Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt

Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt

Debt

Bandhan Mutual Fund

Credit Risk

Get the latest NAV of Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹10.40

▲0.1%1D

NAV as on 08 Jul 2025

4.91%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (08-Jul-25)

Period
This Fund
Credit Risk Index
1 Month
0.2%
0.32%
3 Months
1.9%
3.18%
6 Months
4.23%
6.88%
1 Year
8%
11.44%
3 Years
5.58%
8.88%
5 Years
4.89%
9.65%

Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt Returns Calculator

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Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.4%

AA
69%
AAA
31%
Cash allocation has gone up from 15.4% to 21.5%
Cash allocation has gone up from 15.4% to 21.5%
Debt allocation has gone down from 84% to 77.9%
Debt allocation has gone down from 84% to 77.9%

Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.4%

Corporate
77.2%
Government
18.9%
Cash Equivalent
3.9%

Top 2 Sectors in May were Corporate, Government

May'25

Corporate

56%

Government

25%

Apr'25

Corporate

65%

Government

24%

Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.69%
Benchmark
Nifty Credit Risk Bond B-II TR INR
AUM₹283 Cr
Inception Date3 March, 2017
Min Lumpsum/SIP₹1000/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
144.78%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderately High risk

About Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt

Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt is a debt fund. This fund was started on 3 March, 2017. The fund is managed by Gautam Kaul. This fund is suitable to keep your money safe.

Key Parameters

  1. Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt has ₹283 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 1.7.

Returns

Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt has given a CAGR return of 4.91% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.00%, 5.58% and 4.89% respectively.

Holdings

Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are Aditya Birla Real Estate Limited, 7.18% Govt Stock 2037, TATA Projects Limited, 7.18% Govt Stock 2033, TVS Credit Services Limited

Taxation

As it is a credit risk mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt

The Fund seeks to generate returns by investing predominantly in AA and below rated corporate debt securities across maturities.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 100.00. Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt has no lock in period.

Fund Manager

Gautam Kaul

Fund Manager of Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt, since 16 July 2022

Learn more about Bandhan Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 282.7 Cr
₹ 285.9 Cr
₹ 286 Cr
  • AUM of the fund stands at 282.7 Cr as of May'25
  • AUM decreased by 3.2 Cr between May'25 and Apr'25

Frequently Asked Questions for Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt

How do I invest in Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt?

INDmoney makes it simple to invest in the Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt?

The NAV of the fund today is ₹10.40. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt fund has generated a return of 8.00% in 1 year, 5.58% in 3 years, 4.89% in 5 years.

Who is the fund manager of Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt?

The fund managers are Gautam Kaul.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-365 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.69%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹283 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Bandhan Credit Risk Fund Regular Half Yearly Reinvestment of Income Distribution cum Cap Wdrl Opt?

The top 3 holdings of the fund are Aditya Birla Real Estate Limited(14.4%), 7.18% Govt Stock 2037(13.06%), TATA Projects Limited(10.82%)