Columbia Financial Inc (CLBK)

$16.19

+0.23

(+1.44%)▲

Market is closed - opens 7 PM, 19 Apr 2024

Insights on Columbia Financial Inc

  • Increasing Revenue

    Revenue is up for the last 3 quarters, 50.60M → 118.35M (in $), with an average increase of 31.6% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 9.13M → 6.56M (in $), with an average decrease of 28.1% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 122.0% return, outperforming this stock by 136.7%

Performance

  • $15.96
    $16.23
    $16.19
    downward going graph

    1.42%

    Downside

    Day's Volatility :1.66%

    Upside

    0.25%

    downward going graph
  • $14.11
    $20.46
    $16.19
    downward going graph

    12.85%

    Downside

    52 Weeks Volatility :31.04%

    Upside

    20.87%

    downward going graph

Returns

PeriodColumbia Financial IncSector (Financials)Index (Russel 2000)
3 Months
-14.61%
6.3%
0.0%
6 Months
-0.06%
19.8%
0.0%
1 Year
-14.74%
19.0%
-1.5%
3 Years
-12.16%
12.1%
-21.8%

Highlights

Market Capitalization
1.7B
Book Value
$10.23
Earnings Per Share (EPS)
0.35
PE Ratio
45.51
Wall Street Target Price
19.0
Profit Margin
15.8%
Operating Margin TTM
23.59%
Return On Assets TTM
0.34%
Return On Equity TTM
3.45%
Revenue TTM
228.5M
Revenue Per Share TTM
2.23
Quarterly Revenue Growth YOY
-26.0%
Gross Profit TTM
291.7M
Diluted Eps TTM
0.35
Quarterly Earnings Growth YOY
-0.7
EPS Estimate Current Year
0.22
EPS Estimate Next Year
0.38
EPS Estimate Current Quarter
0.07
EPS Estimate Next Quarter
0.05

Analyst Recommendation

Buy
    75%Buy
    25%Hold
    0
    0%Sell
Based on 8 Wall street analysts offering stock ratings for Columbia Financial Inc(by analysts ranked 0 to 5 stars)
Based on 8 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
6
00
00
Hold
2
3
3
Sell
00
3
3

Analyst Forecast

What analysts predicted

Upside of 17.36%

Current $16.19
Target $19.00

Company Financials

FY18Y/Y Change
Revenue
185.7M
↑ 18.33%
Net Income
22.7M
↓ 26.83%
Net Profit Margin
12.24%
↓ 7.56%
FY19Y/Y Change
Revenue
204.0M
↑ 9.85%
Net Income
54.7M
↑ 140.66%
Net Profit Margin
26.82%
↑ 14.58%
FY20Y/Y Change
Revenue
252.8M
↑ 23.94%
Net Income
57.6M
↑ 5.27%
Net Profit Margin
22.78%
↓ 4.04%
FY21Y/Y Change
Revenue
272.0M
↑ 7.56%
Net Income
92.0M
↑ 59.8%
Net Profit Margin
33.85%
↑ 11.07%
FY22Y/Y Change
Revenue
297.2M
↑ 9.27%
Net Income
86.2M
↓ 6.38%
Net Profit Margin
29.0%
↓ 4.85%
FY23Y/Y Change
Revenue
421.7M
↑ 41.89%
Net Income
36.1M
↓ 58.12%
Net Profit Margin
8.56%
↓ 20.44%
Q3 FY22Q/Q Change
Revenue
77.3M
↑ 4.23%
Net Income
20.9M
↓ 8.89%
Net Profit Margin
27.06%
↓ 3.89%
Q4 FY22Q/Q Change
Revenue
75.9M
↓ 1.81%
Net Income
21.9M
↑ 4.65%
Net Profit Margin
28.83%
↑ 1.77%
Q1 FY23Q/Q Change
Revenue
68.9M
↓ 9.2%
Net Income
18.7M
↓ 14.47%
Net Profit Margin
27.16%
↓ 1.67%
Q2 FY23Q/Q Change
Revenue
50.6M
↓ 26.59%
Net Income
1.7M
↓ 91.11%
Net Profit Margin
3.29%
↓ 23.87%
Q3 FY23Q/Q Change
Revenue
57.1M
↑ 12.88%
Net Income
9.1M
↑ 448.68%
Net Profit Margin
15.98%
↑ 12.69%
Q4 FY23Q/Q Change
Revenue
118.4M
↑ 107.19%
Net Income
6.6M
↓ 28.05%
Net Profit Margin
5.55%
↓ 10.43%
FY18Y/Y Change
Total Assets
6.7B
↑ 23.25%
Total Liabilities
5.7B
↑ 15.47%
FY19Y/Y Change
Total Assets
8.2B
↑ 22.37%
Total Liabilities
7.2B
↑ 25.99%
FY20Y/Y Change
Total Assets
8.8B
↑ 7.45%
Total Liabilities
799.4M
↓ 88.91%
FY21Y/Y Change
Total Assets
9.2B
↑ 4.84%
Total Liabilities
377.3M
↓ 52.8%
FY22Y/Y Change
Total Assets
10.4B
↑ 12.84%
Total Liabilities
9.4B
↑ 2379.29%
FY23Y/Y Change
Total Assets
10.8B
↑ 3.45%
Total Liabilities
9.8B
↑ 4.73%
Q3 FY22Q/Q Change
Total Assets
10.0B
↑ 2.69%
Total Liabilities
9.0B
↑ 3.53%
Q4 FY22Q/Q Change
Total Assets
10.4B
↑ 3.96%
Total Liabilities
9.4B
↑ 4.14%
Q1 FY23Q/Q Change
Total Assets
10.6B
↑ 2.18%
Total Liabilities
1.7B
↓ 81.76%
Q2 FY23Q/Q Change
Total Assets
10.1B
↓ 5.17%
Total Liabilities
1.1B
↓ 34.36%
Q3 FY23Q/Q Change
Total Assets
10.3B
↑ 2.36%
Total Liabilities
9.3B
↑ 731.6%
Q4 FY23Q/Q Change
Total Assets
10.8B
↑ 4.3%
Total Liabilities
9.8B
↑ 5.16%
FY18Y/Y Change
Operating Cash Flow
56.6M
↑ 54.23%
Investing Cash Flow
-943.0K
↓ 99.84%
Financing Cash Flow
863.3M
↑ 146.96%
FY19Y/Y Change
Operating Cash Flow
123.8M
↑ 118.7%
Investing Cash Flow
-623.0M
↑ 65961.51%
Financing Cash Flow
532.5M
↓ 38.31%
FY20Y/Y Change
Operating Cash Flow
47.9M
↓ 61.31%
Investing Cash Flow
257.6M
↓ 141.36%
Financing Cash Flow
41.9M
↓ 92.14%
FY21Y/Y Change
Operating Cash Flow
98.7M
↑ 106.12%
Investing Cash Flow
-443.6M
↓ 272.18%
Financing Cash Flow
-7.1M
↓ 116.94%
FY22Y/Y Change
Operating Cash Flow
142.2M
↑ 44.02%
Investing Cash Flow
-614.7M
↑ 38.57%
Financing Cash Flow
580.8M
↓ 8288.81%
Q3 FY22Q/Q Change
Operating Cash Flow
37.5M
↓ 10.6%
Investing Cash Flow
-305.8M
↓ 485.58%
Financing Cash Flow
261.2M
↓ 341.76%
Q4 FY22Q/Q Change
Operating Cash Flow
29.9M
↓ 20.05%
Investing Cash Flow
-320.8M
↑ 4.9%
Financing Cash Flow
368.0M
↑ 40.88%
Q1 FY23Q/Q Change
Operating Cash Flow
-3.6M
↓ 112.05%
Investing Cash Flow
-63.6M
↓ 80.18%
Financing Cash Flow
207.4M
↓ 43.65%
Q2 FY23Q/Q Change
Operating Cash Flow
33.5M
↓ 1029.43%
Investing Cash Flow
308.4M
↓ 585.16%
Financing Cash Flow
-567.9M
↓ 373.84%

Technicals Summary

Sell

Neutral

Buy

Columbia Financial Inc is currently in a neutral trading position according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Columbia Financial Inc
Columbia Financial Inc
0.82%
-0.06%
-14.74%
-12.16%
2.64%
Nu Holdings Ltd.
Nu Holdings Ltd.
-8.48%
39.95%
122.02%
4.45%
4.45%
Icici Bank Ltd.
Icici Bank Ltd.
-1.23%
14.57%
16.77%
71.44%
122.29%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-1.57%
27.28%
18.03%
-17.14%
10.56%
U.s. Bancorp
U.s. Bancorp
-6.95%
18.43%
12.3%
-31.53%
-22.83%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-12.32%
14.8%
17.25%
21.98%
-27.89%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Columbia Financial Inc
Columbia Financial Inc
45.51
45.51
NA
0.22
0.03
0.0
NA
10.23
Nu Holdings Ltd.
Nu Holdings Ltd.
51.62
51.62
NA
0.4
0.18
0.03
NA
1.34
Icici Bank Ltd.
Icici Bank Ltd.
17.95
17.95
0.0
1.36
0.19
0.02
0.01
347.9
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
11.46
11.46
3.46
12.38
0.12
0.01
0.04
112.72
U.s. Bancorp
U.s. Bancorp
12.67
12.67
1.14
3.9
0.1
0.01
0.05
31.13
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.09
9.09
0.86
0.83
0.18
0.01
0.01
19.4
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Columbia Financial Inc
Columbia Financial Inc
Buy
$1.7B
2.64%
45.51
15.8%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$51.7B
4.45%
51.62
27.8%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$89.7B
122.29%
17.95
30.73%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$58.3B
10.56%
11.46
26.89%
U.s. Bancorp
U.s. Bancorp
Buy
$64.6B
-22.83%
12.67
21.09%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$58.7B
-27.89%
9.09
26.58%

Institutional Holdings

  • Vanguard Group Inc

    2.61%

  • BlackRock Inc

    2.28%

  • Dimensional Fund Advisors, Inc.

    1.60%

  • T. Rowe Price Investment Management,Inc.

    1.48%

  • State Street Corporation

    0.88%

  • Geode Capital Management, LLC

    0.69%

Company Information

you can count on columbia for all your personal banking needs in new jersey. we’re more than just a bank – we’re your personal banker for life. columbia bank's personal bank accounts are not just a safe place to save your money. as the largest independent bank in new jersey, columbia bank is motivated by forming long-term relationships with our customers, rather than the stock market. our team of experienced banking professionals provides our customers and the communities of new jersey with unprecedented service and financial security. with 48 full-service branches in new jersey, we believe that’s why individuals and families across new jersey count on columbia to manage their personal bank accounts. checking accounts, savings and investment accounts, lending services already have a personal bank account with us? we also offer business banking services, with the same service standard and financial stability that guide our personal bank account management.

Organization
Columbia Financial Inc
Employees
720
CEO
Mr. Thomas J. Kemly
Industry
Finance

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