Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal

Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal

Equity

Union Mutual Fund

Small-Cap

Get the latest NAV of Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹39.64

▼-1%1D

NAV as on 11 Mar 2026

15.22%/per year

Since Inception

Absolute Gain%

▲▼

Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal Performance vs. Nifty Smallcap 250

Fund returns vs Benchmark returns vs Category Average returns as on (11-Mar-26)

The fund has consistently outperformed the benchmark (Nifty Smallcap 250) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-4.57%
-0.25%
-3.25%
19.65%
19.74%
18.69%
Nifty Smallcap 250
-6.37%
-5.75%
-10.32%
7.69%
18.92%
16.35%
Small-Cap Avg
-6.79%
-5.98%
-8.71%
8.91%
17.47%
18.06%
Best in Small-Cap
-2.96%
1.61%
-1.7%
20.3%
29.29%
24.47%
Worst in Small-Cap
-9.42%
-9.53%
-17.72%
-4.83%
12.92%
14.3%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal
-
1,787Cr
0.96%
19.65%
19.74%
1.98
0.82
0.85
1.28
-0.06
Nippon India Small Cap Fund Reinvestment Inc Dist cum Cap Wdrl
-
57,010Cr
0.7%
-4.12%
18.97%
7.29
--
--
1.75
0.81
SBI Small Cap Fund Payout of Income Distribution cum capital withdrawal
-
31,227Cr
0.7%
3.36%
16.04%
0.85
--
--
1.34
-0.44
ITI Small Cap Fund Reinvestment Inc Dist cum Cap Wdrl
-
2,254Cr
0.44%
7.49%
22.46%
6.55
--
--
1.66
0.76
See all

Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal Returns Calculator

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Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal Asset Allocation

See fund asset allocation details as on (14-Feb-26)

Fund Distribution

as on (14-Feb-26)

Small cap
73.2%
Mid cap
25.3%
Small Cap allocation has gone down from 73.5% to 72.7%
Small Cap allocation has gone down from 73.5% to 72.7%
Mid Cap allocation has gone up from 25.5% to 26.2%
Mid Cap allocation has gone up from 25.5% to 26.2%
Cash allocation has gone up from 1% to 1.1%
Cash allocation has gone up from 1% to 1.1%
Debt allocation has gone down from 0.1% to 0%
Debt allocation has gone down from 0.1% to 0%

Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal Sector Allocation

See fund sector allocation details as on (14-Feb-26)

Sector Allocation

Industrial
30.2%
Consumer Cyclical
20%
Financial Services
13%
Basic Materials
11.5%
Health
10.9%
Tech
7.3%
Real Estate
2.8%
Consumer Defensive
2.6%
Utilities
1.2%
Energy
0.5%

Top 3 Sectors in January were Industrial, Financial Services & Consumer Cyclical

Jan'26

Industrial

24%

Financial Services

21%

Consumer Cyclical

18%

Dec'25

Industrial

26%

Financial Services

19%

Consumer Cyclical

18%

Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal Holdings Details

as on (28-Feb-26)

Top Stocks bought last month
Multi Commodity Exchange of India Ltd's allocation increased from 2.27% to 3.38%
Multi Commodity Exchange of India Ltd's allocation increased from 2.27% to 3.38%
Ujjivan Small Finance Bank Ltd Ordinary Shares's allocation increased from 2.04% to 2.73%
Ujjivan Small Finance Bank Ltd Ordinary Shares's allocation increased from 2.04% to 2.73%
Karur Vysya Bank Ltd's allocation increased from 3.72% to 4.37%
Karur Vysya Bank Ltd's allocation increased from 3.72% to 4.37%
Top Stocks sold last month
Gabriel India Ltd's allocation decreased from 3.59 % to 3.41 %
Gabriel India Ltd's allocation decreased from 3.59 % to 3.41 %
Eureka Forbes Ltd's allocation decreased from 3.09 % to 2.8 %
Eureka Forbes Ltd's allocation decreased from 3.09 % to 2.8 %
KEI Industries Ltd's allocation decreased from 2.91 % to 2.54 %
KEI Industries Ltd's allocation decreased from 2.91 % to 2.54 %

Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.96%
Benchmark
S&P BSE 250 SmallCap Index TR INR
AUM₹1787 Cr
Inception Date10 June, 2014
Min Lumpsum/SIP₹1,000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
119.16%
Risk
Risk meter
pointer
Very High Risk

About Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal

Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal is an equity fund. This fund was started on 10 June, 2014. The fund is managed by Pratik Dharmshi, Gaurav Chopra. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal has ₹1787 Cr worth of assets under management (AUM) as on Feb 2026 and is more than category average.
  2. The fund has an expense ratio 1.

Returns

Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal has given a CAGR return of 15.22% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 19.65%, 19.74% and 18.69% respectively.

Holdings

Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal has allocated its funds majorly in Cash Equivalent, Industrial, Financial Services, Consumer Cyclical, Basic Materials, Health, Tech, Consumer Defensive, Real Estate, Communication, Energy. Its top holdings are Karur Vysya Bank Ltd, Acutaas Chemicals Ltd, GE Vernova T&D India Ltd, Gabriel India Ltd, Multi Commodity Exchange of India Ltd

Taxation

As it is a small-cap mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal

To achieve long term capital appreciation by investing in a portfolio consisting of equity and equity related securities, predominantly of small cap companies.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal has no lock in period.

Fund Manager

Pratik Dharmshi

Fund Manager of Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal, since 9 December 2024

Gaurav Chopra

Fund Manager of Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal, since 1 November 2024

Learn more about Union Mutual Fund
Parameters
Jan'26
Dec'25
Nov'25
AUM
₹ 1.7K Cr
₹ 1.8K Cr
₹ 1.8K Cr
  • AUM of the fund stands at 1.7K Cr as of Jan'26
  • AUM decreased by 81.1 Cr between Jan'26 and Dec'25

Frequently Asked Questions for Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal

How do I invest in Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal?

INDmoney makes it simple to invest in the Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal?

The NAV of the fund today is ₹39.64. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal fund has generated a return of 19.65% in 1 year, 19.74% in 3 years, 18.69% in 5 years.

Who is the fund manager of Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal?

The fund managers are Pratik Dharmshi, Gaurav Chopra.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-15 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.96%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1787 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Union Small Cap Fund Direct Reinvestment of Income Distribution cum capital withdrawal?

The top 3 holdings of the fund are Karur Vysya Bank Ltd(4.49%), Acutaas Chemicals Ltd(4.35%), GE Vernova T&D India Ltd(3.83%)