GIC Housing Finance Ltd share price logo

Gic Housing Finance Share Price

NSE: GICHSGFIN

BSE: 511676

Small Cap

Finance Sector

172.74

+0.53

(+0.31%)

as on

bell
The current prices are delayed by 15 mins, login to check live prices.

Gic Housing Finance Stock Performance

as on September 8, 2025 at 4:01 pm IST

  • Day's Low

    Day's High

    ₹171.9
    ₹174.13
    downward going graph

    0.49%

    Downside

    0.80%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹156.01
    ₹277.69
    downward going graph

    9.69%

    Downside

    60.76%

    Upside

    downward going graph

Gic Housing Finance share price movements today

Previous Close
₹172.21
Open
₹172.60
Volume
28.25K
Upper Circuit
₹206.65
Lower Circuit
₹137.76
Day's Low - High
₹171.9 - ₹174.13
52 Week Low - High
₹156.01 - ₹277.69

Gic Housing Finance Historical Returns

1 Month Return
-4.06 %
3 Month Return
-12.56 %
1 Year Return
-23.85 %
3 Year Return
+ 22 %
5 Year Return
+ 71.61 %

Gic Housing Finance Fundamentals

as on September 8, 2025 at 4:01 pm IST

Market Cap

₹927.35 Cr

Return on Equity (ROE)

8.45

PE Ratio (TTM)

7.2

Return on capital employed (ROCE)

8.61

Industry PE ratio

26.48

Beta (LTM)

1.15

P/B Ratio

0.46

Dividend Yield

2.68

PEG Ratio

-1.31

Quarterly Earnings Growth YOY

-80.97

EPS (TTM)

29.77

Sector

Finance

Book Value

364.67

Technical Analysis

Gic Housing Finance Stock Valuation

as on September 8, 2025 at 4:01 pm IST

Gic Housing Finance in the last 5 years

  • Overview

  • Trends

Lowest (2.99x)

June 30, 2022

Today (7.20x)

September 5, 2025

Industry (26.48x)

September 5, 2025

Highest (10.13x)

February 2, 2024

LowHigh

Today’s Price to Earnings Ratio: 7.20x

GIC Housing Finance Ltd vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Gic Housing Finance with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
NA927.3514.32%0.911601,079
NA84.52230.18%0.00228
NA17,629.7225.22%0.787724,410
NA113.6246.87%0.002159
NA28.82-4.43%0.77-64

Gic Housing Finance Stock's Interest Amongst Investors

Search interest for GIC Housing Finance Ltd Stock has decreased by -31% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-31% versus previous 30 day period

GIC Housing Finance Ltd Quarterly Profit & Loss

Figures in Rupees Crores

Sep 2022
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Other Income
1.92
3.48
6.23
2.62
2.6
1.79
5.51
3.25
1.66
0.96
4.16
0.08
Total Income
280.89
284.29
287.4
271.05
270.19
262.9
265.54
277.19
265.7
270.22
275.83
265.44
Operating Profit
80.95
76.8
74.2
56.17
60.71
59.53
60.98
74.4
53
58.73
52.1
60.2
Depreciation
2.06
2
3.47
3.67
3.62
3.9
3.83
3.65
3.74
3.78
3.84
2.54
Profit Before Tax
-16.85
-22.8
-25.23
-10.12
-10.44
-6.71
-25.54
-7.92
-11.18
-6.76
-20.42
27.73
Tax Paid Total
16.85
22.8
25.23
10.12
10.44
6.71
25.54
7.92
11.18
6.76
20.42
-27.73
Total Net profit including share of profit / Loss from associate company
56.31
65.44
52.33
31.84
30.19
35.65
53.67
38.99
36.52
49.71
35.2
7.42
EPS
10.46
12.15
9.72
5.91
5.61
6.62
9.97
7.24
6.78
9.23
6.54
1.38
Diluted EPS
10.46
12.15
9.72
5.91
5.61
6.62
9.97
7.24
6.78
9.23
6.54
1.38
Adjusted EPS
10.46
12.15
9.72
5.91
5.61
6.62
9.97
7.24
6.78
9.23
6.54
1.38

GIC Housing Finance Ltd Annual Profit & Loss

Figures in Rupees Crores

Mar 2022
Mar 2023
Mar 2024
Mar 2025
Other Income
6.62
14
12.52
10.03
Total Income
1,156.4
1,128.9
1,069.68
1,088.94
Operating Profit
357.35
317.21
237.39
238.23
Depreciation
8.71
9.94
15.02
15.01
Profit Before Tax
-56.83
-76.6
-52.81
-46.28
Tax Paid Total
56.83
76.6
52.81
46.28
Total Net profit including share of profit / Loss from associate company
173.51
213.25
151.35
160.42
EPS
32.22
39.6
28.11
29.79
Diluted EPS
32.22
39.6
28.11
29.79
Adjusted EPS
32.22
39.6
28.11
29.79

GIC Housing Finance Ltd Cash Flow

Figures in Rupees Crores

Mar 2022
Mar 2023
Mar 2024
Mar 2025
Net Cash from Operating Activities
1,285.97
1,043.15
522.05
-17.53
Cash Flow from Investing Activities
-3.26
-212.85
63.5
-87.02
Cash Flow from Financing Activities
-891.77
-1,238.36
-619.39
122.45
Net Cash Flow
390.94
-408.06
-33.84
17.9

Gic Housing Finance Earnings and Dividends

View detailed summary of the earnings and dividend history of Gic Housing Finance.

  • GIC Housing Finance Ltd Earnings Results

    GIC Housing Finance Ltd’s net profit fell -80.97% since last year same period to ₹7.42Cr in the Q1 2025-2026. On a quarterly growth basis, GIC Housing Finance Ltd has generated -78.92% fall in its net profits since last 3-months.

    Read More about Earnings Results
  • GIC Housing Finance Ltd Dividends May,2025

    In the quarter ending March 2025, GIC Housing Finance Ltd has declared dividend of ₹4.50 per share on 16 May 2025 - translating a dividend yield of 2.61%.

    Read More about Dividends

Indices Featuring Gic Housing Finance Stock

Check stock indices that include Gic Housing Finance.

S&P BSE Fin. Ser

₹12,293.43

0.22 (26.98%)

BSE Small-Cap

₹52,910.63

0.3 (158.32%)

Insights on GIC Housing Finance Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    FII Holding Up

    img

    Foreign Institutions have increased holdings from 2.18% to 2.68% in Jun 2025 quarter

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 42.41% of holdings in Jun 2025 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Muthoot Finance Ltd has given 42.7% return, outperforming this stock by 66.5%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Muthoot Finance Ltd has given 172.8% return, outperforming this stock by 150.8%

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 49.51% to 49.40% in Jun 2025 quarter

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 1 month, GICHSGFIN stock has moved down by -4.1%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 275.83 Cr → 265.44 Cr (in ₹), with an average decrease of 3.8% per quarter

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 3 quarters, 49.71 Cr → 7.42 Cr (in ₹), with an average decrease of 54.1% per quarter

About GIC Housing Finance Ltd

GIC Housing Finance Ltd is a subsidiary of General Insurance Corporation of India. Established in 1989, the company was formed to provide direct lending to individuals and other corporates to accelerate the housing activities in India. As on 31 March 2019, the company had 75 offices across India, supported by a strong marketing team and Sales Associates. GIC Housing Finance Ltd provides loans with tieups with builders to provide finance to individual borrowers and to corporations for various housing finance needs. They also have tieups with insurers for providing insurance cover on the life, accidental and mortgaged property of borrowers. From 1989 to 2019, the company opened 75 offices in several locations, including Baroda, Nagpur, Nasik, Trichy, Madurai, Coimbatore, Navi Mumbai, Vizag, Yelahanka Bangalore, Chandanagar, Hyderabad, Kalyan Borivali, Noida, Delhi, Boisar, Ghaziabad, Margao, Dehradun, Patna, Ahmedabad, Greater Noida, Raipur, Vijayawada, Vasai, Patiala, Meerut, Pitampura, Hinjewadi, Barasat, Mangalore, Guwahati, Kozhikode, Nellore, Whitefield, Hubli, Siliguri, Thrissur, Surat, Suchitra, Kengari, Varanasi.

Revenue: ₹265.44Cr as on June 2025 (Q1 FY26)
Net Profit: ₹7.42Cr as on June 2025 (Q1 FY26)
Listing date: 10 May, 1995
Chairperson Name: N. Ramaswamy
OrganisationGIC Housing Finance Ltd
HeadquartersMumbai
IndustryFinance
CEON. Ramaswamy
E-voting on sharesClick here to vote

FAQs

What is Gic Housing Finance share price today?

Gic Housing Finance share price today stands at ₹172.74 as on at the close of the market. Gic Housing Finance share today touched a day high of ₹174.13 and a low of ₹171.9.

What is the 52 week high and 52 week low range for Gic Housing Finance share?

Gic Housing Finance touched a 52 week high of ₹277.69 and a 52 week low of ₹156.01. Gic Housing Finance share price today i.e. is closed at ₹172.74, which is -37.79% down from its 52 week high and 10.72% up from its 52 week low.

What is Gic Housing Finance's market capitalisation today?

Gic Housing Finance market capitalisation is ₹927.35 Cr as on .

How to buy Gic Housing Finance shares?

To buy Gic Housing Finance shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for GICHSGFIN or GIC Housing Finance Ltd on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in Gic Housing Finance shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is Gic Housing Finance trading volume today?

Gic Housing Finance trading volume is 28.25K as on . This means that 28.25K shares of Gic Housing Finance were bought and sold on the stock market during today's trading session.