Arrow Financial Corp (AROW)

$32.17

-0.24

(-0.74%)

Market is closed - opens 7 PM, 29 Jul 2024

Performance

  • $31.33
    $32.92
    $32.17
    downward going graph

    2.61%

    Downside

    Day's Volatility :4.83%

    Upside

    2.28%

    downward going graph
  • $15.10
    $32.79
    $32.17
    downward going graph

    53.06%

    Downside

    52 Weeks Volatility :53.95%

    Upside

    1.89%

    downward going graph

Returns

PeriodArrow Financial CorpSector (Financials)Index (Russel 2000)
3 Months
41.16%
4.7%
0.0%
6 Months
21.43%
10.6%
0.0%
1 Year
62.68%
20.1%
0.0%
3 Years
-1.62%
17.2%
-20.2%

Highlights

Market Capitalization
518.1M
Book Value
$22.62
Dividend Share
1.064
Dividend Yield
3.48%
Earnings Per Share (EPS)
1.72
PE Ratio
18.04
PEG Ratio
2.41
Wall Street Target Price
24.0
Profit Margin
22.26%
Operating Margin TTM
30.86%
Return On Assets TTM
0.69%
Return On Equity TTM
7.87%
Revenue TTM
131.0M
Revenue Per Share TTM
7.71
Quarterly Revenue Growth YOY
1.4000000000000001%
Gross Profit TTM
144.4M
Diluted Eps TTM
1.72
Quarterly Earnings Growth YOY
-0.1
EPS Estimate Current Year
2.29
EPS Estimate Next Year
2.69
EPS Estimate Current Quarter
0.46
EPS Estimate Next Quarter
0.53

Analyst Recommendation

Hold
    0
    0%Buy
    57%Hold
    42%Sell
Based on 7 Wall street analysts offering stock ratings for Arrow Financial Corp(by analysts ranked 0 to 5 stars)
Based on 7 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
00
Hold
4
4
4
Sell
3
3
3

Analyst Forecast

What analysts predicted

Downside of 25.4%

Current $32.17
Target $24.00

Company Financials

FY18Y/Y Change
Revenue
113.0M
↑ 7.29%
Net Income
36.3M
↑ 23.71%
Net Profit Margin
32.11%
↑ 4.26%
FY19Y/Y Change
Revenue
116.6M
↑ 3.22%
Net Income
37.5M
↑ 3.3%
Net Profit Margin
32.14%
↑ 0.03%
FY20Y/Y Change
Revenue
131.9M
↑ 13.08%
Net Income
40.8M
↑ 8.94%
Net Profit Margin
30.96%
↓ 1.18%
FY21Y/Y Change
Revenue
142.7M
↑ 8.24%
Net Income
49.9M
↑ 22.12%
Net Profit Margin
34.93%
↑ 3.97%
FY22Y/Y Change
Revenue
149.2M
↑ 4.57%
Net Income
48.8M
↓ 2.12%
Net Profit Margin
32.7%
↓ 2.23%
FY23Y/Y Change
Revenue
149.2M
↑ 0.0%
Net Income
48.8M
↑ 0.0%
Net Profit Margin
32.7%
↑ 0.0%
Q4 FY22Q/Q Change
Revenue
37.7M
↓ 2.54%
Net Income
12.1M
↓ 0.62%
Net Profit Margin
32.02%
↑ 0.61%
Q1 FY23Q/Q Change
Revenue
34.8M
↓ 7.88%
Net Income
8.6M
↓ 29.16%
Net Profit Margin
24.62%
↓ 7.4%
Q2 FY23Q/Q Change
Revenue
37.7M
↑ 8.55%
Net Income
12.1M
↑ 41.17%
Net Profit Margin
32.02%
↑ 7.4%
Q3 FY23Q/Q Change
Revenue
33.4M
↓ 11.5%
Net Income
7.7M
↓ 35.94%
Net Profit Margin
23.18%
↓ 8.84%
Q4 FY23Q/Q Change
Revenue
51.8M
↑ 55.1%
Net Income
7.7M
↓ 0.26%
Net Profit Margin
14.91%
↓ 8.27%
Q1 FY24Q/Q Change
Revenue
54.5M
↑ 5.26%
Net Income
7.7M
↓ 0.82%
Net Profit Margin
14.05%
↓ 0.86%
FY18Y/Y Change
Total Assets
3.0B
↑ 8.25%
Total Liabilities
2.7B
↑ 8.28%
FY19Y/Y Change
Total Assets
3.2B
↑ 6.56%
Total Liabilities
2.9B
↑ 6.02%
FY20Y/Y Change
Total Assets
3.7B
↑ 15.84%
Total Liabilities
70.2M
↓ 97.56%
FY21Y/Y Change
Total Assets
4.0B
↑ 9.2%
Total Liabilities
70.2M
↓ 0.07%
FY22Y/Y Change
Total Assets
4.0B
↓ 1.45%
Total Liabilities
3.6B
↑ 5053.23%
FY23Y/Y Change
Total Assets
4.0B
↑ 0.0%
Total Liabilities
3.6B
↑ 0.0%
Q4 FY22Q/Q Change
Total Assets
4.0B
↓ 6.22%
Total Liabilities
3.6B
↓ 6.98%
Q1 FY23Q/Q Change
Total Assets
4.1B
↑ 3.66%
Total Liabilities
3.8B
↑ 3.74%
Q2 FY23Q/Q Change
Total Assets
4.0B
↓ 3.53%
Total Liabilities
3.6B
↓ 3.61%
Q3 FY23Q/Q Change
Total Assets
4.3B
↑ 7.64%
Total Liabilities
199.4M
↓ 94.49%
Q4 FY23Q/Q Change
Total Assets
4.2B
↓ 2.41%
Total Liabilities
3.8B
↑ 1800.94%
Q1 FY24Q/Q Change
Total Assets
4.3B
↑ 3.93%
Total Liabilities
4.0B
↑ 4.37%
FY18Y/Y Change
Operating Cash Flow
42.0M
↑ 10.97%
Investing Cash Flow
-227.8M
↑ 53.31%
Financing Cash Flow
197.2M
↑ 56.23%
FY19Y/Y Change
Operating Cash Flow
43.9M
↑ 4.69%
Investing Cash Flow
-192.2M
↓ 15.6%
Financing Cash Flow
134.3M
↓ 31.91%
FY20Y/Y Change
Operating Cash Flow
42.3M
↓ 3.71%
Investing Cash Flow
-187.3M
↓ 2.56%
Financing Cash Flow
455.8M
↑ 239.45%
FY21Y/Y Change
Operating Cash Flow
68.2M
↑ 61.19%
Investing Cash Flow
-274.6M
↑ 46.6%
Financing Cash Flow
283.1M
↓ 37.89%
FY22Y/Y Change
Operating Cash Flow
59.7M
↓ 12.45%
Investing Cash Flow
-393.1M
↑ 43.14%
Financing Cash Flow
-59.7M
↓ 121.08%
Q4 FY22Q/Q Change
Operating Cash Flow
11.5M
↓ 34.37%
Investing Cash Flow
-49.6M
↓ 53.66%
Financing Cash Flow
-270.7M
↓ 210.21%
Q1 FY23Q/Q Change
Operating Cash Flow
12.5M
↑ 8.48%
Investing Cash Flow
-22.7M
↓ 54.12%
Financing Cash Flow
-19.6M
↓ 92.76%
Q2 FY23Q/Q Change
Operating Cash Flow
11.5M
↓ 7.82%
Investing Cash Flow
-49.6M
↑ 117.96%
Financing Cash Flow
-270.7M
↑ 1280.57%

Technicals Summary

Sell

Neutral

Buy

Arrow Financial Corp is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Arrow Financial Corp
Arrow Financial Corp
29.43%
21.43%
62.68%
-1.62%
11.49%
Nu Holdings Ltd.
Nu Holdings Ltd.
-2.44%
30.21%
57.58%
19.75%
19.75%
Icici Bank Ltd.
Icici Bank Ltd.
-2.08%
17.28%
14.76%
54.14%
138.62%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
18.57%
18.73%
32.34%
-2.45%
26.05%
U.s. Bancorp
U.s. Bancorp
13.55%
5.75%
15.94%
-19.74%
-21.42%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
2.55%
-9.19%
-0.33%
27.84%
-37.84%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Arrow Financial Corp
Arrow Financial Corp
18.04
18.04
2.41
2.29
0.08
0.01
0.03
22.62
Nu Holdings Ltd.
Nu Holdings Ltd.
48.23
48.23
NA
0.41
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
19.16
19.16
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
14.88
14.88
3.46
13.11
0.1
0.01
0.04
132.41
U.s. Bancorp
U.s. Bancorp
14.21
14.21
1.14
3.89
0.1
0.01
0.04
31.8
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.28
9.28
0.86
0.81
0.19
0.01
0.03
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Arrow Financial Corp
Arrow Financial Corp
Hold
$518.1M
11.49%
18.04
22.26%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$60.1B
19.75%
48.23
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$101.9B
138.62%
19.16
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$70.5B
26.05%
14.88
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$69.9B
-21.42%
14.21
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$59.1B
-37.84%
9.28
27.36%

Insights on Arrow Financial Corp

  • Increasing Revenue

    Revenue is up for the last 3 quarters, 33.40M → 54.53M (in $), with an average increase of 20.3% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 4 quarters, 12.08M → 7.66M (in $), with an average decrease of 12.3% per quarter

Institutional Holdings

  • ARROW FINANCIAL CORP(Junk)

    10.94%
  • BlackRock Inc

    7.19%
  • Vanguard Group Inc

    4.76%
  • Dimensional Fund Advisors, Inc.

    4.01%
  • State Street Corporation

    2.26%
  • Geode Capital Management, LLC

    2.05%

Company Information

arrow financial corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. the company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. its lending activities comprise commercial loans, such as term loans, time notes, and lines of credit; and commercial real estate loans to finance real estate purchases, refinancing, expansions, and improvements to commercial properties, as well as commercial construction and land development loans to finance projects. the company's lending activities also include consumer installment loans to finance personal expenditures, personal lines of credit, overdraft protection, and automobile loans; and residential real estate loans, fixed home equity loans, and home equity lines of credit for consumers to finance home improvements, debt consolidation, education, and other uses. in addition, it maintains an indirect

Organization
Arrow Financial Corp
Employees
537
CEO
Mr. David S. DeMarco
Industry
Finance

FAQs