |
FY19 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 21.8M | ↑ 1.31% |
Investing Cash Flow | -32.3M | ↓ 55.32% |
Financing Cash Flow | 12.3M | ↓ 75.01% |
FY20 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 11.8M | ↓ 45.69% |
Investing Cash Flow | -110.7M | ↑ 242.59% |
Financing Cash Flow | 149.1M | ↑ 1114.26% |
FY21 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 38.7M | ↑ 227.3% |
Investing Cash Flow | -158.2M | ↑ 42.89% |
Financing Cash Flow | 223.7M | ↑ 50.01% |
FY22 | Y/Y Change | |
---|---|---|
Operating Cash Flow | 33.2M | ↓ 14.09% |
Investing Cash Flow | -362.5M | ↑ 129.06% |
Financing Cash Flow | 182.6M | ↓ 18.36% |
Q1 FY23 | Q/Q Change | |
---|---|---|
Operating Cash Flow | 10.4M | ↑ 16.92% |
Investing Cash Flow | 5.2M | ↓ 76.49% |
Financing Cash Flow | -15.7M | ↓ 44.15% |
Q2 FY23 | Q/Q Change | |
---|---|---|
Operating Cash Flow | -7.5M | ↓ 172.13% |
Investing Cash Flow | 123.5M | ↑ 2263.95% |
Financing Cash Flow | -97.4M | ↑ 521.78% |
Sell
Neutral
Buy
Citizens Financial Services Inc is currently not in a favorable trading position ( SELL ) according to technical analysis indicators.
Company Name | 1 Month | 6 Month | 1 Year | 3 Years | 5 Years |
---|---|---|---|---|---|
Citizens Financial Services Inc | 15.09% | 39.49% | 38.89% | 3.29% | 3.29% |
Nu Holdings Ltd. | -1.63% | 36.19% | 77.08% | 39.88% | 39.88% |
Icici Bank Ltd. | -5.61% | 13.37% | 31.38% | 47.34% | 142.42% |
Pnc Financial Services Group, Inc. | 2.32% | 21.45% | 72.62% | -10.98% | 30.13% |
U.s. Bancorp | 7.2% | 19.76% | 57.26% | -20.94% | -12.51% |
Truist Financial Corp | 3.51% | 14.74% | 61.56% | -31.31% | -18.3% |
Company Name | P/E Ratio | P/B Ratio | PEG Ratio | EPS | ROE | ROA | Div Yield | BVPS |
---|---|---|---|---|---|---|---|---|
Citizens Financial Services Inc | 10.59 | 10.59 | 0.0 | 5.31 | 0.1 | 0.01 | 0.03 | 60.19 |
Nu Holdings Ltd. | 45.68 | 45.68 | NA | 0.43 | 0.24 | 0.04 | NA | 1.45 |
Icici Bank Ltd. | 19.13 | 19.13 | 0.0 | 1.36 | 0.18 | 0.02 | 0.01 | 387.52 |
Pnc Financial Services Group, Inc. | 15.96 | 15.96 | 3.88 | 13.4 | 0.1 | 0.01 | 0.03 | 140.3 |
U.s. Bancorp | 15.38 | 15.38 | 1.23 | 3.93 | 0.1 | 0.01 | 0.04 | 31.79 |
Truist Financial Corp | 8.99 | NA | 2.03 | 3.64 | -0.1 | -0.01 | 0.05 | 39.31 |
Company Name | Analyst View | Market Cap | 5 Years Return % | PE Ratio | Profit Margin |
---|---|---|---|---|---|
Citizens Financial Services Inc | Buy | $302.1M | 3.29% | 10.59 | 27.89% |
Nu Holdings Ltd. | Buy | $68.1B | 39.88% | 45.68 | 31.18% |
Icici Bank Ltd. | Buy | $101.7B | 142.42% | 19.13 | 26.87% |
Pnc Financial Services Group, Inc. | Buy | $74.9B | 30.13% | 15.96 | 25.11% |
U.s. Bancorp | Hold | $78.0B | -12.51% | 15.38 | 21.08% |
Truist Financial Corp | Buy | $57.5B | -18.3% | 8.99 | -12.74% |
Insights on Citizens Financial Services Inc
Revenue is down for the last 2 quarters, 42.91M → 41.06M (in $), with an average decrease of 4.3% per quarter
Netprofit is down for the last 4 quarters, 7.54M → 5.27M (in $), with an average decrease of 10.6% per quarter
In the last 1 year, Nu Holdings Ltd. has given 76.9% return, outperforming this stock by 40.4%
BlackRock Inc
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our goal is to support the growth of the communities we serve. after all, community is in our name. we have a knack for hiring the finest and brightest employees, and understand how fostering their growth builds loyalty, impacting customer service. our employees are our strongest asset. so, we accommodate families, invest in our their future, and recognize hard work. undoubtedly, quality customer service is of the utmost importance to our staff. we concentrate our attention on carefully chosen customer service initiatives; providing customers with the ability to own their own home, send their children to college, and retire in a lifestyle to which they are accustomed. as the number one mortgage lender in the northern tier of pennsylvania, we do what no one else can for our customers! our extensive experience allows us to overcome obstacles that stand in the way of customer satisfaction. in fact, customer surveys consistently show 99% of customers would recommend us to their family and
Organization | Citizens Financial Services Inc |
Employees | 391 |
CEO | Mr. Randall E. Black |
Industry | Regional Banks |
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