UTI Small Cap Fund Direct Reinvestment Inc Dist cum Cap Wdrl

UTI Small Cap Fund Direct Reinvestment Inc Dist cum Cap Wdrl is an equity fund. This fund was started on 22 December, 2020. The fund is managed by Nitin Jain. The fund could potentially beat inflation in the long-run.

1. UTI Small Cap Fund Direct Reinvestment Inc Dist cum Cap Wdrl has ₹4681 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
2. The fund has an expense ratio 0.6.
   

UTI Small Cap Fund Direct Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 24.49% since inception. Over the last 1 and 3 years the fund has given a CAGR return of -1.21% and 19.09% respectively.

UTI Small Cap Fund Direct Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Industrial, Financial Services, Basic Materials, Health, Tech, Consumer Cyclical, Communication, Consumer Defensive, Real Estate. Its top holdings are Multi Commodity Exchange of India Ltd, Karur Vysya Bank Ltd, City Union Bank Ltd, Techno Electric & Engineering Co Ltd, Aster DM Healthcare Ltd Ordinary Shares

As it is a small-cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of small cap companies. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved

Minimum investment for lump sum payment is INR 0.00 and for SIP is INR 0.00. UTI Small Cap Fund Direct Reinvestment Inc Dist cum Cap Wdrl has no lock in period.