GIC Housing Finance Ltd share price logo

GIC Housing Share Price

NSE: GICHSGFIN

BSE: 511676

Small Cap

Finance Sector

173.07

-0.58

(-0.33%)

as on

bell
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GIC Housing Stock Performance

as on December 31, 2025 at 4:01 pm IST

  • Day's Low

    Day's High

    ₹171.9
    ₹176.35
    downward going graph

    0.68%

    Downside

    1.90%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    ₹156.01
    ₹216.01
    downward going graph

    9.86%

    Downside

    24.81%

    Upside

    downward going graph

GIC Housing share price movements today

Previous Close
₹173.65
Open
₹174.49
Volume
1.46L
Upper Circuit
₹208.38
Lower Circuit
₹138.92
Day's Low - High
₹171.9 - ₹176.35
52 Week Low - High
₹156.01 - ₹216.01

GIC Housing Historical Returns

1 Month Return
+ 2.74 %
3 Month Return
-0.81 %
1 Year Return
-15.01 %
3 Year Return
-27.36 %
5 Year Return
+ 44.11 %

GIC Housing Fundamentals

as on December 31, 2025 at 4:01 pm IST

Market Cap

₹935.11 Cr

Return on Equity (ROE)

8.45

PE Ratio (TTM)

6.57

Return on capital employed (ROCE)

8.61

Industry PE ratio

29.1

Beta (LTM)

1.03

P/B Ratio

0.46

Dividend Yield

2.68

PEG Ratio

-1.57

Quarterly Earnings Growth YOY

36.99

EPS (TTM)

29.77

Sector

Finance

Book Value

364.67

Technical Analysis

GIC Housing Stock Valuation

as on December 31, 2025 at 4:01 pm IST

GIC Housing in the last 5 years

  • Overview

  • Trends

Lowest (2.99x)

June 30, 2022

Today (6.57x)

December 30, 2025

Industry (29.10x)

December 30, 2025

Highest (10.13x)

February 2, 2024

LowHigh

Today’s Price to Earnings Ratio: 6.57x

GIC Housing Finance Ltd vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of GIC Housing with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
NA935.118.82%0.911601,079
NA5.75-2.29%0.00-41
NA14.2413.79%0.00-11
NA73.1766.86%0.00-121
NA374.2434.02%0.49416

GIC Housing Share Price Target

Get share price movements and forecasts by analysts on GIC Housing.

Source: S&P Global Market Intelligence

GIC Housing Stock’s Investor Sentiment and Interest

Search interest for GIC Housing Finance Ltd Stock has decreased by -10% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-10% versus previous 30 day period

GIC Housing Finance Ltd Quarterly Profit & Loss

Figures in Rupees Crores

Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Other Income
6.23
2.62
2.6
1.79
5.51
3.25
1.66
0.96
4.16
0.08
0.19
Total Income
287.4
271.05
270.19
262.9
265.54
277.19
265.7
270.22
275.83
265.44
271.73
Operating Profit
74.2
56.17
60.71
59.53
60.98
74.4
53
58.73
52.1
60.2
62.28
Depreciation
3.47
3.67
3.62
3.9
3.83
3.65
3.74
3.78
3.84
2.54
2.81
Profit Before Tax
-25.23
-10.12
-10.44
-6.71
-25.54
-7.92
-11.18
-6.76
-20.42
27.73
-11.23
Tax Paid Total
25.23
10.12
10.44
6.71
25.54
7.92
11.18
6.76
20.42
-27.73
11.23
Total Net profit including share of profit / Loss from associate company
52.33
31.84
30.19
35.65
53.67
38.99
36.52
49.71
35.2
7.42
50.03
EPS
9.72
5.91
5.61
6.62
9.97
7.24
6.78
9.23
6.54
1.38
9.29
Diluted EPS
9.72
5.91
5.61
6.62
9.97
7.24
6.78
9.23
6.54
1.38
9.29
Adjusted EPS
9.72
5.91
5.61
6.62
9.97
7.24
6.78
9.23
6.54
1.38
9.29

GIC Housing Finance Ltd Annual Profit & Loss

Figures in Rupees Crores

Mar 2022
Mar 2023
Mar 2024
Mar 2025
Other Income
6.62
14
12.52
10.03
Total Income
1,156.4
1,128.9
1,069.68
1,088.94
Operating Profit
357.35
317.21
237.39
238.23
Depreciation
8.71
9.94
15.02
15.01
Profit Before Tax
-56.83
-76.6
-52.81
-46.28
Tax Paid Total
56.83
76.6
52.81
46.28
Total Net profit including share of profit / Loss from associate company
173.51
213.25
151.35
160.42
EPS
32.22
39.6
28.11
29.79
Diluted EPS
32.22
39.6
28.11
29.79
Adjusted EPS
32.22
39.6
28.11
29.79

GIC Housing Finance Ltd Cash Flow

Figures in Rupees Crores

Mar 2022
Mar 2023
Mar 2024
Mar 2025
Net Cash from Operating Activities
1,285.97
1,043.15
522.05
-17.53
Cash Flow from Investing Activities
-3.26
-212.85
63.5
-87.02
Cash Flow from Financing Activities
-891.77
-1,238.36
-619.39
122.45
Net Cash Flow
390.94
-408.06
-33.84
17.9

GIC Housing Corporate Actions

View detailed summary of the earnings and dividend history of GIC Housing.

  • GIC Housing Finance Ltd Earnings Results

    GIC Housing Finance Ltd’s net profit jumped 36.99% since last year same period to ₹50.03Cr in the Q2 2025-2026. On a quarterly growth basis, GIC Housing Finance Ltd has generated 574.26% jump in its net profits since last 3-months.

    Read More about Earnings Results
  • GIC Housing Finance Ltd Dividends May,2025

    In the quarter ending March 2025, GIC Housing Finance Ltd has declared dividend of ₹4.50 per share on 16 May 2025 - translating a dividend yield of 2.59%.

    Read More about Dividends

Indices Featuring GIC Housing Stock

Check stock indices that include GIC Housing.

S&P BSE Fin. Ser

₹13,174.41

0.7 (91.43%)

BSE Small-Cap

₹51,525.46

1.19 (604.18%)

Insights on GIC Housing Finance Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Retail Holding Up

    img

    Retail Investor have increased holdings from 49.40% to 49.92% in Sep 2025 quarter

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 7.42 Cr → 50.03 Cr (in ₹), with an average increase of 85.2% per quarter

  • imgPOSITIVE IMPACT

    Revenue Rich

    img

    Revenue is up for the last 2 quarters, 265.44 Cr → 271.73 Cr (in ₹), with an average increase of 2.3% per quarter

  • imgNO EFFECT

    Promoter Holding Unchanged

    img

    Promoters holdings remained unchanged at 42.41% of holdings in Sep 2025 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Muthoot Finance Ltd has given 77.9% return, outperforming this stock by 92.9%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Muthoot Finance Ltd has given 248.0% return, outperforming this stock by 275.4%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 3 years, GICHSGFIN stock has moved down by -27.4%

  • imgNEGATIVE IMPACT

    FII Holding Down

    img

    Foreign Institutions have decreased holdings from 2.68% to 2.15% in Sep 2025 quarter

About GIC Housing Finance Ltd

GIC Housing Finance Ltd is a subsidiary of General Insurance Corporation of India. Established in 1989, the company was formed to provide direct lending to individuals and other corporates to accelerate the housing activities in India. As on 31 March 2019, the company had 75 offices across India, supported by a strong marketing team and Sales Associates. GIC Housing Finance Ltd provides loans with tieups with builders to provide finance to individual borrowers and to corporations for various housing finance needs. They also have tieups with insurers for providing insurance cover on the life, accidental and mortgaged property of borrowers. From 1989 to 2019, the company opened 75 offices in several locations, including Baroda, Nagpur, Nasik, Trichy, Madurai, Coimbatore, Navi Mumbai, Vizag, Yelahanka Bangalore, Chandanagar, Hyderabad, Kalyan Borivali, Noida, Delhi, Boisar, Ghaziabad, Margao, Dehradun, Patna, Ahmedabad, Greater Noida, Raipur, Vijayawada, Vasai, Patiala, Meerut, Pitampura, Hinjewadi, Barasat, Mangalore, Guwahati, Kozhikode, Nellore, Whitefield, Hubli, Siliguri, Thrissur, Surat, Suchitra, Kengari, Varanasi.

Revenue: ₹271.73Cr as on September 2025 (Q2 FY26)
Net Profit: ₹50.03Cr as on September 2025 (Q2 FY26)
Listing date: 10 May, 1995
Chairperson Name: N. Ramaswamy
OrganisationGIC Housing Finance Ltd
HeadquartersMumbai
IndustryFinance
CEON. Ramaswamy
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FAQs

What is GIC Housing share price today?

GIC Housing share price today stands at ₹173.07 as on at the close of the market. GIC Housing share today touched a day high of ₹176.35 and a low of ₹171.9.

What is the 52 week high and 52 week low range for GIC Housing share?

GIC Housing touched a 52 week high of ₹216.01 and a 52 week low of ₹156.01. GIC Housing share price today i.e. is closed at ₹173.07, which is -19.88% down from its 52 week high and 10.94% up from its 52 week low.

What is GIC Housing's market capitalisation today?

GIC Housing market capitalisation is ₹935.11 Cr as on .

How to buy GIC Housing shares?

To buy GIC Housing shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for GICHSGFIN or GIC Housing Finance Ltd on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in GIC Housing shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is GIC Housing trading volume today?

GIC Housing trading volume is 1.46L as on . This means that 1.46L shares of GIC Housing were bought and sold on the stock market during today's trading session.